NOT LISTED FOR SALE

Estimated Value: $971,000

5 Beds
3.5 Baths
3,906 Sq Ft
$249/Sq Ft Est. Value

Last Sold September 29, 2020

Last sale price $660,000 $169 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $6,739/month

124 Days on Market

Highlights

  • Parking available for a boat
  • New Kitchen
  • Backs to Trees or Woods
  • Senior Community
  • Deck
  • Wood Flooring

About This Home

As of September 2020

Come see this stunning 5 bedroom, 3.5 bath home in a beautiful, location in Cream Ridge.Providence Estates is a quiet, family friendly neighborhood close to schools,parks,golf and shopping but just far enough away. The fenced in yard welcomes you and the family. The two tiered deck is perfect to relax and unwind after a long day. Sit out and gaze at the protected land beyond your property.The large windows allow plenty of light to filter in on the main level,Other features include: Sitting area in the Master Bedroom,Hardwood floors throughout,wood burning fireplace in the TV room, a walkout basement complete with kitchen area and full bath.And much more...This house is a must see!

Last Listed By

Phillip Cuilla

Metro Realtors License #1750992 Listed on: 03/27/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,046

Year Built

  • Built in 2006

Lot Details

  • 1.11 Acre Lot
  • Fenced
  • Sprinkler System
  • Backs to Trees or Woods

Parking

  • 3 Car Direct Access Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,906 Sq Ft Home
  • 3-Story Property
  • Crown Molding
  • Ceiling height of 9 feet on the main level
  • Recessed Lighting
  • Light Fixtures
  • Wood Burning Fireplace
  • Insulated Windows
  • Blinds
  • Bay Window
  • French Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Home Gym
  • Center Hall

Kitchen

  • New Kitchen
  • Breakfast Area or Nook
  • Built-In Double Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom Bathtub Only
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Home Security System
  • Storm Doors

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Exterior Lighting
  • Play Equipment

Schools

  • Newell Elementary School
  • Stonebridge Middle School
  • Allentown High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Thermostat
  • Well
  • Natural Gas Water Heater
  • Septic System

Community Details

  • Senior Community
  • No Home Owners Association
  • Providence Est Subdivision, Waverly Floorplan

Listing and Financial Details

  • Assessor Parcel Number 51-00054-01-00008-10

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,046

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Model: Waverly
  • ResoLotFeatures: Back to Woods, Fenced Area
  • Inclusions: Outdoor Lighting, Washer, Wall Oven, Window Treatments, Swing Set, Blinds/Shades, Dishwasher, Dryer, Double Oven, Light Fixtures, Microwave, Security System, Stove, Refrigerator, Attic Fan, Fireplace Equipment, Garage Door Opener, Gas Cooking
  • Subdivision Name: Providence Est
  • Architectural Style: 2 Story
  • Reso Flooring: Cement, Ceramic Tile, Linoleum/Vinyl, W/W Carpet, Wood
  • Reso Interior Features: Attic - Pull Down Stairs, Balcony, Bonus Room, Ceilings - 9Ft+ 1st Flr, Center Hall, Dec Molding, Den, Fitness, French Doors, Security System, Recessed Lighting
  • New Construction: No
  • Efficiency: Remote Thermostat
  • ResoWindowFeatures: Insulated Windows
  • Year Built: 2006
  • Contract Info New Construction: No
  • General Property Info Waterview: No
  • General Property Info Fireplace: Yes
  • General Property Info Basement: Yes
  • General Property Info HOA: No
  • General Property Info Pool: No
  • Interior Ceilings - 9Ft 1st Flr: Yes
  • Kitchen Center Island: Yes
  • ExteriorPatio: Yes
  • Garage Direct Entry: Yes
  • General Property Info Acreage: 1.11
  • General Property Info Farm: No
  • Location Middle School: Stonebridge
  • Interior Attic - Pull Down Stairs: Yes
  • Living Room Floor - Wood2: Yes
  • Dining Room Floor - Wood3: Yes
  • WaterSewer Well: Yes
  • Kitchen Newer: Yes
  • Cooling Central Air: Yes
  • Roof Shingled: Yes
  • Rooms Laundry: Yes
  • Rooms Living Room: Yes
  • Lot Description Back to Woods: Yes
  • Lot Description Fenced Area: Yes
  • Included Gas Cooking: Yes
  • Included Stove: Yes
  • Floors Ceramic Tile: Yes
  • Floors Wood: Yes
  • Water Heater Natural Gas2: Yes
  • Exterior Lighting: Yes
  • General Property Info Handicap Access: No
  • General Property Info # Fireplaces: 1.0
  • Interior Balcony: Yes
  • Interior Dec Molding: Yes
  • Interior French Doors: Yes
  • Interior Recessed Lighting: Yes
  • Foyer Two Story: Yes
  • Allowable Cats: Yes
  • Allowable Dogs: Yes
  • Interior Den: Yes
  • Included BlindsShades: Yes
  • Included Light Fixtures: Yes
  • Exterior Sprinkler Under: Yes
  • Included Outdoor Lighting: Yes
  • Included Window Treatments: Yes
  • Exterior Storm Door(s): Yes
  • Dining Room Dec Molding4: Yes
  • GreatFamily Room Floor - Wood5: Yes
  • ExteriorDeck: Yes
  • SidingBrick: Yes
  • GreatFamily Room Fireplace - Woodburning5: Yes
  • Kitchen Ceramic Tile3: Yes
  • Included Double Oven: Yes
  • Living Room Dec Molding3: Yes
  • Kitchen BnookDining Area: Yes
  • Kitchen Dec Molding5: Yes
  • Included Security System2: Yes
  • Water Heater Tank: Yes
  • Dining Room BayBow Window3: Yes
  • Included Attic Fan: Yes
  • Interior Bonus Room: Yes
  • Exterior Security System3: Yes
  • GreatFamily Room Dec Molding6: Yes
  • Interior Fitness: Yes
  • Allowable Boats: Yes
  • Allowable Recreational Vehicles: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Finished, Full, Walk-Out Access
  • Basement: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Total Bedrooms: 17
  • Stories: 3
  • Basement Finished: Yes
  • Full Basement: Yes
  • Other Rooms:Dining Room: Yes
  • Other Rooms:Family Room: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Refrigerator: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Washer: Yes
  • Appliances Included:Microwave: Yes
  • Basement:Walk-Out Access: Yes
  • Other Rooms:Foyer: Yes
  • Kitchen Pantry: Yes
  • Features Interior:Security System: Yes
  • Other Rooms:Basement3: Yes
  • Appliances Included:Wall Oven: Yes
  • Other Rooms:Office2: Yes

Exterior Features

  • Roof: Shingle
  • Acres: 1.11
  • Waterfront: No
  • Construction Type: Brick
  • Exterior Features: Deck, Patio, Security System, Sprinkler Under, Storm Door(s), Swingset, Lighting
  • Construction:Siding - Vinyl: Yes

Garage/Parking

  • Garage: Yes
  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Driveway, On Street, Direct Access
  • General Property Info:Garage: Yes
  • Parking Driveway: Yes
  • Parking:On Street: Yes
  • _pound_ AppliancesIncluded:Garage Door Opener: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air, 2 Zoned AC
  • Cooling Y N: Yes
  • Heating: Natural Gas, Forced Air, 2 Zoned Heat
  • HeatingYN: Yes
  • Water Source: Well
  • Heating:Natural Gas: Yes
  • Water/Sewer/Septic: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Senior Community: Yes
  • Association Fee Frequency: None
  • Association: No

Schools

  • Middle Or Junior School: Stonebridge

Lot Info

  • Lot Size Sq Ft: 48351.6
  • Parcel #: 51-00054-01-00008-10
  • Zoning Description: Single Family, Neighborhood

