102 E 1st St Waterloo, IL 62298
3
Beds
2
Baths
1,301
Sq Ft
2,949
Sq Ft Lot
Highlights
- Wood Flooring
- 1 Car Detached Garage
- Family Room
- Rogers Elementary School Rated A-
- Forced Air Heating and Cooling System
About This Home
As of June 2025Charming 1.5 story 3-bedroom 2-bath home with full basement is nestled in the heart of downtown Waterloo! Perfect move in ready home. The recently updated kitchen includes white cabinets, granite countertops and stainless appliances. On the main level you will find 2 bedrooms, a kitchen and full bath. Upstairs you will find a large bedroom, full bath and plenty of storage. 1 car detached garage with carport.
Last Agent to Sell the Property
Johnston Realty, Inc. License #471004014 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,868
Year Built
- Built in 1938
Parking
- 1 Car Detached Garage
- 1 Carport Space
- Alley Access
Home Design
- Aluminum Siding
Interior Spaces
- 1,301 Sq Ft Home
- 1.5-Story Property
- Family Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- 2,949 Sq Ft Lot
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 07-25-235-004-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 3, 2025
Sold by
Groves Investments Co
Bought by
Bivins Chelsea
Seller's Agent
Gary Johnston
Johnston Realty, Inc.
Buyer's Agent
Lauren Luke
eXp Realty
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.45%
Original Mortgage
$236,823
Outstanding Balance
$236,823
Interest Rate
6.99%
Mortgage Type
FHA
Estimated Equity
$9,220
Purchase Details
Closed on
Jan 16, 2019
Sold by
Trout Barry A
Bought by
Groves Investments Co
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
4.7%
Mortgage Type
New Conventional
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | None Listed On Document | |
| Warranty Deed | $92,000 | Accent Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $236,823 | FHA | |
| Previous Owner | $92,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/05/2025 06/05/25 | Sold | $245,000 | -2.0% | $188 / Sq Ft |
| 04/27/2025 04/27/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | Price Changed | $249,900 | 0.0% | $192 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $249,900 | +2.0% | $192 / Sq Ft |
| 04/17/2025 04/17/25 | Off Market | $245,000 | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $45,760 | $14,230 | $31,530 |
| 2022 | $1,955 | $30,670 | $5,240 | $25,430 |
| 2021 | $1,998 | $30,670 | $5,240 | $25,430 |
| 2020 | $2,047 | $30,670 | $5,240 | $25,430 |
| 2019 | $2,069 | $30,670 | $5,240 | $25,430 |
| 2018 | $2,130 | $30,670 | $5,240 | $25,430 |
| 2017 | $2,216 | $33,410 | $5,334 | $28,076 |
| 2016 | $0 | $30,840 | $3,260 | $27,580 |
| 2015 | $1,812 | $27,310 | $3,680 | $23,630 |
| 2014 | $1,817 | $28,460 | $3,680 | $24,780 |
| 2012 | -- | $29,550 | $3,950 | $25,600 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Johnston
Seller's Agent in 2025
Gary Johnston
Johnston Realty, Inc.
(618) 233-8802
406 Total Sales
-
Lauren Luke
L
Buyer's Agent in 2025
Lauren Luke
eXp Realty
(618) 593-7358
17 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25024146
APN: 07-25-235-004-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes