$460,000
UNDER CONTRACT

102 Monroe St Locust Grove, VA 22508

Estimated payment $2,756/month

Total Views 4,659
4 Beds
2.5 Baths
1,800 Sq Ft
$256 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Home fronts navigable water
  • 1 Boat Dock
  • Golf Club
  • Water Access

About This Home

***Assumable Mortgage with rate at 2.75%!!****Welcome to this spacious 4-bedroom, 2.5-bathroom home located in the sought-after Lake of the Woods community. This beautifully designed residence features an open floor plan perfect for modern living and entertaining. Enjoy generously sized rooms throughout, providing comfort and flexibility for any lifestyle. The walk-up basement offers additional space with endless possibilities—ideal for a recreation room, home office, or guest suite. Don’t miss this opportunity to own a home in a vibrant, amenity-rich neighborhood!

Listing Agent

Catherine Delisle

(571) 217-5378 catherinedelisle2@gmail.com KW Metro Center Listed on: 09/25/2025

KW Metro Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,715

Year Built

  • Built in 2021

Lot Details

  • 0.33 Acre Lot
  • Home fronts navigable water
  • Property is zoned R3

HOA Fees

  • $191 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior Basement Entry

Outdoor Features

  • Water Access
  • Property is near a lake
  • 1 Boat Dock
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Lake Privileges

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 175
  • Assessor Parcel Number 012A0000501750

Community Details

Overview

  • Association fees include management, insurance, pier/dock maintenance, pool(s), recreation facility, road maintenance, snow removal
  • Lake Of The Woods HOA
  • Lake Of The Woods Subdivision

Amenities

  • Common Area
  • Community Center
  • Party Room
  • Community Storage Space

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Golf Club
  • Golf Course Membership Available
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,715

Year Built

Built in 2021

Lot Details

0

HOA Fees

$191 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/25/2025 12:00:00 AM
  • Year Built: 2021
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Interior Access, Walkout Stairs
  • Total Sq Ft: 2700
  • Living Area Sq Ft: 1800
  • Price Per Sq Ft: 255.56
  • Above Grade Finished Sq Ft: 1800
  • Above Grade Unfinished Sq Ft: 900
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Black Top, Tar And Chip
  • Water Access: Yes
  • Water Body Name: LAKE OF THE WOODS
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 573.25
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Common Grounds, Community Center, Extra Storage, Gated Community, Golf Club, Golf Course Membership Available, Party Room, Pier/Dock, Pool - Outdoor, Security, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Management, Insurance, Pier/Dock Maintenance, Pool(s), Recreation Facility, Road Maintenance, Snow Removal
  • HOA Name: LAKE OF THE WOODS
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14276.00
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1715.00
  • Assessor Parcel Number: 012A0000501750
  • Tax Lot: 175
  • Tax Year: 2022

MLS Schools

  • School District Name: ORANGE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,123 $283,100 $30,000 $253,100
2024 $2,123 $283,100 $30,000 $253,100
2023 $2,123 $283,100 $30,000 $253,100
2022 $1,715 $228,700 $30,000 $198,700
2021 $144 $20,000 $20,000 $0
2020 $144 $20,000 $20,000 $0
2019 $161 $20,000 $20,000 $0
2018 $161 $20,000 $20,000 $0
2017 $161 $20,000 $20,000 $0
2016 $161 $20,000 $20,000 $0
2015 -- $20,000 $20,000 $0
2014 -- $20,000 $20,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2025 09/25/25 For Sale $460,000 +3.4% $256 / Sq Ft
01/21/2022 01/21/22 Sold $444,900 0.0% $193 / Sq Ft View Prior Sale
12/11/2021 12/11/21 Pending -- -- --
10/27/2021 10/27/21 For Sale $444,900 -- $193 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $444,900 North American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $455,132 VA
Source: Public Records

Source: Bright MLS

MLS Number: VAOR2012376

Bright MLS

APN: 012-A0-00-05-0175-0