Green Features

  • Energy Features Insulated Windows: Yes

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 15046.0

MLS Schools

  • Elementary School: Newell Elementary
  • High School: Allentown

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2020
Closed on
Oct 1, 2020
Sold by
Hoch Duane A and Knapp Hoch Heather
Seller's Agent
Phillip Cuilla
Metro Realtors
Buyer's Agent
Phillip Cuilla
Metro Realtors
List Price
$679,900
Sold Price
$660,000
Premium/Discount to List
-$19,900
-2.93%
Total Days on Market
124
Current Estimated Value
$971,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$311,000
Avg. Annual Appreciation
8.66%
Original Mortgage
$470,000
Outstanding Balance
$421,801
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$549,199

Purchase Details

Listed on
Mar 27, 2020
Closed on
Sep 29, 2020
Sold by
Knapp-Hoch Heather M
Bought by
Koziol Kimberly A
Seller's Agent
Phillip Cuilla
Metro Realtors
Buyer's Agent
Phillip Cuilla
Metro Realtors
List Price
$679,900
Sold Price
$660,000
Premium/Discount to List
-$19,900
-2.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$470,000
Outstanding Balance
$421,801
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$549,199

Purchase Details

Listed on
Dec 15, 2014
Closed on
Feb 27, 2015
Sold by
Tyas Michael S and Tyas Pauline A
Bought by
Hoch Duane A and Knapp Hoch Heather M
Seller's Agent
Jennifer Tome-Berry
Keller Williams Princeton R.E.
Buyer's Agent
Linda Kovach
Weidel Real Estate
Sold Price
$625,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.98%
Original Mortgage
$500,000
Interest Rate
3.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2013
Sold by
Nvr Inc
Bought by
Spinelli Denise A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$283,800
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2012
Sold by
Tinton Falls Active Adult Llc
Bought by
Nvr Inc and Ryan Homes

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$505,200
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2011
Sold by
Eng Thomas D and Eng Greicys
Bought by
Tyas Michael S and Tyas Pauline A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$504,000
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 2006
Sold by
Nvr Inc Dba Ryan Homes
Bought by
Eng Thom

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
6.14%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 22, 2006
Sold by
Cjs Investments Inc
Bought by
Nvr Inc

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
-- $660,000 Cross Keys Abstract
Koziol Kimberly A $660,000 None Listed On Document
Hoch Duane A $625,000 Agent For Chicago Title Ins
Spinelli Denise A $315,421 Legacy Title Of Lc Llc
Nvr Inc $115,000 Title America Agency Corp
Tyas Michael S $560,000 Old Republic National Title
Eng Thom $754,287 --
Nvr Inc $253,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open -- $470,000
Closed Koziol Kimberly A $470,000
Previous Owner Hoch Duane A $40,000
Previous Owner Hoch Duane A $500,000
Previous Owner Spinelli Denise A $283,800
Previous Owner Tyas Michael S $505,200
Previous Owner Tyas Michael S $504,000
Previous Owner Eng Thom $64,000
Previous Owner Eng Thomas D $614,400
Previous Owner Eng Thom $603,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2020 09/29/20 Sold $660,000 -2.2% $169 / Sq Ft
07/29/2020 07/29/20 Pending -- -- --
06/24/2020 06/24/20 Price Changed $674,900 -0.7% $173 / Sq Ft
03/27/2020 03/27/20 For Sale $679,900 +8.8% $174 / Sq Ft
02/27/2015 02/27/15 Sold $625,000 -- $160 / Sq Ft
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,647 $748,400 $130,300 $618,100
2023 $15,647 $704,500 $100,300 $604,200
2022 $15,647 $682,400 $100,300 $582,100
2021 $16,160 $666,600 $120,400 $546,200
2020 $15,158 $627,900 $120,400 $507,500
2019 $15,046 $627,700 $120,300 $507,400
2018 $14,829 $609,500 $120,300 $489,200
2017 $15,081 $628,100 $120,300 $507,800
2016 $14,718 $620,500 $120,300 $500,200
2015 $13,610 $579,900 $122,200 $457,700
2014 $13,646 $585,900 $142,200 $443,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

MLS Number: 22011446

MOREMLS (Monmouth Ocean Regional REALTORS®)

APN: 51-00054-01-00008-10