$431,000 - $767,000
RENTED MAR 2, 2025

10 Illinois St Unit 2B Saint Charles, IL 60174

Downtown Saint Charles Neighborhood
3 Beds
2 Baths
2,000 Sq Ft
$326 Price per Sq Ft

Last Sold June 07, 2018

Last sale price $318,831 $159 Per Sq Ft

Est. 105% increase in value since last sale

Current estimated payment $4,851/month

About This Home

As of June 2018

RARE CONDO RENTAL OPPORTUNITY IN THE HEART OF DOWNTOWN ST CHARLES!! This 2-bedroom, 2-bathroom, 1 full size office room, 2000 S.F. condo located in the heart of downtown St Charles in the Sterling Bank Condo Building is the essence of luxury condo living. The gourmet kitchen features high-end commercial appliances, granite countertops, huge eating island and much more. All 2000 S.F. of this home has beautiful large formant porcelain tiles throughout. The large balcony sits 20'- off the Fox River. Breathtaking views of the Fox River, Main Street, Illinois Street and Prairie Steet bridges as well of views of the St Charles Municipal Center Building that features the nightly light changing colors on the roof point of the mini tower portion of the building. There is endless summer fun located steps from the condo front door to include many great restaurants, live music that's starts from the newly developed 1st Street Plaza, The Wine Exchange, Alter Brewing, Pollyanna Brewing, Flagship on the fox, music in the park at Lincoln Park on Thursday nights, not to mention the world famous Arcada Theater that features many different types of entertainment on a nightly basis. This incredible condo also comes with 2 indoor parking spaces in the heated parking garage located under the building. This home is being offered semi furnished at no additional cost or empty. The furnishing and furniture would include most of all the wall art, brand new never-used bed in the 2nd room, kitchen table with chairs, island chairs and custom-built office with file cabinets and built in shelves. All you would need to bring is a living room set and master bedroom set. Schedule you viewing today!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 26, 2023
Sold by
Ratliff Heidi C and Ratliff James A
Bought by
James A Ratliff Jr Living Trust
Current Estimated Value
$652,465

Purchase Details

Listed on
Apr 20, 2018
Closed on
Jun 7, 2018
Sold by
First Street Development Ii Llc
Bought by
Ratliff James A and Ratliff Heidi C
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Carolyn Chesta
Baird & Warner Fox Valley - Geneva
List Price
$310,000
Sold Price
$318,831
Premium/Discount to List
$8,831
2.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.79%
Original Mortgage
$300,000
Interest Rate
4.5%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James A Ratliff Jr Living Trust -- None Listed On Document
Ratliff James A $319,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ratliff James A $300,000
Previous Owner Ratliff James A $416,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/02/2025 03/02/25 Rented $4,600 -2.1% --
02/22/2025 02/22/25 Under Contract -- -- --
02/12/2025 02/12/25 Price Changed $4,700 -6.0% $2 / Sq Ft
01/11/2025 01/11/25 For Rent $5,000 0.0% --
06/07/2018 06/07/18 Sold $318,831 +2.8% $159 / Sq Ft
04/23/2018 04/23/18 Pending -- -- --
04/20/2018 04/20/18 For Sale $310,000 -- $155 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $16,669 $180,891 $16,665 $164,226
2022 $16,707 $178,453 $18,446 $160,007
2021 $16,084 $170,101 $17,583 $152,518
2020 $15,908 $166,929 $17,255 $149,674
2019 $10,409 $108,955 $16,913 $92,042
2018 $1,735 $18,078 $18,078 $0
Source: Public Records

Agents Affiliated with this Home

  • Ashley Ratliff

    Seller's Agent in 2025

    Ashley Ratliff

    Baird Warner

    (630) 513-6100

    38 Total Sales

    Ashley Ratliff
    Section Image
  • Timothy Kelly

    Buyer's Agent in 2025

    Timothy Kelly

    Keller Williams Premiere Properties

    (630) 728-5906

    64 Total Sales

    Timothy Kelly
    Section Image
  • Tamara O'Connor

    Seller's Agent in 2018

    Tamara O'Connor

    Premier Living Properties

    (630) 485-4214

    22 in this area

    559 Total Sales

    Tamara O'Connor
    Section Image
  • Amanda Laughlin

    Seller Co-Listing Agent in 2018

    Amanda Laughlin

    Premier Living Properties

    (847) 930-6181

    75 Total Sales

    Amanda Laughlin
    Section Image
  • Carolyn Chesta

    Buyer's Agent in 2018

    Carolyn Chesta

    Baird Warner

    (847) 915-0764

    4 in this area

    158 Total Sales

    Carolyn Chesta
    Section Image
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Map

Illinois Kane County Saint Charles 60174 Downtown Saint Charles

10 Illinois St Unit 2B, Saint Charles, IL

This home is located at 10 Illinois St Unit 2B, Saint Charles, IL 60174 and is currently estimated at $652,465, approximately $326 per square foot. 10 Illinois St Unit 2B is a home located in Kane County with nearby schools including Davis Primary School, Richmond Intermediate School, and Thompson Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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