NOT LISTED FOR SALE

1027 Cardinal Dr Effingham, IL 62401

Estimated Value: $369,000 - $1,284,000

3 Beds
3.5 Baths
3,186 Sq Ft
$190/Sq Ft Est. Value

Last Sold September 30, 2024

Last sale price $375,000 $118 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $2,903/month

12 Days on Market

Highlights

  • Traditional Architecture
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • 1 Fireplace
  • En-Suite Primary Bedroom

About This Home

As of September 2024

Gorgeous 3 Bedroom 3.5 Bathroom home located in the Park Hills Subdivision. Quartz countertops in the kitchen with Kitchenaid appliances (2022). The main floor boasts formal living and dining rooms as well as a spacious family room with a fireplace. 2 car attached garage has tons of space. Upstairs, the primary suite has hardwood floors, a large walk-in closet, and a large primary bathroom with a garden tub and separate shower. Two additional bedrooms located upstairs along with a full bathroom and laundry closet. The Basement has a large family room, full bathroom, and office space. HVAC updated in 2021, Hot Water Heater updated 2021, Flooring, Primary Bath, Decking and Appliances updated 2022

Last Agent to Sell the Property

Jeff Speer

RE/MAX Key Advantage License #471000363 Listed on: 07/11/2024

RE/MAX Key Advantage

Co-Listed By

Alexis Speer

RE/MAX Key Advantage License #3430476

Last Buyer's Agent

Keith Hartman

RE/MAX Key Advantage License #475162306

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,905

Year Built

  • Built in 1988

Lot Details

  • 0.27 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Steel Beams

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Park Hills Sub Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0311214002

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,905

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 2124.0
  • Co List Office Mls Id: 130
  • Co List Office Phone: (217) 347-0404
  • Lot Size Acres: 0.27
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 2
  • Subdivision Name: Park Hills Sub Add
  • Year Built: 1988
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1062.0
  • Interior Amenities: Bath in Primary Bedroom
  • Fireplaces: 1
  • Fireplace: Yes
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Steel
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 11761.0
  • Parcel #: 0311214002
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 4905.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Sep 27, 2024
Sold by
Dietzen Christina L
Bought by
Schumacher Blake A
Seller's Agent
Jeff Speer
RE/MAX Key Advantage
Buyer's Agent
Keith Hartman
RE/MAX Key Advantage
List Price
$399,000
Sold Price
$375,000
Premium/Discount to List
-$24,000
-6.02%
Views
16
Current Estimated Value
$463,074

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,074
Avg. Annual Appreciation
44.78%
Original Mortgage
$300,000
Outstanding Balance
$252,538
Interest Rate
7%
Mortgage Type
Credit Line Revolving
Estimated Equity
$351,889

Purchase Details

Closed on
Dec 2, 2022
Sold by
Sprecher Joshua S and Sprecher Melissa B
Bought by
Dietzen Christina L

Purchase Details

Closed on
Sep 1, 2022
Sold by
Karibian Michael P and Karibian Linda D
Bought by
Sprecher Joshua S and Sprecher Melissa B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,900
Interest Rate
5.3%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 30, 2011
Sold by
Karibian Michael P
Bought by
Karibian Michael P and Karibian Linda D

Purchase Details

Closed on
Dec 29, 2010
Sold by
Kohli Naeem and Kohli Tahira N
Bought by
Karibian Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
3.37%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schumacher Blake A $1,125,000 None Listed On Document
Dietzen Christina L $320,000 --
Sprecher Joshua S $326,000 --
Karibian Michael P -- None Available
Karibian Michael P $180,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schumacher Blake A $300,000
Previous Owner Sprecher Joshua S $205,900
Previous Owner Karibian Michael P $175,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2024 09/30/24 Sold $375,000 -6.0% $118 / Sq Ft
07/24/2024 07/24/24 Pending -- -- --
07/11/2024 07/11/24 For Sale $399,000 -- $125 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,778 $91,520 $20,560 $70,960
2023 $5,256 $83,200 $18,690 $64,510
2022 $4,905 $76,330 $17,150 $59,180
2021 $5,046 $75,570 $16,980 $58,590
2020 $4,942 $73,440 $16,500 $56,940
2019 $4,845 $72,720 $16,340 $56,380
2018 $4,671 $69,920 $15,710 $54,210
2017 $4,583 $68,550 $15,400 $53,150
2016 $4,473 $66,550 $14,950 $51,600
2015 -- $64,610 $14,510 $50,100
2014 -- $62,730 $14,090 $48,640
2013 -- $61,500 $13,810 $47,690
2012 -- $60,600 $13,610 $46,990
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6243749

APN: 0311214002