Seller's Agent in 2026
Mary Reuter Kenney
RE/MAX
(630) 204-5539
2 in this area
133 Total Sales
1015 Reserve Dr Elgin, IL 60124
Providence Neighborhood
2
Beds
2.5
Baths
1,980
Sq Ft
2004
Built
Highlights
- Water Views
- Landscaped Professionally
- Cathedral Ceiling
- Home fronts a pond
- Property is adjacent to nature preserve
- Wood Flooring
About This Home
As of April 2026Wow! What a nice townhome in the BEST location with gorgeous nature views!! This home features hardwood floors throughout the main level, open kitchen with center island and stainless steel appliances plus access to a private balcony! Upstairs are two spacious bedrooms, both with ensuite bathrooms and walk-in closets! The lower level has a family room/flex room plus an attached two car garage! New water heater in 2019! Great location right by the library plus easy access to Randall Road's shopping and restaurants! Nothing to do but move right in!
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475125795 Listed on: 03/05/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,804
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 34x58
- Home fronts a pond
- Property is adjacent to nature preserve
- Landscaped Professionally
HOA Fees
- $248 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,980 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Double Sided Fireplace
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Water Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Partial Basement
- Exterior Basement Entry
- Natural lighting in basement
Home Security
Outdoor Features
- Balcony
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Lake Michigan Water
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 6 Units
- Kim Dean Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Fenwick Floorplan
- Property managed by Foster Premier
Recreation
- Bike Trail
Pet Policy
- Dogs and Cats Allowed
Security
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2026
Closed on
Apr 11, 2026
Sold by
Angela Luisi and Michelangelo Luisi
Bought by
Engel Robert
Seller's Agent
Mary Reuter Kenney
RE/MAX All Pro - St Charles
Buyer's Agent
Mary Bruno
Keller Williams Inspire - Geneva
List Price
$309,800
Sold Price
$307,500
Premium/Discount to List
-$2,300
-0.74%
Views
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.05%
Original Mortgage
$246,000
Outstanding Balance
$246,000
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$62,976
Purchase Details
Closed on
Dec 2, 2009
Sold by
Federal National Mortgage Association
Bought by
Luisi Michelangelo and Luisi Angela S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,025
Interest Rate
5.11%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 13, 2009
Sold by
Silvanaviciene Laura
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Nov 16, 2006
Sold by
Mcginn Rodney
Bought by
Silvanaviciene Laura
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 9, 2006
Sold by
Rufenacht Tyler B and Rufenacht Jennifer L
Bought by
Mcginn Rodney D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
5.75%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Sep 16, 2004
Sold by
Pulte Homes
Bought by
Rufenacht Tyler B and Rufenacht Jennifer J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,212
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $307,500 | Ice Mortgage Technology Inc | |
| Special Warranty Deed | $154,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $220,000 | Greater Illinois Title Compa | |
| Warranty Deed | $243,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $235,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $246,000 | New Conventional | |
| Previous Owner | $141,025 | FHA | |
| Previous Owner | $220,000 | Purchase Money Mortgage | |
| Previous Owner | $243,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $188,212 | Purchase Money Mortgage | |
| Closed | $35,288 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/15/2026 04/15/26 | Sold | $307,500 | -0.7% | $155 / Sq Ft |
| 03/08/2026 03/08/26 | Pending | -- | -- | -- |
| 03/05/2026 03/05/26 | For Sale | $309,800 | -- | $156 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,804 | $80,525 | $19,287 | $61,238 |
| 2023 | $5,519 | $72,748 | $17,424 | $55,324 |
| 2022 | $5,232 | $66,334 | $15,888 | $50,446 |
| 2021 | $4,998 | $62,017 | $14,854 | $47,163 |
| 2020 | $4,852 | $59,204 | $14,180 | $45,024 |
| 2019 | $4,707 | $56,395 | $13,507 | $42,888 |
| 2018 | $4,992 | $56,497 | $12,724 | $43,773 |
| 2017 | $4,876 | $53,410 | $12,029 | $41,381 |
| 2016 | $4,645 | $49,550 | $11,160 | $38,390 |
| 2015 | -- | $45,417 | $10,229 | $35,188 |
| 2014 | -- | $44,857 | $10,103 | $34,754 |
| 2013 | -- | $46,040 | $10,369 | $35,671 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Reuter Kenney
-
Mary Bruno
Buyer's Agent in 2026
Mary Bruno
Keller Williams Inspire - Geneva
(630) 890-8841
1 in this area
145 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12583502
APN: 06-29-427-020
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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