1037 Charles St Louisville, KY 40204
Germantown Neighborhood
2
Beds
2
Baths
1,460
Sq Ft
4,356
Sq Ft Lot
Highlights
- Deck
- 1 Fireplace
- Porch
- Atherton High School Rated A
- No HOA
- Forced Air Heating and Cooling System
About This Home
As of July 2025At $198.56 per square foot, 1037 Charles Street offers the lowest price per square foot for a 2-bedroom, 2-full bath home currently available in Germantown—a rare opportunity to own in one of Louisville's most beloved and walkable neighborhoods.
This beautifully maintained camelback is just steps from local favorites like Nachbar, The Post, North of Bourbon, Hauck's Corner, and more. With classic charm, smart updates, and a location that can't be beat, this home is an exceptional find at an accessible price point.
This home combines classic charm with thoughtful updates, including fully remodeled bathrooms, 10-foot ceilings, and original architectural details like an ornamental fireplace and an impressive pocket door separating the first-floor bedroom and living area. The flexible front bedroomcomplete with its own front entrymakes a perfect guest room, home office, or studio space.
Enter through the side door into a spacious, inviting foyer that steps into the large living room and the oversized kitchen with plenty of space for cooking, dining, and entertaining. Just off the kitchen, you'll find a renovated full bath and a huge laundry/mudroom that leads to the back deck and a fully fenced, private backyardideal for pets, gardening, or relaxing with friends.
Upstairs, you'll discover a second full bathroom, a large bedroom with double closet, and convenient attic storage.
Whether you're looking for your first home, downsizing, or relocating to one of Louisville's most walkable and vibrant neighborhoods, 1037 Charles Street offers comfort, charm, and unbeatable access to everything that makes Germantown special.
Last Agent to Sell the Property
Fry Realty Collective License #213529 Listed on: 06/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,198
Year Built
- Built in 1900
Lot Details
- Property is Fully Fenced
- Privacy Fence
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,460 Sq Ft Home
- 2-Story Property
- 1 Fireplace
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- Germantown Subdivision
Listing and Financial Details
- Legal Lot and Block 0196 / 025J
- Assessor Parcel Number 025J01960000
- Seller Concessions Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 15, 2021
Closed on
Apr 20, 2021
Sold by
Herndon Kathryn R
Bought by
Weinstein Hannah L
Seller's Agent
Emily Harm
EXP Realty LLC
Buyer's Agent
Judith Johnson
Schuler Bauer Real Estate Services ERA Powered
List Price
$235,000
Sold Price
$235,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.42%
Original Mortgage
$227,950
Outstanding Balance
$208,467
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$85,884
Purchase Details
Closed on
Jun 15, 2011
Sold by
Snow Bryan M and Snow Erica
Bought by
Herndon Kathryn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,653
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2005
Sold by
Byrd Christopher M and Byrd Michelle L
Bought by
Snow Bryan M and Campbell Erica
Similar Homes in Louisville, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $235,000 | None Available | |
| Deed | $132,000 | Executive Title Company | |
| Warranty Deed | $118,000 | Mooser & Freibert |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $227,950 | New Conventional | |
| Previous Owner | $149,600 | New Conventional | |
| Previous Owner | $128,653 | FHA | |
| Previous Owner | $21,700 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $293,900 | 0.0% | $201 / Sq Ft |
| 06/17/2025 06/17/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $293,900 | +1.4% | $201 / Sq Ft |
| 06/12/2025 06/12/25 | For Sale | $289,900 | +23.4% | $199 / Sq Ft |
| 04/20/2021 04/20/21 | Sold | $235,000 | 0.0% | $161 / Sq Ft |
| 03/18/2021 03/18/21 | Pending | -- | -- | -- |
| 03/15/2021 03/15/21 | For Sale | $235,000 | -- | $161 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,198 | $249,100 | $45,000 | $204,100 |
| 2023 | $3,154 | $235,000 | $43,000 | $192,000 |
| 2022 | $3,196 | $154,570 | $43,000 | $111,570 |
| 2021 | $2,230 | $154,570 | $43,000 | $111,570 |
| 2020 | $1,838 | $133,780 | $20,000 | $113,780 |
| 2019 | $1,795 | $133,780 | $20,000 | $113,780 |
| 2018 | $1,772 | $133,780 | $20,000 | $113,780 |
| 2017 | $1,744 | $133,780 | $20,000 | $113,780 |
| 2013 | $1,320 | $132,000 | $20,000 | $112,000 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Zach Fry
Fry Realty Collective
(502) 291-0587
14 in this area
173 Total Sales
-
E
Seller Co-Listing Agent in 2025
Elizabeth Geiser
Fry Realty Collective
(502) 817-9425
1 in this area
38 Total Sales
-
Buyer's Agent in 2025
Emily Blanford
Keller Williams Realty- Louisville
(502) 931-0510
2 in this area
19 Total Sales
-
E
Seller's Agent in 2021
Emily Harm
EXP Realty LLC
-
Buyer's Agent in 2021
Judith Johnson
Schuler Bauer Real Estate Services ERA Powered
(502) 338-0954
1 in this area
50 Total Sales
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1689424
APN: 025J01960000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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