$295,000
SOLD OCT 24, 2025

10340 Calvary Rd Independence, KY 41051

3 Beds
2 Baths
1,264 Sq Ft
0.32 Acres

Recently Sold

$233 Per Sq Ft

1 Day on Market

Highlights

  • Open Floorplan
  • Deck
  • Cathedral Ceiling
  • Kenton Elementary School Rated A-
  • Ranch Style House
  • No HOA

About This Home

As of October 2025

USDA eligible! Qualified applicants with zero money !!! Ready for you! This turnkey brick ranch in the heart of Independence offers an open-concept living room with cathedral ceilings and a spacious entryway with closet. The home features 3 bedrooms and 2 full baths on the first floor, including a primary suite with walk-in closet. Beautiful LVP kitchen and great room flooring. The kitchen comes fully equipped, and all appliances—including washer and dryer—stay. The full unfinished basement spans the entire home, providing plenty of storage or the perfect play area. Also a rough-in for a bathroom. The home offers a two car garage for parking and storage. Outside, you'll love the fenced, level backyard, complete with a brand new rear deck and storage shed. Recent upgrades include new siding, a new roof, and the new deck, giving you peace of mind for years to come. Seller is also including a home warranty with ACHOSA. Don't miss your chance to own this move-in ready home!

Last Agent to Sell the Property

Carla Antrobus

Keller Williams Realty Services License #280978 Listed on: 09/23/2025

Keller Williams Realty Services

Last Buyer's Agent

Bobbie Richerson

Fathom Realty KY LLC License #287545

Fathom Realty KY LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 160 x 83
  • Privacy Fence
  • Wood Fence
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,264 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Insulated Windows
  • Panel Doors
  • Living Room
  • Formal Dining Room
  • Storage
  • Storage In Attic

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Shed

Schools

  • Kenton Elementary School
  • Summit View Middle School
  • Simon Kenton High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 019-00-01-173.00

Home Details

Home Type

Single Family

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.32
  • Year Built: 2000
  • Lot Size: 160 x 83
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Head NE to Highland Ave toward Kyles Ln. R onto Kyles Ln. R on KY 17-Madison. R on KY 17/Pelly Rd. R onto Independence Station Rd. L on Cody Rd. Straight to Tropes Xing. L on Calvary Rd.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Kenton Elementary
  • Location Tax Legal Info:Middle or Junior School: Summit View Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Location Tax Legal Info:Subdivision2: Battle Ridge
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 160 x 83
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Duke Energy
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.32
  • General Property Description:Living Area: 1264.0
  • General Property Description:Lot Size Square Feet: 13939.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 019-00-01-173.00
  • Appliances Refrigerators: Yes
  • Other Structures:Shed(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Laundry Features:In Basement: Yes
  • Fencing:Privacy: Yes
  • Laundry Features:Lower Level: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-In Closet(s), Storage, Open Floorplan, Attic Storage, Ceiling Fan(s), Multi Panel Doors
  • Basement: Full, Unfinished
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1264.0
  • Window Features: Insulated Windows
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Attic Storage: Yes

Exterior Features

  • Fencing: Privacy, Wood
  • Roof: Shingle
  • Lot Features: Cleared, Level
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement, Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Kenton Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Summit View Middle School

Lot Info

  • Lot Size Sq Ft: 13939.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2020
Closed on
Sep 25, 2020
Sold by
Jones Douglas M and Jones Amber
Bought by
Smith Richard Ryan and Smith Noelle N
Seller's Agent
Robert Burkart III
Cahill Real Estate Services
Buyer's Agent
Nathan Roberts
Pivot Realty Group
List Price
$193,850
Sold Price
$195,850
Premium/Discount to List
$2,000
1.03%
Current Estimated Value
$293,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,381
Avg. Annual Appreciation
7.85%
Original Mortgage
$197,828
Outstanding Balance
$174,760
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$118,471

Purchase Details

Closed on
May 20, 2014
Sold by
Colvin Sarah and Colvin Timothy J
Bought by
Jones Douglas M

Purchase Details

Closed on
Apr 30, 2009
Sold by
Kelly Jared P and Kelley Jamie R
Bought by
Jones Douglas M and Jones Sarah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,246
Interest Rate
4.86%
Mortgage Type
FHA

Purchase Details

Closed on
May 14, 2007
Sold by
Daniels Harrison Llc
Bought by
Kelley Jared P and Kelley Jamie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $195,850 Kentucky Land Title Agency
Interfamily Deed Transfer -- None Available
Deed $152,000 American Title Services
Warranty Deed $146,000 Veritas Title
Quit Claim Deed -- Veritas Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $197,828 New Conventional
Previous Owner $149,246 FHA
Previous Owner $116,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $295,000 0.0% $233 / Sq Ft
09/24/2025 09/24/25 Pending -- -- --
09/23/2025 09/23/25 For Sale $295,000 +50.6% $233 / Sq Ft
09/25/2020 09/25/20 Sold $195,850 +1.0% $155 / Sq Ft View Prior Sale
08/11/2020 08/11/20 Pending -- -- --
08/11/2020 08/11/20 For Sale $193,850 -- $153 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,980 $256,200 $45,000 $211,200
2024 $2,399 $195,800 $38,000 $157,800
2023 $2,471 $195,800 $38,000 $157,800
2022 $2,531 $195,800 $38,000 $157,800
2021 $2,569 $195,800 $38,000 $157,800
2020 $2,053 $152,000 $34,000 $118,000
2019 $2,058 $152,000 $34,000 $118,000
2018 $2,069 $152,000 $34,000 $118,000
2017 $2,013 $152,000 $34,000 $118,000
2015 $1,953 $152,000 $34,000 $118,000
2014 $1,926 $152,000 $34,000 $118,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636513

Northern Kentucky Multiple Listing Service

APN: 019-00-01-173.00