$449,900
UNDER CONTRACT

1016 Oak Creek Ln Waterloo, IL 62298

Estimated payment $3,005/month

Total Views 6,058
5 Beds
3.5 Baths
4,200 Sq Ft
$107 Price per Sq Ft

Highlights

  • Deck
  • Vaulted Ceiling
  • Wood Flooring
  • Rogers Elementary School Rated A-
  • Ranch Style House
  • Mud Room

About This Home

Welcome to this stunning home in Creekside Estates, offering space, style, and plenty of room for everyone! With 5 bedrooms, 2.5 bathrooms, and a 3-car garage!

The main floor features four bedrooms, including a primary suite complete with a walk-in closet and an attached bathroom boasting a separate shower and tub plus a double vanity. The living room is bright and open with vaulted ceilings and a cozy fireplace, while the kitchen has a breakfast bar, breakfast nook, ample cabinet space, and a formal dining room nearby. The main floor also includes a full hall bathroom and a convenient laundry area in the mudroom.

Downstairs, the walkout basement offers a large family room, a fifth bedroom, a half bath, and an unfinished storage area, giving you plenty of space. Step outside to the deck and enjoy private views backing up to trees—perfect for watching the leaves change to beautiful fall colors!

Listing Agent

Monica Schmidt

eXp Realty License #475172686 Listed on: 08/26/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,245

Year Built

  • Built in 2011

Lot Details

  • 0.4 Acre Lot
  • Back Yard

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Mud Room
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Storage Room

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on main level

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Front Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • Creekside Estates Association

Listing and Financial Details

  • Assessor Parcel Number 07-26-265-032-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,245

Year Built

Built in 2011

Lot Details

0

HOA Fees

$4 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2011
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Back Yard
  • Lot Size Acres: 0.4
  • Reso Association Amenities: Other
  • Co List Office Phone: 618-567-9203
  • MLS Status: Active Under Contract
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 2100
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Living Room
  • Unit Levels: One
  • New Construction: No
  • Reso Structure Type: House
  • Financial Info Electric: Other
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2100.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_BelowGradeFinishedAreaSrchSqFt: 2100.00
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Concrete
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full, Walk-Out Access
  • Interior Amenities: Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Pantry, Separate Dining, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2100
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Main Level Bedrooms: 4
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Creekside Estates

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 17424
  • Parcel Number: 07-26-265-032-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 7245

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,004 $135,213 $17,109 $118,104
2023 $7,245 $115,590 $15,740 $99,850
2022 $0 $112,860 $15,910 $96,950
2021 $7,075 $108,630 $13,470 $95,160
2020 $5,914 $101,370 $13,470 $87,900
2019 $5,184 $89,430 $13,470 $75,960
2018 $5,090 $85,730 $11,270 $74,460
2017 $4,652 $83,120 $11,473 $71,647
2016 $0 $80,230 $10,690 $69,540
2015 $5,026 $83,750 $12,260 $71,490
2014 $4,728 $82,040 $12,260 $69,780
2012 -- $78,330 $16,420 $61,910
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 For Sale $449,900 +50.0% $107 / Sq Ft
02/03/2021 02/03/21 Sold $300,000 -7.7% $71 / Sq Ft
01/20/2021 01/20/21 Pending -- -- --
01/16/2021 01/16/21 For Sale $325,000 -- $77 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $300,000 Monroe County Title Company
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25057928

MARIS MLS

APN: 07-26-265-032-000