Seller's Agent in 2025
Gary Johnston
Johnston Realty, Inc.
(618) 233-8802
394 Total Sales
102 E 1st St Waterloo, IL 62298
Estimated Value: $234,000 - $251,000
3
Beds
2
Baths
1,301
Sq Ft
$186/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Granite Countertops
- Eat-In Kitchen
- Rogers Elementary School Rated A-
- 1 Car Detached Garage
- Forced Air Heating and Cooling System
About This Home
As of June 2025Charming 1.5 story 3-bedroom 2-bath home with full basement is nestled in the heart of downtown Waterloo! Perfect move in ready home. The recently updated kitchen includes white cabinets, granite countertops and stainless appliances. On the main level you will find 2 bedrooms, a kitchen and full bath. Upstairs you will find a large bedroom, full bath and plenty of storage. 1 car detached garage with carport.
Last Agent to Sell the Property
Johnston Realty, Inc. License #471004014 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,868
Year Built
- Built in 1938
Lot Details
- 2,949 Sq Ft Lot
Parking
- 1 Car Detached Garage
- 1 Carport Space
- Alley Access
Home Design
- Aluminum Siding
Interior Spaces
- 1,301 Sq Ft Home
- 1.5-Story Property
- Family Room
- Combination Kitchen and Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Granite Countertops
Flooring
- Wood
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 07-25-235-004-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 3, 2025
Sold by
Groves Investments Co
Bought by
Bivins Chelsea
Seller's Agent
Gary Johnston
Johnston Realty, Inc.
Buyer's Agent
Lauren Luke
eXp Realty
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,459
Avg. Annual Appreciation
-2.60%
Original Mortgage
$236,823
Outstanding Balance
$235,839
Interest Rate
6.99%
Mortgage Type
FHA
Estimated Equity
$5,702
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bivins Chelsea | $245,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bivins Chelsea | $236,823 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/05/2025 06/05/25 | Sold | $245,000 | -2.0% | $188 / Sq Ft |
| 04/27/2025 04/27/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | Price Changed | $249,900 | 0.0% | $192 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $249,900 | +2.0% | $192 / Sq Ft |
| 04/17/2025 04/17/25 | Off Market | $245,000 | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,048 | $51,485 | $15,229 | $36,256 |
| 2023 | $0 | $45,760 | $14,230 | $31,530 |
| 2022 | $1,955 | $30,670 | $5,240 | $25,430 |
| 2021 | $1,998 | $30,670 | $5,240 | $25,430 |
| 2020 | $2,047 | $30,670 | $5,240 | $25,430 |
| 2019 | $2,069 | $30,670 | $5,240 | $25,430 |
| 2018 | $2,130 | $30,670 | $5,240 | $25,430 |
| 2017 | $2,216 | $33,410 | $5,334 | $28,076 |
| 2016 | $0 | $30,840 | $3,260 | $27,580 |
| 2015 | $1,812 | $27,310 | $3,680 | $23,630 |
| 2014 | $1,817 | $28,460 | $3,680 | $24,780 |
| 2012 | -- | $29,550 | $3,950 | $25,600 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Johnston
-
Lauren Luke
L
Buyer's Agent in 2025
Lauren Luke
eXp Realty
(618) 593-7358
29 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25024146
APN: 07-25-235-004-000
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