$138,500
SOLD DEC 1, 2025

101 Old Ferry Rd Unit 13D Shalimar, FL 32579

1 Bed
1 Bath
625 Sq Ft
$313/ mo HOA Fee

Recently Sold

$222 Per Sq Ft

8% Below List Price

66 Days on Market

Highlights

  • Beach
  • Property Fronts a Bay or Harbor
  • Primary Bedroom Suite
  • Choctawhatchee Senior High School Rated A-
  • Fishing
  • Gated Community

About This Home

As of December 2025

BOM - Your Bayside Retreat Awaits! Don't miss this fantastic opportunity to own a charming, fully furnished 1-bedroom, 1-bath condo in beautiful Shalimar, FL. The seller has recently added new alumincon plugs and completed key repairs, so it's move-in ready—just bring your suitcase! Spanning 680 sq ft, this thoughtfully updated unit, built in 1974, offers modern comfort with a new water heater (2023), a 2024 refrigerator, and a 2021 HVAC system. From your private balcony and dining area, enjoy breathtaking water views that create the perfect setting for morning coffee or relaxing evening sunsets. Located within a secure, gated community, this property is packed with amenities that enhance your waterfront lifestyle. Relax on the community beach, soak up the sun on the sundeck, or or gather with friends at the BBQ areas. For outdoor enthusiasts, bay activities are endlessfishing, paddleboarding, kayaking, sailing, and crabbing. Keep active with on-site tennis and pickleball courts, and pet owners will love the designated walking areas.
Conveniently close to Eglin AFB and Destin-Fort Walton Beach Airport, this home offers seamless access to everything you need. Experience the best of bayfront livingschedule your showing today and make this slice of paradise yours!

Last Agent to Sell the Property

Wayne Myshin

ERA American Real Estate License #3010313 Listed on: 08/18/2025

Last Buyer's Agent

Jake Maurer

Jpb Commercial Real Estate Adv

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,517

Year Built

  • Built in 1974

HOA Fees

  • $313 Monthly HOA Fees

Home Design

  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 625 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Woodwork
  • Ceiling Fan
  • Window Treatments
  • Great Room
  • Bay Views

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Range Hood
  • Dishwasher

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • 1 Full Bathroom

Schools

  • Shalimar Elementary School
  • Meigs Middle School
  • Choctawhatchee High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Balcony
  • Property Fronts a Bay or Harbor

Listing and Financial Details

  • Minimum Rental Period
  • Assessor Parcel Number 06-2S-23-5070-0000-013D

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, land recreation, legal, licenses/permits, management, sewer, water, trash
  • 4 Buildings
  • 4 Units
  • Finisterra Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Sauna
  • Recreation Room
  • Laundry Facilities

Recreation

  • Beach
  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,517

Year Built

Built in 1974

Lot Details

0 Sq Ft Lot

HOA Fees

$313 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: FINISTERRA CONDO
  • Directions: Heading north on Eglin Parkway make a right onto Gardner Dr. (Watch the speed bumps) Follow Gardner to Old Ferry, make right and then an immediate left into the Finisterra Community
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1974
  • Remarks Misc:Remarks: BOM - Your Bayside Retreat Awaits! Don't miss this fantastic opportunity to own a charming, fully furnished 1-bedroom, 1-bath condo in beautiful Shalimar, FL. The seller has recently added new alumincon plugs and completed key repairs, so it's move-in ready—just bring your suitcase! Spanning 680 sq ft, this thoughtfully updated unit, built in 1974, offers modern comfort with a new water heater (2023), a 2024 refrigerator, and a 2021 HVAC system. From your private balcony and dining area, enjoy breathtaking water views that create the perfect setting for morning coffee or relaxing evening sunsets. Located within a secure, gated community, this property is packed with amenities that enhance your waterfront lifestyle. Relax on the community beach, soak up the sun on the sundeck, or
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Waterfront:Unit Waterfront: Yes
  • Rooms:Great Room: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 4
  • Appliances: Dishwasher, Oven Self Cleaning, Range Hood, Refrigerator, Warranty Provided, Water Heater - Elect
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Floor Laminate, Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Woodwork Painted
  • Stories: 2
  • Window Features: Window Treatment All
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Warranty Provided: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Range Hood: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Bay
  • Waterfront Features: Unit Waterfront, Bay
  • Waterfront: Yes
  • Construction Type: Frame, Siding Vinyl, Trim Vinyl
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Fishing, Gated Community, Laundry, Minimum Rental Prd, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 312.93
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Land Recreation, Legal, Licenses/Permits, Management, Sewer, Water, Trash

Schools

  • Elementary School: Shalimar
  • High School: Choctawhatchee
  • Middle Or Junior School: Meigs

Lot Info

  • Parcel #: 06-2S-23-5070-0000-013D

Multi Family

  • Number Of Units In Community: 4

Tax Info

  • Tax Annual Amount: 1517.23
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2025
Closed on
Dec 1, 2025
Sold by
Cardow James E and Cardow Bonnie J
Bought by
Huff Chase
Seller's Agent
Wayne Myshin
ERA American Real Estate
Buyer's Agent
Jake Maurer
Jpb Commercial Real Estate Adv
List Price
$150,000
Sold Price
$138,500
Premium/Discount to List
-$11,500
-7.67%
Views
55
Current Estimated Value
$138,193

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$307
Avg. Annual Appreciation
-0.69%
Original Mortgage
$124,650
Outstanding Balance
$124,650
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$13,543

Purchase Details

Closed on
Feb 8, 2017
Sold by
Covington Larry J
Bought by
Cardow James E and Cardow Bonnie J

Purchase Details

Closed on
Feb 5, 2016
Sold by
Adams Margot J and Adams Michael
Bought by
Covington Larry J
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $138,500 Emerald Coast Title Services
Warranty Deed $95,000 Attorney
Warranty Deed $50,000 Vintage Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $124,650 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Sold $138,500 -4.5% $222 / Sq Ft
10/23/2025 10/23/25 Pending -- -- --
09/01/2025 09/01/25 Price Changed $145,000 -3.3% $232 / Sq Ft
08/18/2025 08/18/25 For Sale $150,000 0.0% $240 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
07/27/2025 07/27/25 Price Changed $150,000 +3.4% $240 / Sq Ft
07/17/2025 07/17/25 For Sale $145,000 0.0% $232 / Sq Ft
07/03/2025 07/03/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $145,000 -- $232 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,527 $128,000 -- $128,000
2024 $1,462 $140,000 -- $140,000
2023 $1,462 $140,000 $0 $140,000
2022 $1,274 $115,000 $0 $115,000
2021 $1,110 $90,000 $0 $90,000
2020 $1,005 $80,000 $0 $80,000
2019 $902 $68,750 $0 $68,750
2018 $913 $68,750 $0 $0
2017 $667 $50,000 $0 $0
2016 $570 $43,000 $0 $0
2015 $545 $40,500 $0 $0
2014 $525 $39,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 979211

Emerald Coast Association of REALTORS®

APN: 06-2S-23-5070-0000-013D

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