$372,500
SOLD MAR 20, 2025

1009 Pearl St Saint Joseph, MI 49085

3 Beds
2 Baths
1,408 Sq Ft
4,081 Sq Ft Lot

Recently Sold

$265 Per Sq Ft

2% Below List Price

24 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • Mud Room
  • Upton Middle School Rated A
  • Wood Flooring
  • 2-minute walk to Kiwanis Park

About This Home

As of March 2025

Beautiful home in downtown St Joseph with all the shops, restaurants, and beach nearby. Sidewalks community. This is a three bedroom, two bath home with old-world charm and full of character. Wood floors throughout the main area, open floor plan, high ceilings. Enclosed front porch with lots of natural light. Spacious living room showing the architecture and craftsman style of the original wood trim. Large dining room leading to the kitchen and mud room area. Screened back porch is perfect for entertaining, and a nice fully fenced backyard. Plus a 2-car garage with extra parking space for guests.

Last Agent to Sell the Property

Joy Schwarting

Century 21 Affiliated License #6501353727 Listed on: 01/29/2025

Century 21 Affiliated

Last Buyer's Agent

Angela Reichert

RE/MAX Harbor Country @ New Buffalo License #6501455106

RE/MAX Harbor Country @ New Buffalo

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,177

Year Built

  • Built in 1909

Lot Details

  • 4,081 Sq Ft Lot
  • Shrub
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,408 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Insulated Windows
  • Window Treatments
  • Mud Room
  • Living Room
  • Screened Porch

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,177

Year Built

Built in 1909

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1909
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: .09
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1408.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 4177.0
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • General Property Info:SqFt Above Grade: 1408.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Carpet, Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1408.0
  • Window Features: Replacement, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1000.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Scrn Porch
  • Fencing: Fenced Back
  • List Price: 382000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Connected, Storm Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Dimensions: .09
  • Lot Size Sq Ft: 4081.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4177.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 20, 2025
Sold by
Cullen Ryan
Bought by
Berke Marc and Berke Sharon
Seller's Agent
Joy Schwarting
Century 21 Affiliated
Buyer's Agent
Angela Reichert
RE/MAX Harbor Country @ New Buffalo
List Price
$382,000
Sold Price
$372,500
Premium/Discount to List
-$9,500
-2.49%
Views
87
Current Estimated Value
$375,381

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,881
Avg. Annual Appreciation
-1.34%
Original Mortgage
$186,250
Outstanding Balance
$185,936
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$184,057

Purchase Details

Listed on
May 23, 2022
Closed on
Aug 4, 2022
Sold by
Sadler Katherine L
Bought by
Cullen Ryan
Seller's Agent
Anne Gain
@properties Christie's International R.E.
Buyer's Agent
Joy Schwarting
Century 21 Affiliated
List Price
$325,000
Sold Price
$342,900
Premium/Discount to List
$17,900
5.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.17%

Purchase Details

Listed on
Aug 10, 2016
Closed on
Sep 7, 2016
Sold by
Walter Erica
Bought by
Sadler Katherine L and Sadler Karen L
Seller's Agent
Anne Gain
@properties Christie's International R.E.
Buyer's Agent
Anne Gain
@properties Christie's International R.E.
List Price
$194,900
Sold Price
$210,000
Premium/Discount to List
$15,100
7.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.79%
Original Mortgage
$110,000
Interest Rate
2.77%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 26, 2014
Closed on
Sep 19, 2014
Sold by
Lux Judith and Judith Lux Trust
Bought by
Walter Erica
Seller's Agent
Michele Kaiser
@properties Christie's International R.E.
Buyer's Agent
Anne Gain
@properties Christie's International R.E.
List Price
$154,900
Sold Price
$154,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.35%
Original Mortgage
$123,920
Interest Rate
4.07%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 2, 2010
Sold by
Lux Judith
Bought by
Lux Judith and Judith Lux Trust

Purchase Details

Closed on
Nov 18, 2009
Sold by
Gettig Dawn
Bought by
Lux Judith

Purchase Details

Closed on
Apr 24, 2006
Sold by
Vincent Michael J and Steinke Kathy R
Bought by
Brady Charlene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 21, 2006
Sold by
Brady Charlene
Bought by
Gettig Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 17, 2000

Purchase Details

Closed on
Feb 3, 1987
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $372,500 Chicago Title Of Michigan
Warranty Deed $372,500 Chicago Title Of Michigan
Warranty Deed $342,900 First American Title
Warranty Deed $210,000 First American Title
Deed -- Multiple
Interfamily Deed Transfer -- None Available
Warranty Deed $165,000 First American Title
Warranty Deed $155,000 None Available
Quit Claim Deed -- None Available
Deed $102,500 --
Deed $28,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $186,250 New Conventional
Closed $186,250 New Conventional
Previous Owner $110,000 New Conventional
Previous Owner $123,920 New Conventional
Previous Owner $135,000 Fannie Mae Freddie Mac
Previous Owner $101,500 Unknown
Previous Owner $14,500 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2025 03/20/25 Sold $372,500 -2.5% $265 / Sq Ft
02/22/2025 02/22/25 Pending -- -- --
01/29/2025 01/29/25 For Sale $382,000 +11.4% $271 / Sq Ft
07/25/2022 07/25/22 Sold $342,900 +5.5% $244 / Sq Ft
05/23/2022 05/23/22 For Sale $325,000 +54.8% $231 / Sq Ft
09/30/2016 09/30/16 Sold $210,000 +7.7% $149 / Sq Ft
09/30/2016 09/30/16 Pending -- -- --
08/10/2016 08/10/16 For Sale $194,900 +25.8% $138 / Sq Ft
09/26/2014 09/26/14 Sold $154,900 0.0% $110 / Sq Ft
08/27/2014 08/27/14 Pending -- -- --
08/26/2014 08/26/14 For Sale $154,900 -- $110 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,306 $120,800 $0 $0
2024 $4,177 $117,800 $0 $0
2023 $4,006 $101,500 $0 $0
2022 $2,829 $78,800 $0 $0
2021 $2,811 $76,200 $14,000 $62,200
2020 $2,773 $75,500 $0 $0
2019 $2,752 $65,700 $14,800 $50,900
2018 $2,705 $65,700 $0 $0
2017 $2,287 $64,100 $0 $0
2016 $2,287 $61,900 $0 $0
2015 $2,259 $59,700 $0 $0
2014 $3,108 $56,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25003335

Southwestern Michigan Association of REALTORS®

APN: 11-76-1600-0008-00-3