NOT LISTED FOR SALE

78 Archer Dr Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $429,080 - $456,000

3 Beds
2 Baths
1,736 Sq Ft
$253/Sq Ft Est. Value

Sale Details

Date Sold: August 27, 2025

Last sale price $420,000 $242 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,808 / mo

46 Days on Market

Highlights

  • Entrance Foyer
  • 2 Car Garage
  • 1-Story Property
  • Central Air
  • Heat Pump System

About This Home

As of August 2025

Like new home in the Village Oaks, near Lake Monticello. Great one-level living, three bedroom/2 bath, dining space, screen porch, LVP flooring and large open kitchen. Professional landscaping, fenced yard, and attached garage. Meticulously kept with a whole-house generator, on-demand water heater, and security system. HOA maintains the grass and flowerbeds, snow removal, trash with pool and clubhouse access!

Last Agent to Sell the Property

Chelsea Newcomb

LAKE & COUNTRY REALTY, LLC License #0225185811 Listed on: 06/10/2025

Last Buyer's Agent

Ruth Guss

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #225156902

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,496

Year Built

  • Built in 2022

Lot Details

  • 7,841 Sq Ft Lot
  • Zoning described as R-3 Residential

HOA Fees

  • $133 per month

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Stick Built Home

Interior Spaces

  • 1,736 Sq Ft Home
  • 1-Story Property
  • Entrance Foyer

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Village Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 9 15 27

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,496

Year Built

Built in 2022

Lot Details

7,841 Sq Ft Lot

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 9 15 27
  • Property Sub Type: Detached
  • LotSizeAcres: 0.18
  • Subdivision Name: VILLAGE OAKS
  • Above Grade Finished Sq Ft: 1736.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: None

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Primary Downstairs, Entrance Foyer
  • Living Area: 1736.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Slab

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Heating: Heat Pump
  • Utilities: Fiber Optic Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 400.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-3 Residential

Building Info

  • Year Built: 2022

Tax Info

  • Year: 2023
  • Tax Annual Amount: 2495.71
  • Tax Other Annual Assessment Amount: 295700.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2025
Closed on
Aug 21, 2025
Sold by
Bought by
Seller's Agent
Chelsea Newcomb
LAKE & COUNTRY REALTY, LLC
Buyer's Agent
Ruth Guss
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
List Price
$434,700
Sold Price
$420,000
Premium/Discount to List
-$14,700
-3.38%
Views
44
Current Estimated Value
$440,020

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,020
Avg. Annual Appreciation
4.82%

Purchase Details

Closed on
Feb 2, 2024
Sold by
Bought by

Purchase Details

Listed on
Jul 20, 2023
Closed on
Sep 12, 2023
Sold by
Bought by
Seller's Agent
SHARI WILSON
LONG & FOSTER - CHARLOTTESVILLE
Buyer's Agent
SHARI WILSON
LONG & FOSTER - CHARLOTTESVILLE
List Price
$425,000
Sold Price
$399,900
Premium/Discount to List
-$25,100
-5.91%
Views
104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%

Purchase Details

Closed on
Nov 7, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,857
Interest Rate
6.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 5, 2022
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • Sabrina Thompson Real Estate Agent - LONG & FOSTER - CHARLOTTESVILLE

    Sabrina Thompson

    LONG & FOSTER - CHARLOTTESVILLE

    (434) 443-5083

    44 Total Sales

    3 in Lake Monticello

    $320K - $385K Price Range

    Sabrina Thompson
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  • Bunny French Real Estate Agent - LORING WOODRIFF REAL ESTATE ASSOCIATES

    Bunny French

    LORING WOODRIFF REAL ESTATE ASSOCIATES

    (434) 443-5922

    9 Total Sales

    1 in Lake Monticello

    $393,000 Price

    Bunny French
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  • Jessica Russo Real Estate Agent - NEST REALTY GROUP

    Jessica Russo

    NEST REALTY GROUP

    (434) 443-8515

    175 Total Sales

    7 in Lake Monticello

    $309K - $360K Price Range

    Jessica Russo
     Section Image
  • Donna Waugh-Robinson Real Estate Agent - CORCORAN WILEY-ORANGE

    Donna Waugh-Robinson

    CORCORAN WILEY-ORANGE

    (540) 732-7742

    140 Total Sales

    4 in Lake Monticello

    $49K - $422K Price Range

    Donna Waugh-Robinson
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  • Ernie Chamberlain Real Estate Agent - Hometown Realty

    Ernie Chamberlain

    Responds Quickly

    Hometown Realty

    (804) 676-6939

    545 Total Sales

    1 in Lake Monticello

    $655,000 Price

    Ernie Chamberlain
     Section Image
  • Aaron Howell Real Estate Agent - STORY HOUSE REAL ESTATE

    Aaron Howell

    STORY HOUSE REAL ESTATE

    (434) 216-2352

    83 Total Sales

    9 in Lake Monticello

    $273K - $510K Price Range

    Aaron Howell
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$420,000 Chicago Title Insurance Compan
-- Lakeside Title
$399,900 Fidelity National Title
$399,810 Stewart Title Guaranty Company
$189,600 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $299,857
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2025 08/27/25 Sold $420,000 -1.1% $242 / Sq Ft
07/26/2025 07/26/25 Pending -- -- --
07/17/2025 07/17/25 Price Changed $424,700 -2.3% $245 / Sq Ft
06/10/2025 06/10/25 For Sale $434,700 +8.7% $250 / Sq Ft
09/15/2023 09/15/23 Sold $399,900 0.0% $230 / Sq Ft View Prior Sale
08/14/2023 08/14/23 Pending -- -- --
08/11/2023 08/11/23 Price Changed $399,900 -3.6% $230 / Sq Ft
08/04/2023 08/04/23 Price Changed $415,000 -2.4% $239 / Sq Ft
07/20/2023 07/20/23 For Sale $425,000 -- $245 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,133 $415,000 $55,000 $360,000
2025 $3,113 $415,000 $55,000 $360,000
2024 $2,496 $295,700 $55,000 $240,700
2023 $2,496 $295,700 $55,000 $240,700
2022 $305 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Chelsea Newcomb Real Estate Agent - LAKE & COUNTRY REALTY, LLC

    Seller's Agent in 2025

    Chelsea Newcomb

    LAKE & COUNTRY REALTY, LLC

    (540) 894-1113

    283 Total Sales

    Chelsea Newcomb
    Section Image
  • Ruth Guss Real Estate Agent - RE/MAX

    Buyer's Agent in 2025

    Ruth Guss

    RE/MAX

    (434) 960-0414

    73 Total Sales

    Ruth Guss
    Section Image

  • S

    Seller's Agent in 2023

    SHARI WILSON

    LONG & FOSTER - CHARLOTTESVILLE

    (434) 400-9053

    5 Total Sales

    SHARI WILSON
    Section Image
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 665623

Charlottesville area Association of Realtors®

APN: 9 15 27

Virginia Fluvanna County Palmyra 22963

78 Archer Dr, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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