Michael Onstead
Coldwell Banker Realty
(916) 999-9412
126 Total Sales
1 in Whitney Ranch
$1,163,097 Price
1008 Silver Saddle Ln Rocklin, CA 95765
Whitney Ranch NeighborhoodEstimated Value: $937,000 - $969,000
5
Beds
4.5
Baths
3,720
Sq Ft
$255/Sq Ft
Est. Value
Highlights
- Fitness Center
- Private Pool
- Clubhouse
- Sunset Ranch Elementary Rated A
- Two Primary Bedrooms
- 3-minute walk to Bolton Park
About This Home
As of June 2025Welcome to 1008 Silver Saddle Lane in Rocklin a spacious and stylish 5-bedroom home where function meets elegance. Designed with versatility in mind, this home features a coveted downstairs bedroom and multiple bedrooms with en suite bathrooms, offering privacy and comfort for everyone. The expansive layout includes formal living and dining rooms, a generous loft area upstairs, and an inviting open-concept kitchen and family room with a sunny breakfast nook perfect for entertaining or everyday living with a cozy fireplace. The chef's kitchen is equipped with double ovens, ample counter space, and storage to inspire your inner cook. Step outside to a pool-sized lot featuring hand-stamped stained concrete walkways and a covered patio, ideal for outdoor dining, lounging, or future backyard dreams. Additional highlights include a 3-car garage, leased solar system for energy efficiency, and a location that can't be beat just minutes from top-rated Rocklin schools, beautiful parks, and the coveted Whitney Ranch clubhouse, which offers a resort-style pool, private cabanas, BBQ areas, gym, rentable event space, and a full calendar of community events year-round. This home has it all space, style, and a vibrant lifestyle. Come experience the best of Whitney Ranch living!
Last Agent to Sell the Property
eXp Realty of California Inc License #01470257 Listed on: 05/01/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 2010
Lot Details
- 8,472 Sq Ft Lot
- Back Yard Fenced
- Sprinklers on Timer
- Property is zoned R1
HOA Fees
- $82 Monthly HOA Fees
Parking
- 3 Car Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Mediterranean Architecture
- Slab Foundation
- Frame Construction
- Tile Roof
Interior Spaces
- 3,720 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Double Pane Windows
- Great Room
- Family Room
- Combination Kitchen and Living
- Formal Dining Room
- Recreation Room with Fireplace
- Loft
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Double Oven
- Gas Cooktop
- Dishwasher
- Kitchen Island
- Granite Countertops
- Compactor
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Main Floor Bedroom
- Primary Bedroom Upstairs
- Double Master Bedroom
- Walk-In Closet
- Sunken Shower or Bathtub
- Jack-and-Jill Bathroom
- Secondary Bathroom Double Sinks
- Bathtub with Shower
- Separate Shower
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
Additional Features
- Solar owned by a third party
- Private Pool
- Property is near clubhouse
Listing and Financial Details
- Assessor Parcel Number 489-100-008-000
Community Details
Overview
- Association fees include common areas, organized activities, pool, recreation facility
- Whitney Ranch HOA
- Built by William Lyon
- Whitney Ranch Subdivision
- Mandatory home owners association
Recreation
- Community Playground
- Fitness Center
- Community Pool
- Park
Additional Features
- Clubhouse
- Net Lease
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jun 5, 2025
Sold by
Bought by
Seller's Agent
Sandy Finley
eXp Realty of California Inc
Buyer's Agent
Bianca Cordero
Better Homes and Gardens RE
List Price
$915,000
Sold Price
$900,000
Premium/Discount to List
-$15,000
-1.64%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,294
Avg. Annual Appreciation
4.61%
Original Mortgage
$720,000
Outstanding Balance
$711,679
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$236,615
Purchase Details
Closed on
Feb 26, 2024
Sold by
Bought by
Purchase Details
Listed on
Feb 7, 2014
Closed on
Apr 7, 2014
Sold by
Bought by
Seller's Agent
Rindy Merrifield
GUIDE Real Estate
Buyer's Agent
Sandy Finley
eXp Realty of California Inc
List Price
$569,900
Sold Price
$555,000
Premium/Discount to List
-$14,900
-2.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.44%
Original Mortgage
$460,687
Interest Rate
4.32%
Mortgage Type
VA
Purchase Details
Closed on
Sep 26, 2013
Sold by
Bought by
Purchase Details
Closed on
Jul 7, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.52%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Whitney Ranch, CA
-
Michael Onstead
-
Brian Ji Jang
Brian Ji Jang
Responds QuicklyKW Sac Metro
(279) 205-6360
138 Total Sales
2 in Whitney Ranch
$340K - $850K Price Range
-
Brian Zufelt
Brian Zufelt
Realty ONE Group Complete
(916) 237-1692
106 Total Sales
4 in Whitney Ranch
$335K - $1.2M Price Range
-
Kirsten Clark
Kirsten Clark
eXp Realty of California, Inc.
