NOT LISTED FOR SALE

1025 River Point Rd Cambridge, MD 21613

Estimated Value: $783,052 - $921,000

3 Beds
2.5 Baths
2,292 Sq Ft
$374/Sq Ft Est. Value

Last Sold September 27, 2019

Last sale price $637,500 $278 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $5,107/month

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • 2.1 Acre Lot
  • Access to Tidal Water
  • River View
  • Open Floorplan

About This Home

As of September 2019

Beautiful private setting with water views overlooking the Choptank River to Oxford. Also included is Lot #2 - a waterfront 2 ac building lot - total acreage of 4.1 acres. Beautiful home features random width hardwood floors, gas fireplace, brick floor waterside porch, screened porch, paver patio, and 1st floor master bedroom. Pier with lift, electric and water available.

Last Agent to Sell the Property

Sharon Spedden

(410) 215-2774 sharon@sharonre.com Sharon Real Estate P.C. License #20985 Listed on: 09/27/2019

Last Buyer's Agent

Sydney Johnson Cohee

(410) 476-7519 sydney@sharonre.com Sharon Real Estate P.C. License #657232

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,351

Year Built

  • Built in 2001

Lot Details

  • 2.1 Acre Lot
  • Home fronts navigable water
  • Wooded Lot
  • Additional Land
  • Property is in very good condition

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,292 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Gas Fireplace
  • Double Pane Windows
  • Bay Window
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Great Room
  • Family Room
  • Combination Dining and Living Room
  • Screened Porch
  • River Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Rip-Rap
  • Stream or River on Lot
  • Powered Boats Permitted

Location

  • Flood Risk

Schools

  • Sandy Hill Elementary School
  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Heat Pump System
  • Propane
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 08-188149

Community Details

Overview

  • No Home Owners Association
  • Neck District Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,351

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 2001
  • Remarks Public: Beautiful private setting with water views overlooking the Choptank River to Oxford. Also included is Lot #2 - a waterfront 2 ac building lot - total acreage of 4.1 acres. Beautiful home features random width hardwood floors, gas fireplace, brick floor waterside porch, screened porch, paver patio, and 1st floor master bedroom. Pier with lift, electric and water available.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer
  • Flooring Type: Wood, Carpet, Vinyl
  • Interior Amenities: Breakfast Area, Carpet, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Wood Floors
  • Window Features: Bay/Bow, Double Pane, Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Great Room, Laundry, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2292
  • Living Area Sq Ft: 2292
  • Price Per Sq Ft: 283.60
  • Above Grade Finished Sq Ft: 2292
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1025

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Spa: No
  • View: River, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Choptank River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Electric Available, Phone Available, Propane
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDY HILL
  • Middle School: MACE'S LANE
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139665361
  • School District Source: Listing Agent
  • Elementary School: SANDY HILL
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: 110
  • Lot Features: Additional Lot(s), Rip-Rapped, Trees/Wooded
  • Lot Size Acres: 2.10
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 91476.00
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: R-1
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 5317674
  • Tax Annual Amount: 4351.00
  • Assessor Parcel Number: 08-188149
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 2292
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 09/27/2019

Multi Family

  • Mean Low Water Feet: 1
  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2019
Closed on
Sep 27, 2019
Sold by
Finley Gary A and Finley Robin P
Bought by
Crouthamel Kenley Stephen and Neville Miranda Suzette
Seller's Agent
Sharon Spedden
Sharon Real Estate P.C.
Buyer's Agent
Sydney Johnson Cohee
Sharon Real Estate P.C.
List Price
$650,000
Sold Price
$637,500
Premium/Discount to List
-$12,500
-1.92%
Current Estimated Value
$858,013

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$220,513
Avg. Annual Appreciation
4.75%
Original Mortgage
$472,500
Outstanding Balance
$414,846
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$426,872

Purchase Details

Closed on
Dec 26, 2001
Sold by
Finley Gary A
Bought by
Finley Gary A and Finley Robin P

Purchase Details

Closed on
Jan 4, 2000
Sold by
Finley Cyrus G and Finley Genevieve E
Bought by
Finley Gary A
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Crouthamel Kenley Stephen $637,500 Dba Real Estate T&E
Finley Gary A -- --
Finley Gary A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Crouthamel Kenley Stephen $472,500
Previous Owner Finley Gary A $258,610
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/27/2019 09/27/19 Sold $637,500 -1.9% $278 / Sq Ft
09/27/2019 09/27/19 Pending -- -- --
09/27/2019 09/27/19 For Sale $650,000 -- $284 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,915 $600,233 $0 $0
2024 $5,868 $561,267 $0 $0
2023 $5,868 $522,300 $251,600 $270,700
2022 $10,765 $478,633 $0 $0
2021 $4,411 $434,967 $0 $0
2020 $4,411 $391,300 $152,200 $239,100
2019 $4,411 $391,300 $152,200 $239,100
2018 $4,417 $391,300 $152,200 $239,100
2017 $5,731 $521,200 $0 $0
2016 -- $521,200 $0 $0
2015 -- $521,200 $0 $0
2014 -- $524,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Sharon Spedden

    Seller's Agent in 2019

    Sharon Spedden

    Sharon Real Estate P.C.

    (410) 215-2774

    153 in this area

    210 Total Sales

    Sharon Spedden
    Section Image
  • Sydney Johnson Cohee

    Buyer's Agent in 2019

    Sydney Johnson Cohee

    Sharon Real Estate P.C.

    (410) 476-7519

    63 in this area

    103 Total Sales

    Sydney Johnson Cohee
    Section Image
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Map

Source: Bright MLS

MLS Number: MDDO124314

Bright MLS

APN: 08-188149

Maryland Dorchester County Cambridge 21613

1025 River Point Rd, Cambridge, MD

This home is located at 1025 River Point Rd, Cambridge, MD 21613 since 27 September 2019 and is currently estimated at $858,013, approximately $374 per square foot. This property was built in 2001. 1025 River Point Rd is a home located in Dorchester County with nearby schools including Sandy Hill Elementary School, Mace's Lane Middle School, and Cambridge-South Dorchester High School.

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