Seller's Agent in 2025
Ivy Gifford
RE/MAX Solutions
(443) 398-4599
46 Total Sales
10 Smith Rd Westminster, MD 21158
4
Beds
2.5
Baths
2,030
Sq Ft
209,524
Sq Ft Lot
Highlights
- Scenic Views
- Deck
- Traditional Floor Plan
- Carriage House
- Stream or River on Lot
- Backs to Trees or Woods
About This Home
As of August 2025Beautifully updated 4-bedroom, 2.5 bath farmhouse offers the perfect blend of original charm and modern upgrades on 4.81 acres. The high-end kitchen remodel features a center island, stone backsplash, granite countertops, stainless appliances, a glass display cabinet, and exposed beams. Flooded with natural light, the eat-in area of the kitchen has 2 sets of sliding doors that lead to the side deck, and an outside kitchen that's ideal for everyday living and entertaining.
Upstairs, you will find four bedrooms and a convenient laundry area, along with a fully remodeled bathroom featuring ceramic tile, heated floors, and a jacuzzi tub. Some special touches include exposed walls, barn doors, maintenance-free railings, extensive hardscape and stone work, and beautiful landscaping. The 25 x 50 detached garage is a standout, complete with a loft, rock climbing wall (including safety gear), basketball hoop, concrete floor, wood stove, electricity, and workshop area.
This one-of-a-kind property offers charm and character with well-thought-out upgrades, and is a nature lover's retreat with a peaceful stream, partially restored log cabin, extensive outdoor kitchen and patio, covered Gazebo, and so much more!
Last Agent to Sell the Property
(410) 871-4300 ivygiffordteam@gmail.com RE/MAX Solutions Listed on: 07/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,055
Year Built
- Built in 1890 | Remodeled in 2015
Lot Details
- 4.81 Acre Lot
- Landscaped
- Extensive Hardscape
- Backs to Trees or Woods
- Property is zoned AG
Parking
- 4 Car Detached Garage
- Parking Storage or Cabinetry
- Driveway
Property Views
- Scenic Vista
- Creek or Stream
Home Design
- Carriage House
- Colonial Architecture
- Farmhouse Style Home
- Architectural Shingle Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Built-In Features
- Beamed Ceilings
- Recessed Lighting
- Brick Fireplace
- Family Room
- Living Room
- Dining Room
- Storage Room
- Attic
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Hydromassage or Jetted Bathtub
Laundry
- Laundry Room
- Laundry on upper level
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Front Basement Entry
- Basement Windows
Eco-Friendly Details
- Solar Water Heater
Outdoor Features
- Stream or River on Lot
- Deck
- Exterior Lighting
- Pole Barn
- Shed
- Outbuilding
- Outdoor Grill
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Vented Exhaust Fan
- 200+ Amp Service
- Well
- Septic Tank
Community Details
- No Home Owners Association
- Carroll County Farmettes Subdivision
Listing and Financial Details
- No Smoking Allowed
- Assessor Parcel Number 0702006812
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2025
Closed on
Aug 29, 2025
Sold by
Talbert Patrick S and Talbert Lynn B
Bought by
Mulvihill Colleen and Mulvihill Dean
Seller's Agent
Ivy Gifford
RE/MAX Solutions
Buyer's Agent
Dan Borowy
Redfin Corp
List Price
$689,999
Sold Price
$689,900
Premium/Discount to List
-$99
-0.01%
Views
136
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,869
Avg. Annual Appreciation
-4.92%
Original Mortgage
$496,023
Outstanding Balance
$496,023
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
$176,008
Purchase Details
Closed on
Sep 29, 2014
Sold by
Osterhouse Cheryl A
Bought by
Talbert Lynn B and Talbert Patrick S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 9, 2003
Sold by
Brownley Stephen W
Bought by
Osterhouse Douglas E and Osterhouse Cheryl A
Purchase Details
Closed on
Jul 24, 1992
Sold by
Salafia Louis V
Bought by
Brownley Stephen W
Purchase Details
Closed on
Feb 2, 1989
Sold by
Penn John W
Bought by
Salafia Louis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
10.6%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $689,900 | First American Title Insurance | |
| Deed | $325,000 | First American Title Ins Co | |
| Deed | $308,000 | -- | |
| Deed | $196,000 | -- | |
| Deed | $130,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $496,023 | VA | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $123,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $689,900 | 0.0% | $340 / Sq Ft |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 07/25/2025 07/25/25 | For Sale | $689,999 | -- | $340 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,047 | $369,367 | $0 | $0 |
| 2024 | $3,941 | $353,533 | $0 | $0 |
| 2023 | $3,842 | $337,700 | $154,000 | $183,700 |
| 2022 | $3,748 | $329,333 | $0 | $0 |
| 2021 | $7,494 | $320,967 | $0 | $0 |
| 2020 | $3,592 | $312,600 | $154,000 | $158,600 |
| 2019 | $3,572 | $310,833 | $0 | $0 |
| 2018 | $3,521 | $309,067 | $0 | $0 |
| 2017 | $3,501 | $307,300 | $0 | $0 |
| 2016 | -- | $307,300 | $0 | $0 |
| 2015 | -- | $307,300 | $0 | $0 |
| 2014 | -- | $311,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ivy Gifford
-
Deborah O'Hara
D
Seller Co-Listing Agent in 2025
Deborah O'Hara
RE/MAX Solutions
(410) 905-2481
6 Total Sales
-
Dan Borowy
D
Buyer's Agent in 2025
Dan Borowy
Redfin Corp
Map
Source: Bright MLS
MLS Number: MDCR2028856
APN: 02-006812
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