(916) 435-6110
19 Total Sales
2 in Whitney Ranch
$661K - $750K Price Range
-
Crystal Lopez
Crystal Lopez
Coldwell Banker Realty
(916) 713-3774
69 Total Sales
1 in Whitney Ranch
$1,285,000 Price
-
Shankar Reddy Pathi
Shankar Reddy Pathi
Real Estate Source Inc
(279) 201-5913
57 Total Sales
2 in Whitney Ranch
$735K - $1.7M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $900,000 | Old Republic Title | ||
| -- | None Listed On Document | ||
| $555,000 | Old Republic Title Company | ||
| -- | None Available | ||
| $455,000 | Fidelity National Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $720,000 | ||
| Previous Owner | $424,026 | ||
| Previous Owner | $426,958 | ||
| Previous Owner | $464,800 | ||
| Previous Owner | $462,739 | ||
| Previous Owner | $460,687 | ||
| Previous Owner | $408,500 | ||
| Previous Owner | $417,000 | ||
| Previous Owner | $206,000,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/12/2025 06/12/25 | Sold | $900,000 | -1.6% | $242 / Sq Ft | |
| 05/13/2025 05/13/25 | Pending | -- | -- | -- | |
| 05/01/2025 05/01/25 | For Sale | $915,000 | +64.9% | $246 / Sq Ft | |
| 04/15/2014 04/15/14 | Sold | $555,000 | -2.6% | $149 / Sq Ft | View Prior Sale |
| 03/02/2014 03/02/14 | Pending | -- | -- | -- | |
| 02/05/2014 02/05/14 | For Sale | $569,900 | -- | $153 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $11,136 | $918,000 | $265,200 | $652,800 |
| 2025 | $10,970 | $680,344 | $104,194 | $576,150 |
| 2023 | $10,970 | $653,927 | $100,149 | $553,778 |
| 2022 | $10,600 | $641,106 | $98,186 | $542,920 |
| 2021 | $10,347 | $628,536 | $96,261 | $532,275 |
| 2020 | $10,279 | $622,092 | $95,274 | $526,818 |
| 2019 | $10,124 | $609,895 | $93,406 | $516,489 |
| 2018 | $9,874 | $597,937 | $91,575 | $506,362 |
| 2017 | $9,804 | $586,214 | $89,780 | $496,434 |
| 2016 | $9,956 | $574,720 | $88,020 | $486,700 |
| 2015 | $9,822 | $566,088 | $86,698 | $479,390 |
| 2014 | $8,757 | $478,037 | $83,609 | $394,428 |
Source: Public Records
Agents Affiliated with this Home
-
Sandy Finley
Seller's Agent in 2025
Sandy Finley
eXp Realty of California Inc
(916) 397-8649
4 in this area
51 Total Sales
-
Bianca Cordero
Buyer's Agent in 2025
Bianca Cordero
Better Homes and Gardens Real Estate Reliance Partners
(916) 316-5329
2 in this area
11 Total Sales
-
Lyndsie Gonzalez
L
Buyer Co-Listing Agent in 2025
Lyndsie Gonzalez
Better Homes and Gardens Real Estate Reliance Partners
(707) 628-9094
1 in this area
15 Total Sales
-
Rindy Merrifield
Seller's Agent in 2014
Rindy Merrifield
GUIDE Real Estate
(916) 276-1010
2 Total Sales
-
Mike Bailey
Seller Co-Listing Agent in 2014
Mike Bailey
GUIDE Real Estate
(916) 622-5540
4 in this area
148 Total Sales
Map
Source: MetroList
MLS Number: 225055730
APN: 489-100-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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