Seller's Agent in 2025
Maura Schroeder
CENTURY 21 Commander Realty
(850) 784-9990
68 Total Sales
103 N Cove Ln Panama City, FL 32401
3
Beds
1
Bath
1,203
Sq Ft
9,365
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- No HOA
- Florida Architecture
- Corner Lot
- Porch
About This Home
As of August 2025QUINTESSENTIAL COVE HOME ready for your personal touch! These homes are built like the Rock of Gibraltar: Solid brick siding, wood plank roof, plaster walls..no drywall!There is original hardwood flooring under the newer vinyl plank flooring. There is 320 sq ft of deck for entertaining. The breezeway has been enclosed and is heated and cooled with double french doors to the deck. Large lot with plenty of room to expand the home, if desired. Propane tank supplies the gas stove. New roof, courtesy of Hurricane Michael.New hot water heater. Oversized attached single car garage, paved driveway. Quiet neighborhood in one of Panama City's favorite areas to call home. Age, sq ft, lot size, room sizes are estimates. Please measure if concerned.
Last Agent to Sell the Property
CENTURY 21 Commander Realty License #0662697 Listed on: 05/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $552
Year Built
- Built in 1950
Lot Details
- 9,365 Sq Ft Lot
- Lot Dimensions are 75x126
- Fenced
- Corner Lot
Parking
- 1 Car Attached Garage
Home Design
- Florida Architecture
- Brick Exterior Construction
- Shingle Roof
- Composition Roof
Interior Spaces
- 1,203 Sq Ft Home
- Living Room
- Dining Room
- Gas Cooktop
Flooring
- Wood
- Carpet
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
- Patio
- Breezeway
- Porch
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Heating and Cooling System
- Propane
- Electric Water Heater
Community Details
- No Home Owners Association
- Cove Terrace 2Nd Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 24, 2025
Closed on
Aug 15, 2025
Sold by
Mantz Joyce L
Bought by
Phillips Brendon and Phillips Haley Ann
Seller's Agent
Maura Schroeder
CENTURY 21 Commander Realty
Buyer's Agent
Donald West
Northwest Florida Realty, LLC
List Price
$249,900
Sold Price
$216,500
Premium/Discount to List
-$33,400
-13.37%
Views
47
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
39.12%
Original Mortgage
$205,675
Outstanding Balance
$205,675
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$15,887
Purchase Details
Closed on
Aug 7, 2017
Sold by
Martnz Joyce L and Martnz James E
Bought by
Mantz James B
Purchase Details
Closed on
Aug 1, 2017
Bought by
Mantz Joyce L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $216,500 | Cornerstone Title | |
| Quit Claim Deed | -- | Attorney | |
| Deed | $100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $205,675 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $216,500 | -3.6% | $180 / Sq Ft |
| 07/09/2025 07/09/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | Price Changed | $224,500 | -4.4% | $187 / Sq Ft |
| 06/05/2025 06/05/25 | Price Changed | $234,900 | -6.0% | $195 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $249,900 | -- | $208 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $552 | $57,014 | -- | -- |
| 2023 | $552 | $55,353 | $0 | $0 |
| 2022 | $682 | $53,741 | $0 | $0 |
| 2021 | $655 | $52,176 | $0 | $0 |
| 2020 | $652 | $50,581 | $0 | $0 |
| 2019 | $410 | $52,300 | $0 | $0 |
| 2018 | $379 | $51,326 | $0 | $0 |
| 2017 | $369 | $50,270 | $0 | $0 |
| 2016 | $364 | $49,236 | $0 | $0 |
| 2015 | $369 | $48,894 | $0 | $0 |
| 2014 | $360 | $48,506 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Maura Schroeder
-
Donald West
Buyer's Agent in 2025
Donald West
Northwest Florida Realty, LLC
(850) 596-3349
142 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 774237
APN: 21933-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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