$529,000
PENDING

Silver Dunes 1030 Highway 98 E Unit 40 Destin, FL 32541

Estimated payment $4,713/month

Total Views 3,010
2 Beds
2.5 Baths
1,500 Sq Ft
$353 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated Pool
  • Destin Elementary School Rated A-
  • Deeded access to the beach
  • Gated Community

About This Home

Gulf-Front 2-Story Condo in Penthouse Building 5.Don't miss this rare opportunity to own this stunning two-story Gulf-front condominium in a prime beachfront location! Offering expansive Gulf views, direct beach access, and resort-style amenities, this property is perfect for investors, vacation homeowners, or full-time coastal living.Wake up to the sound of waves and panoramic Gulf views in this luxurious 2-bedroom, 2.5 bathroom, 2-story condo! Located directly on the beach, this beautifully designed residence offers an open-concept living space, floor-to-ceiling windows, and two private balconies overlooking the sparkling turquoise waters.The spacious primary suite features Gulf views, a spa-like ensuite bath, and ample closet space.

Listing Agent

Stefan Camp

Luxury Estates Auction Company LLC License #3099002

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,358

Year Built

  • Built in 1973

Lot Details

HOA Fees

  • $1,250 Monthly HOA Fees

Interior Spaces

  • 1,500 Sq Ft Home
  • Wet Bar
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Area
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Induction Cooktop
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Heated Pool
  • Deeded access to the beach
  • Balcony

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2s-22-2303-0000-0400

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, management, master, recreational faclty, sewer, water, cable TV, trash
  • 98 Buildings
  • 98 Units
  • Silver Dunes Condo Subdivision
  • 5-Story Property

Amenities

  • Community Barbecue Grill
  • Game Room
  • Laundry Facilities
  • Elevator

Recreation

  • Beach

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,358

Year Built

Built in 1973

Lot Details

0

HOA Fees

$1,250 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SILVER DUNES CONDO
  • Directions: Silver Dunes is located on the Gulf side of US-HWY 98 adjacent to Sundestin.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1973
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 98
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Owner's Closet, Washer/Dryer Hookup, Wet Bar
  • Stories: 5
  • Window Features: Window Treatment All
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Elevators, Game Room, Gated Community, Laundry, Pool, Waterfront
  • Association #2 Fee: 1250.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2s-22-2303-0000-0400
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 98

Tax Info

  • Tax Annual Amount: 6358.0
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,973 $570,000 -- $570,000
2023 $5,973 $500,000 $0 $500,000
2022 $4,141 $385,000 $0 $385,000
2021 $3,477 $280,000 $0 $280,000
2020 $3,316 $265,000 $0 $265,000
2019 $3,108 $245,000 $0 $245,000
2018 $3,531 $275,000 $0 $0
2017 $3,751 $287,000 $0 $0
2016 $3,728 $287,000 $0 $0
2015 $3,802 $287,000 $0 $0
2014 $3,849 $287,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/24/2025 04/24/25 Pending -- -- --
04/24/2025 04/24/25 Pending -- -- --
04/02/2025 04/02/25 Price Changed $529,000 0.0% $353 / Sq Ft
04/02/2025 04/02/25 For Sale $529,000 -1.9% $353 / Sq Ft
03/20/2025 03/20/25 For Sale $539,000 -15.8% $359 / Sq Ft
04/15/2022 04/15/22 Sold $640,000 0.0% $533 / Sq Ft
03/07/2022 03/07/22 Pending -- -- --
03/05/2022 03/05/22 For Sale $640,000 +119.6% $533 / Sq Ft
03/02/2020 03/02/20 Off Market $291,500 -- --
02/23/2018 02/23/18 Sold $291,500 0.0% $243 / Sq Ft
01/25/2018 01/25/18 Pending -- -- --
09/01/2017 09/01/17 For Sale $291,500 -- $243 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $291,500 Blue Title Llc
Warranty Deed $275,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $216,500 New Conventional
Previous Owner $150,000 No Value Available
Source: Public Records

Similar Homes in Destin, FL

  • 1006 Highway 98 E Unit 313, Destin, FL 32541

    $420,000

    • 2 Beds
    • 2 Baths
    • 738 Sq Ft
    • 1006 Highway 98 E
    • Unit 313
    • Destin, FL

    Welcome to your slice of paradise at St. Martin 313—a beautifully updated, turn-key 2-bedroom beach condo located on the ground floor south of Highway 98 in the heart of Destin. Just steps from your private, gated beach access, this unit offers the perfect blend of comfort, convenience, and location. Whether you're looking for a second home or a serene beach getaway, this condo delivers

