$289,900
SOLD MAR 14, 2025
3 Beds
1 Bath
1,198 Sq Ft
9,375 Sq Ft Lot

Recently Sold

$242 Per Sq Ft

18 Days on Market

Highlights

  • Mud Room
  • Covered Patio or Porch
  • 1 Car Attached Garage
  • No HOA
  • Workshop
  • Living Room

About This Home

As of March 2025

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Looking for a great deal in the Cove? Look no further - 103 N Cove Ave in Panama City, FL should be your pick! Take a look at this absolutely charming home! This brick, 3 bedroom, 1 bath home with hardwood floors, functional kitchen and bathroom has so many extras! There's a mudroom off the kitchen, perfect for a huge walk through pantry - relocate the washer dryer to this area, extend the kitchen - your only limitation is your imagination! You'll love the adorable breezeway between the house and the garage. Where, again, you can make this into the cutest family room, entertainment room, so many options. And! That's not all! There's a one car garage attached through the breezeway AND a separeate building that would make a great ADU (accessory dwelling unit) - air b and b, Mother in law house, sky is the limit here! Beautiful corner lot, oversized driveway with 2 carports - one attached to the garage - one attached to the detached building/workshop. Cherry St was just paved and is a great thoroughfare. The Cove is one of Panama City's oldest historic neighborhoods and it's location is very central - in close proximity to shopping, Ascension Sacred Heart Hospital, and all that Panama City has to offer. Don't miss out on this rare opportunity to own a piece of history with modern conveniences. (all sizes approximate and taken from public records, buyer to verify any details buyer deems important).

Last Agent to Sell the Property

Jessica Albritton

Beachy Beach Real Estate License #0706690 Listed on: 01/29/2025

Beachy Beach Real Estate

Last Buyer's Agent

Bri Bowhall

Foundation Real Estate Agency LLC License #SL3512353

Foundation Real Estate Agency LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1951

Lot Details

  • 9,375 Sq Ft Lot
  • Lot Dimensions are 75x125
  • Cross Fenced

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Mud Room
  • Living Room
  • Dining Room
  • Workshop
  • Smart Thermostat

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Covered Patio or Porch
  • Breezeway

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Cove Terrace 2Nd Add Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1951

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1951
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Lot Size: 75x125
  • Subdivision Name: Cove Terrace 2nd Add
  • Architectural Style: Ranch
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Interior Amenities: Smart Thermostat, Mud Room, Workshop
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Breezeway, Bedroom, Dining Room, Garage, Kitchen, Living Room, Mud Room, Workshop
  • Stories: 1

Exterior Features

  • Fencing: Chain Link, Cross Fenced
  • Construction Type: Brick, Brick Veneer
  • Exterior Features: Breezeway
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 1.0
  • Parking Features: Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 9375.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Total: 1
  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 14, 2025
Sold by
Roy Brian Douglas
Bought by
Robertson Ariel and Robertson Nicholas Ray
Seller's Agent
Jessica Albritton
Beachy Beach Real Estate
Buyer's Agent
Bri Bowhall
Foundation Real Estate Agency LLC
List Price
$289,900
Sold Price
$289,900
Views
24
Current Estimated Value
$282,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,827
Avg. Annual Appreciation
-3.54%
Original Mortgage
$264,171
Outstanding Balance
$262,840
Interest Rate
6.95%
Mortgage Type
VA
Estimated Equity
$19,233

Purchase Details

Closed on
May 6, 2024
Sold by
Casagrande Dale Andrew
Bought by
Roy Brian Douglas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,500
Interest Rate
6.88%
Mortgage Type
VA

Purchase Details

Closed on
Nov 8, 2021
Sold by
House Stephen L and House Karen C
Bought by
Casagrande Dale Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,623
Interest Rate
2.88%
Mortgage Type
VA

Purchase Details

Closed on
May 22, 2015
Sold by
Durr John Stephen and Durr Marcella M
Bought by
House Stephen L and House Karen C

Purchase Details

Closed on
Jun 24, 2014
Sold by
Bickers Patricia A
Bought by
Durr John Stephen and Durr Marcella M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $289,900 Cornerstone Title Agency
Warranty Deed $289,900 Cornerstone Title Agency
Warranty Deed $259,500 First International Title
Warranty Deed $259,500 First International Title
Warranty Deed $206,000 Cornerstone Title Agency Inc
Warranty Deed $130,000 First American Title Ins Co
Deed $100,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $264,171 VA
Closed $264,171 VA
Previous Owner $259,500 VA
Previous Owner $205,623 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/14/2025 03/14/25 Sold $289,900 0.0% $242 / Sq Ft
01/29/2025 01/29/25 For Sale $289,900 -- $242 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,492 $211,834 -- --
2023 $3,492 $192,576 $44,626 $148,767
2022 $2,976 $175,069 $39,480 $135,589
2021 $1,567 $121,644 $0 $0
2020 $1,413 $110,527 $37,717 $72,810
2019 $1,116 $109,846 $36,307 $73,539
2018 $1,140 $115,193 $0 $0
2017 $1,136 $115,217 $0 $0
2016 $1,316 $115,241 $0 $0
2015 $1,304 $82,699 $0 $0
2014 $398 $64,610 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767807

Central Panhandle Association of REALTORS®

APN: 21912-000-000