S
Seller's Agent in 2025
Shannon Arthur
Arthur Real Estate Serv., LLC
(423) 316-4871
18 Total Sales
103 Ridgewood Cir Chickamauga, GA 30707
3
Beds
2
Baths
976
Sq Ft
0.89
Acres
Highlights
- Deck
- No HOA
- 1 Car Attached Garage
- Wooded Lot
- Den
- Eat-In Kitchen
About This Home
As of October 2025Chickamauga: This home features 3 bedrooms and one bath on the main grade. Large living room and kitchen should be plenty of space to entertain guest. The finished basement has a den (Which could also be used as a bedroom) and a bathroom. The garage is large enough to park the car, and still have added space for storage or work on a hobby. Large yard that features a double lot with plenty of room to play.
Last Agent to Sell the Property
Arthur Real Estate Serv., LLC License #183147 Listed on: 08/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,645
Year Built
- Built in 1994
Lot Details
- 0.89 Acre Lot
- Lot Dimensions are 170x154x280x220
- Lot Sloped Down
- Wooded Lot
- Additional Parcels
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Split Foyer
- Fixer Upper
- Block Foundation
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Insulated Windows
- Living Room
- Den
- Laminate Flooring
- Basement
Kitchen
- Eat-In Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
Schools
- Cherokee Ridge Elementary School
- Chattanooga Valley Middle School
- Ridgeland High School
Utilities
- Central Air
- Heat Pump System
- Septic Tank
- Cable TV Available
Listing and Financial Details
- REO, home is currently bank or lender owned
- Assessor Parcel Number 0144 104
Community Details
Overview
- No Home Owners Association
- Ridgewood Subdivision
Amenities
- No Laundry Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2025
Closed on
Oct 10, 2025
Sold by
United States Veterans Affairs
Bought by
Lockhart John W and Lockhart Michaiah M
Seller's Agent
Shannon Arthur
Arthur Real Estate Serv., LLC
Buyer's Agent
Jordan Dupree
United Real Estate Experts
List Price
$195,000
Sold Price
$192,500
Premium/Discount to List
-$2,500
-1.28%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.34%
Purchase Details
Closed on
May 6, 2025
Sold by
Jolly Luther
Bought by
Pennymac Loan Services Llc
Purchase Details
Listed on
Sep 29, 2021
Closed on
Nov 19, 2021
Sold by
Mcvey Cody H
Bought by
Jolly Luther
Seller's Agent
Sherry Southerland
RE/MAX Real Estate Center
Buyer's Agent
Amy Elrod
Berkshire Hathaway HomeServices Realty Center
List Price
$185,000
Sold Price
$190,000
Premium/Discount to List
$5,000
2.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.86%
Original Mortgage
$194,370
Interest Rate
3.09%
Mortgage Type
VA
Purchase Details
Listed on
Mar 15, 2014
Closed on
Aug 20, 2014
Sold by
Booth David
Bought by
Mcvey Cody H and Mcvey Leah Faith
Seller's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
Buyer's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
List Price
$134,900
Sold Price
$120,000
Premium/Discount to List
-$14,900
-11.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$120,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 20, 2012
Closed on
Dec 3, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Booth David and Booth Paula Jean
Seller's Agent
Ramanda Melton
Teems & Teems Realty
Buyer's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
List Price
$54,000
Sold Price
$54,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.77%
Purchase Details
Closed on
Nov 3, 2006
Sold by
Not Provided
Bought by
Clark James A and Clark Frieda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,920
Interest Rate
6.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 14, 2005
Sold by
Not Provided
Bought by
Clark James A and Clark Frieda L
Purchase Details
Closed on
Oct 4, 1996
Sold by
Culberson Michael L and Culberson April
Bought by
Culberson Michael
Purchase Details
Closed on
Nov 11, 1994
Sold by
Baker Jimmy H and Pete Summers
Bought by
Culberson Michael L and Culberson April
Purchase Details
Closed on
Sep 14, 1979
Bought by
Baker Jimmy H and Pete Summers
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $192,500 | -- | |
| Warranty Deed | $190,664 | -- | |
| Warranty Deed | $190,000 | -- | |
| Warranty Deed | $120,000 | -- | |
| Warranty Deed | $54,000 | -- | |
| Deed | $114,900 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $194,370 | VA | |
| Previous Owner | $120,000 | New Conventional | |
| Previous Owner | $91,920 | New Conventional | |
| Previous Owner | $11,490 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $192,500 | -1.3% | $197 / Sq Ft | |
| 08/28/2025 08/28/25 | Pending | -- | -- | -- | |
| 08/09/2025 08/09/25 | For Sale | $195,000 | +2.6% | $200 / Sq Ft | |
| 11/19/2021 11/19/21 | Sold | $190,000 | +2.7% | $133 / Sq Ft | View Prior Sale |
| 10/03/2021 10/03/21 | Pending | -- | -- | -- | |
| 09/29/2021 09/29/21 | For Sale | $185,000 | +54.2% | $129 / Sq Ft | |
| 07/31/2014 07/31/14 | Sold | $120,000 | -11.0% | $82 / Sq Ft | View Prior Sale |
| 05/27/2014 05/27/14 | Pending | -- | -- | -- | |
| 03/14/2014 03/14/14 | For Sale | $134,900 | +149.8% | $92 / Sq Ft | |
| 12/03/2012 12/03/12 | Sold | $54,000 | 0.0% | $59 / Sq Ft | View Prior Sale |
| 11/02/2012 11/02/12 | Pending | -- | -- | -- | |
| 10/19/2012 10/19/12 | For Sale | $54,000 | -- | $59 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,782 | $80,980 | $7,200 | $73,780 |
| 2023 | $1,782 | $79,395 | $7,200 | $72,195 |
| 2022 | $1,687 | $68,518 | $7,200 | $61,318 |
| 2021 | $1,253 | $44,906 | $5,200 | $39,706 |
| 2020 | $1,093 | $37,266 | $5,200 | $32,066 |
| 2019 | $1,112 | $37,266 | $5,200 | $32,066 |
| 2018 | $986 | $37,266 | $5,200 | $32,066 |
| 2017 | $1,177 | $36,066 | $4,000 | $32,066 |
| 2016 | $1,012 | $36,066 | $4,000 | $32,066 |
| 2015 | $864 | $28,168 | $4,000 | $24,168 |
| 2014 | $65 | $28,168 | $4,000 | $24,168 |
| 2013 | -- | $28,168 | $4,000 | $24,168 |
Source: Public Records
Agents Affiliated with this Home
-
Shannon Arthur
-
Jordan Dupree
Buyer's Agent in 2025
Jordan Dupree
United Real Estate Experts
(423) 413-4023
116 Total Sales
-
Sherry Southerland
Seller's Agent in 2021
Sherry Southerland
RE/MAX Real Estate Center
(706) 537-0301
173 Total Sales
-
A
Buyer's Agent in 2021
Amy Elrod
Berkshire Hathaway HomeServices Realty Center
-
A
Seller's Agent in 2014
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
-
Ramanda Melton
R
Seller's Agent in 2012
Ramanda Melton
Teems & Teems Realty
(423) 762-0600
129 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1518411
APN: 0144-104
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