    Sabine Robertson Sea Haus Realty

    Section Image
  • 775 Gulf Shore Dr Unit 3100, Destin, FL 32541

    $424,900

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft
    • 775 Gulf Shore Dr
    • Unit 3100
    • Destin, FL

    This delightful 2 bedroom and 2 bathroom condo located at Sandpiper Cove is the perfect turn-key and rental-ready property that you have been searching for. With its impressive rental history and exclusive access to a gated community with 1100 feet of beachfront complex, you will have direct access to the breathtaking white sandy beaches. This 43-acre resort situated in the heart of Destin, FL

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 775 Gulf Shore Dr Unit 3200, Destin, FL 32541

    $544,900

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft
    • 775 Gulf Shore Dr
    • Unit 3200
    • Destin, FL

    This beautiful unit already has $27.4k booked for 2025 already!! Come and take a look at this amazing 3-bedroom unit in the highly sought-after Sandpiper Cove! The kitchen has been recently remodeled, with a wall being removed to make it more open to the living room. In addition, a kitchen island has been added, along with new counters, cabinets, appliances, and lighting. New AC and New Water

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4207 Indian Bayou Trail Unit 2216, Destin, FL 32541

    $467,000

    • 2 Beds
    • 2 Baths
    • 1,150 Sq Ft
    • 4207 Indian Bayou Trail
    • Unit 2216
    • Destin, FL

    Looking for the perfect investment or second home? You have found it! Enjoy the best of both worlds with this 2/2 at the highly desired Palms of Destin Resort and Conference Center. This condo has 2 full-size bedrooms on the 2nd floor facing west. You have the luxury of being centrally located in Destin with all the resort amenities but once inside the unit you'll enjoy the private balcony

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4207 Indian Bayou Trail Unit 2302, Destin, FL 32541

    $439,900

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft
    • 4207 Indian Bayou Trail
    • Unit 2302
    • Destin, FL

    Discover Your Coastal Retreat in Destin: The ''World's Luckiest Fishing Village''!If you're an outdoor enthusiast, Destin is your paradise—and we have the perfect condo for you! This charming two-bedroom unit is fully furnished, cozy, and turn-key ready, making it an ideal getaway or investment property.**Features of Your New Condo:****Spacious Living:** Enjoy an inviting open-concept

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4207 Indian Bayou Trail Unit 21016, Destin, FL 32541

    $415,000

    • 2 Beds
    • 2 Baths
    • 1,150 Sq Ft
    • 4207 Indian Bayou Trail
    • Unit 21016
    • Destin, FL

    Breathtaking panoramic views of the Gulf of Mexico and the Destin skyline plus $8k in future bookings! Enjoy countless days on the patio watching boats in the Gulf or witnessing the stunning Destin sunsets. The condo boasts two spacious bedrooms with king beds and both offer balcony access, making it ideal for use as a second home, vacation rental, or primary residence. Located on the 10th

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4207 Indian Bayou Trail Unit 2501, Destin, FL 32541

    $474,900

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft
    • 4207 Indian Bayou Trail
    • Unit 2501
    • Destin, FL

    You absolutely can't miss this opportunity to own at The Palms of Destin! Buy today and enjoy earning income the day you close. This full 2 bedroom unit located on the 5th floor and has perfect views of the palm trees and pools with views of the Gulf! Unit has grossed over $200k over the last 5 years with owner usage plus grossed $14k YTD with another $21k in future reservations! At 1,175 sqft,

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4203 Indian Bayou Trail Unit 11207, Destin, FL 32541

    $435,000

    • 2 Beds
    • 2 Baths
    • 970 Sq Ft
    • 4203 Indian Bayou Trail
    • Unit 11207
    • Destin, FL

    The best views can be found from this 12th-floor penthouse at the desired Palms of Destin! NO CARPET and the unit comes fully furnished and rental-ready! The kitchen boasts granite countertops and maple cabinetry. The master bedroom features a king bed with balcony access that overlooks the tropical pool deck with Gulf views! The second bedroom has a futon that turns into a full-size bed, plus a

    Nichole Causton Go Coastal Realty LLC

    Section Image
  • 4203 Indian Bayou Trail Unit 11209, Destin, FL 32541

    $399,900

    • 2 Beds
    • 2 Baths
    • 970 Sq Ft
    • 4203 Indian Bayou Trail
    • Unit 11209
    • Destin, FL

    Exceptional opportunity to own a well established rental machine! Unit 11209 has had a stellar 4.86 rating on Airbnb with an outstanding $61k average gross rental income over the past 3 years ($70k 2022, $62K 2023 and $53k 2024)! Not only are you getting a unit with a proven income track record, but Year-to-date, an already earned over $14,500 with $16,000 in confirmed future bookings. This

    Nichole Causton Go Coastal Realty LLC

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 972864

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2303-0000-0400