$495,000
SOLD JUN 30, 2025

1015 Cold Spring Rd Middle River, MD 21220

2 Beds
2 Baths
1,488 Sq Ft
0.34 Acres

Recently Sold

$333 Per Sq Ft

10% Below List Price

9 Days on Market

Highlights

  • 59 Feet of Waterfront
  • Second Kitchen
  • No HOA
  • Access to Tidal Water
  • Deck
  • Porch

About This Home

As of June 2025

Waterfront property on Galloway Creek. Unique setup. Was once a 3 bedroom bungalow but now is split into two units or sides each with one bedroom,stove, washer and dryer Third of an acre lot . Can be turned back to one unit or keep for rentals . Great opportunity to own a waterfront home.

Last Agent to Sell the Property

Russell Letterman

(410) 375-3468 bradletterman213@gmail.com Samson Properties Listed on: 05/27/2025

Samson Properties

Last Buyer's Agent

Skip Tolley

(410) 935-7500 skip@captainwaterfront.com EXP Realty, LLC

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,083

Year Built

  • Built in 1929

Lot Details

  • 0.34 Acre Lot
  • 59 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Level Lot
  • Back and Front Yard

Home Design

  • Bungalow
  • Permanent Foundation
  • Block Foundation
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Whole House Fan
  • Ceiling Fan
  • Sliding Windows
  • Water Views

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • Bulkhead
  • Deck
  • Porch

Utilities

  • Central Air
  • Cooling System Mounted In Outer Wall Opening
  • Electric Baseboard Heater
  • Electric Water Heater
  • Grinder Pump

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 71
  • Assessor Parcel Number 04151520001640

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,083

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/28/2025 12:00:00 AM
  • Year Built: 1929
  • Automatically Close On Close Date: No
  • Remarks Public: Waterfront property on Galloway Creek. Unique setup. Was once a 3 bedroom bungalow but now is split into two units or sides each with one bedroom,stove, washer and dryer Third of an acre lot . Can be turned back to one unit or keep for rentals . Great opportunity to own a waterfront home.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: 2nd Kitchen, Breakfast Area, Ceiling Fan(s)
  • Window Features: Sliding
  • Fireplace: No
  • Foundation Details: Permanent, Block
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 2976
  • Living Area Sq Ft: 1488
  • Price Per Sq Ft: 369.29
  • Above Grade Finished Sq Ft: 1488
  • Below Grade Sq Ft: 1488
  • Total Below Grade Sq Ft: 1488
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1015

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Spa: No
  • View: Water
  • Water Access: Yes
  • Water Body Name: Galloway Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 59

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Wall Unit, Whole House Fan
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Grinder Pump
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Features: Bulkheaded, Front Yard, Level, Rear Yard
  • Lot Size Acres: 0.34
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14900.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5083.00
  • Assessor Parcel Number: 04151520001640
  • Tax Lot: 71
  • Tax Total Finished Sq Ft: 1488
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/30/2025

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Jun 30, 2025
Sold by
Taylor Christina and Marsh Joanne
Bought by
Chilcoat Robert Williamson and Chilcoat Christina Lynn
Seller's Agent
Russell Letterman
Samson Properties
Buyer's Agent
Skip Tolley
EXP Realty, LLC
List Price
$549,500
Sold Price
$495,000
Premium/Discount to List
-$54,500
-9.92%
Views
68
Current Estimated Value
$499,792

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,792
Avg. Annual Appreciation
3.63%

Purchase Details

Closed on
Sep 1, 2020
Sold by
Marsh Joanne
Bought by
Marsh Joanne and Marsh Daniel W

Purchase Details

Closed on
Jul 16, 2014
Sold by
Boroughs Carl N and Boroughs Emily B
Bought by
Boroughs Revocable Trust and Borouhs Emily B

Purchase Details

Closed on
Dec 8, 1995
Sold by
Taylor Harry W
Bought by
Harry & Mary Taylor Living Trust
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $495,000 Lawyers Trust Title
Deed $495,000 Lawyers Trust Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed -- --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/30/2025 06/30/25 Sold $495,000 -9.9% $333 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
05/27/2025 05/27/25 For Sale $549,500 -- $369 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,169 $459,000 -- --
2024 $6,169 $419,400 $0 $0
2023 $5,715 $379,800 $262,700 $117,100
2022 $5,642 $378,800 $0 $0
2021 $2,852 $377,800 $0 $0
2020 $4,567 $376,800 $262,700 $114,100
2019 $4,408 $363,733 $0 $0
2018 $5,307 $350,667 $0 $0
2017 $5,006 $337,600 $0 $0
2016 $6,264 $337,600 $0 $0
2015 $6,264 $337,600 $0 $0
2014 $6,264 $345,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Russell Letterman

    Seller's Agent in 2025

    Russell Letterman

    Samson Properties

    (410) 375-3468

    1 in this area

    16 Total Sales

    Russell Letterman
    Section Image
  • Skip Tolley

    Buyer's Agent in 2025

    Skip Tolley

    EXP Realty, LLC

    (410) 935-7500

    14 in this area

    59 Total Sales

    Skip Tolley
    Section Image
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Map

Source: Bright MLS

MLS Number: MDBC2128848

Bright MLS

APN: 15-1520001640

Maryland Baltimore County Middle River 21220

1015 Cold Spring Rd, Middle River, MD

This home is located at 1015 Cold Spring Rd, Middle River, MD 21220 and is currently priced at $495,000, approximately $332 per square foot. This property was built in 1929. 1015 Cold Spring Rd is a home located in Baltimore County with nearby schools including Seneca Elementary School, Middle River Middle School, and Kenwood High.

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