Seller's Agent in 2025
Haley Andersen
Structure Real Estate
(319) 243-5654
21 in this area
105 Total Sales
1021 S Ridge Dr Cedar Falls, IA 50613
5
Beds
3.5
Baths
3,404
Sq Ft
0.29
Acres
Highlights
- 3 Car Attached Garage
- Patio
- Forced Air Heating and Cooling System
- Helen A. Hansen Elementary School Rated A-
- Laundry Room
- Ceiling Fan
About This Home
As of May 2025Show-stopping home located in the high demand Ridges neighborhood! This beautiful 5-bedroom, 3.5 bathroom home approaches 3,500 finished square feet and is sure to check all the boxes. With countless recent updates, including flooring, paint, master bathroom, and a heated garage - this one is a must-see. The main level features a large great room that opens up into the kitchen and eat-in kitchen space. You'll also find a formal dining room along with a beautiful wood sunroom that overlooks the backyard. Off the kitchen is the laundry room and ample storage space. Finishing off the main level is your master bedroom plus that spectacular master bathroom renovation that was recently done that you'll fall in love with. Upstairs features three spacious bedrooms and a full bathroom. Moving into the lower level, you'll find a large 5th bedroom and full bathroom. The lower level also includes a spacious family room and entertaining space that you'll be able to picture yourself in! Finishing off the basement is a storage room with shelving and tons of space and an additional hobby room - perfect for an exercise room, woodworking room or whatever your heart desires. Don't wait - set up your showing today!
Last Agent to Sell the Property
Structure Real Estate License #B6520500 Listed on: 03/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,879
Year Built
- Built in 2008
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 95x135
HOA Fees
- $42 Monthly HOA Fees
Home Design
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 3,404 Sq Ft Home
- Central Vacuum
- Ceiling Fan
- Gas Fireplace
- Living Room with Fireplace
- Finished Basement
Kitchen
- Free-Standing Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 3 Car Attached Garage
- Heated Garage
Schools
- Hansen Elementary School
- Holmes Junior High
- Cedar Falls High School
Additional Features
- Patio
- Forced Air Heating and Cooling System
Community Details
- Built by Craig Larsen Construction
- Ridges Subdivision
Listing and Financial Details
- Assessor Parcel Number 891403428025
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 14, 2025
Closed on
May 23, 2025
Sold by
Andersen Haley N and Andersen Joseph S
Bought by
Bauer Jacob and Bauer Marisa
Seller's Agent
Haley Andersen
Structure Real Estate
Buyer's Agent
Janae Nuss
Oakridge Real Estate
List Price
$599,900
Sold Price
$593,000
Premium/Discount to List
-$6,900
-1.15%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,450
Avg. Annual Appreciation
-2.21%
Original Mortgage
$444,750
Outstanding Balance
$438,602
Interest Rate
6.03%
Mortgage Type
New Conventional
Estimated Equity
$147,948
Purchase Details
Listed on
Feb 4, 2019
Closed on
May 15, 2019
Sold by
Bennett Randy and Bennett Lisa
Bought by
Andersen Haley N and Anderson Joseph S
Seller's Agent
Craig Larsen
Berkshire Hathaway Home Services One Realty Centre
List Price
$449,900
Sold Price
$440,000
Premium/Discount to List
-$9,900
-2.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.07%
Original Mortgage
$44,000
Interest Rate
4.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 31, 2009
Sold by
Hanning Martin J and Hanning Shelley L
Bought by
Bannett Randy and Bennett Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,250
Interest Rate
4.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 13, 2009
Sold by
Bu Craig Larsen Construction Inc
Bought by
Hanning Martin J and Hanning Shelly L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
5.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 6, 2006
Sold by
Ridges Development Lp
Bought by
Craig Larsen Construction Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $593,000 | None Listed On Document | |
| Warranty Deed | $440,000 | -- | |
| Warranty Deed | $435,000 | None Available | |
| Warranty Deed | $429,000 | Black Hawk County Absytract | |
| Warranty Deed | $56,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $444,750 | New Conventional | |
| Previous Owner | $44,000 | Unknown | |
| Previous Owner | $396,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $413,250 | New Conventional | |
| Previous Owner | $275,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $593,000 | -1.2% | $174 / Sq Ft | |
| 03/22/2025 03/22/25 | Pending | -- | -- | -- | |
| 03/14/2025 03/14/25 | For Sale | $599,900 | +36.3% | $176 / Sq Ft | |
| 05/15/2019 05/15/19 | Sold | $440,000 | 0.0% | $133 / Sq Ft | View Prior Sale |
| 03/04/2019 03/04/19 | Off Market | $440,000 | -- | -- | |
| 03/02/2019 03/02/19 | Pending | -- | -- | -- | |
| 02/04/2019 02/04/19 | For Sale | $449,900 | -- | $136 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,946 | $537,490 | $68,190 | $469,300 |
| 2024 | $7,946 | $504,000 | $68,190 | $435,810 |
| 2023 | $7,704 | $504,000 | $68,190 | $435,810 |
| 2022 | $7,796 | $426,220 | $68,190 | $358,030 |
| 2021 | $7,470 | $426,220 | $68,190 | $358,030 |
| 2020 | $7,288 | $408,130 | $51,730 | $356,400 |
| 2019 | $7,288 | $408,130 | $51,730 | $356,400 |
| 2018 | $7,382 | $408,130 | $51,730 | $356,400 |
| 2017 | $7,544 | $408,130 | $51,730 | $356,400 |
| 2016 | $7,058 | $408,130 | $51,730 | $356,400 |
| 2015 | $7,058 | $408,130 | $51,730 | $356,400 |
| 2014 | $7,140 | $408,130 | $51,730 | $356,400 |
Source: Public Records
Agents Affiliated with this Home
-
Haley Andersen
-
Janae Nuss
Buyer's Agent in 2025
Janae Nuss
Oakridge Real Estate
27 in this area
33 Total Sales
-
Craig Larsen
C
Seller's Agent in 2019
Craig Larsen
Berkshire Hathaway Home Services One Realty Centre
(319) 269-3310
7 in this area
10 Total Sales
-
L
Seller Co-Listing Agent in 2019
Lori Larsen
Berkshire Hathaway Home Services One Realty Centre
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20251019
APN: 8914-03-428-025
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