NOT LISTED FOR SALE

1039 Harvey Peninsula Rd Swanton, MD 21561

Estimated Value: $733,000 - $1,772,000

5 Beds
5 Baths
2,800 Sq Ft
$399/Sq Ft Est. Value

Last Sold February 12, 2021

Last sale price $741,000 $265 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $6,911/month

4 Days on Market

Highlights

  • 1 Dock Slip
  • Public Beach
  • Fishing Allowed
  • Canoe or Kayak Water Access
  • Spa
  • Open Floorplan

About This Home

As of February 2021

Make special memories at this 5BR/5BA mountain retreat home with lake access and a boat slip within close proximity! This 2005 built vacation home features a wall of windows on the main level living room to let in an abundance of natural lights, 2 fireplaces, hardwood floors, granite counters, stainless appliances, spacious bathrooms, 3 finished levels, with 3 master suites - one on each level! Outdoor living spaces are plentiful including a professionally landscaped fire pit area, lots of decking, and hot tub! Established rental with a strong history - approximately $60K in gross rents. Also includes a generator and a heated garage. All this within a short drive to Wisp ski resort and all lake attractions. Don't miss your opportunity to buy one of the few homes with a boat slip currently available!

Last Agent to Sell the Property

Mike Kennedy

Railey Realty, Inc. License #529372 Listed on: 12/27/2020

Railey Realty, Inc.

Last Buyer's Agent

Nina Beitzel

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,619

Year Built

  • Built in 2005

Lot Details

  • 0.47 Acre Lot
  • Public Beach
  • Level Lot
  • Partially Wooded Lot
  • Property is zoned LR, Lake Residential

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Driveway

Home Design

  • Chalet
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Utility Room

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Propane
  • Well
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 15A
  • Assessor Parcel Number 1218014017

Community Details

Overview

  • Association fees include pier/dock maintenance, management
  • Randall Hostetler Subdivision

Amenities

  • Common Area

Recreation

  • Boat Dock
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,619

Year Built

Built in 2005

Lot Details

0

HOA Fees

$42 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Inclusions: Generator
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Remarks Public: Make special memories at this 5BR/5BA mountain retreat home with lake access and a boat slip within close proximity! This 2005 built vacation home features a wall of windows on the main level living room to let in an abundance of natural lights, 2 fireplaces, hardwood floors, granite counters, stainless appliances, spacious bathrooms, 3 finished levels, with 3 master suites - one on each level! Outdoor living spaces are plentiful including a professionally landscaped fire pit area, lots of decking, and hot tub! Established rental with a strong history - approximately $60K in gross rents. Also includes a generator and a heated garage. All this within a short drive to Wisp ski resort and all lake attractions. Don't miss your opportunity to buy one of the few homes with a boat slip currently available!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Stainless Steel Appliances
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Wood Floors
  • Fireplace Features: Other
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings, Wood Ceilings, Dry Wall
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Utility Room
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Walkout Level, Connecting Stairway
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2968
  • Living Area Sq Ft: 2800
  • Price Per Sq Ft: 438.52
  • Above Grade Finished Sq Ft: 1594
  • Below Grade Finished Sq Ft: 1206
  • Below Grade Sq Ft: 168
  • Total Below Grade Sq Ft: 1374
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1039

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 5
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Hardiplank Type
  • Exterior Features: Hot Tub
  • Road Surface Type: Paved
  • Roof: Shingle
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Public Access, Public Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Basement Garage
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Phone, Propane, Sewer Available
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 42.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Common Grounds, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Management
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 345900.00
  • Land Assessed Value: 71600.00
  • Land Use Code: 008
  • Lot Features: Level, Partly Wooded
  • Lot Size Acres: 0.47
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20473.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2020
  • Zoning: LR
  • Zoning Description: Lake Residential
  • In City Limits: No

Rental Info

  • Vacation Rental: Yes

Tax Info

  • Assessor Parcel Number: 15658551
  • Tax Annual Amount: 5619.00
  • Assessor Parcel Number: 1218014017
  • Tax Lot: 15A
  • Tax Page Number: 201
  • Tax Total Finished Sq Ft: 2800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 02/12/2021

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 27, 2020
Closed on
Feb 12, 2021
Sold by
Harvey John
Bought by
Mcmanus Brian and Mcmanus Kristen
Seller's Agent
Mike Kennedy
Railey Realty, Inc.
Buyer's Agent
Nina Beitzel
Railey Realty, Inc.
List Price
$699,000
Sold Price
$741,000
Premium/Discount to List
$42,000
6.01%
Current Estimated Value
$1,118,413

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$377,413
Avg. Annual Appreciation
7.48%
Original Mortgage
$250,000
Outstanding Balance
$224,754
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$803,906

Purchase Details

Listed on
Feb 27, 2017
Closed on
Apr 11, 2017
Sold by
Nixon Wendell D and Nixon Teresa M
Bought by
Harvey John
Seller's Agent
Bill Weissgerber
Railey Realty, Inc.
Buyer's Agent
Larry Franklin
RE/MAX Realty Centre, Inc.
List Price
$519,000
Sold Price
$510,000
Premium/Discount to List
-$9,000
-1.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.22%
Original Mortgage
$408,000
Interest Rate
3.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Nov 24, 2009
Sold by
Geiger Elmer W and Geiger Nancy L
Bought by
Nixon Wendell D and Nixon Teresa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2008
Sold by
Wendel Eric M and Wendel Donna L
Bought by
Geiger Elmer W and Geiger Nancy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 23, 2008
Sold by
Wendel Eric M and Wendel Donna L
Bought by
Geiger Elmer W and Geiger Nancy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2005
Sold by
Everly Marc A
Bought by
Wendel Eric M and Wendel Donna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$464,000
Interest Rate
5.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 2003
Sold by
Abell Jason C and Abell Amy
Bought by
Everly Marc A and Thomas David A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcmanus Brian $741,000 Deep Creek Title Group
Harvey John $510,000 Sage Title Group Llc
Nixon Wendell D $553,000 --
Geiger Elmer W $549,900 --
Geiger Elmer W $549,900 --
Wendel Eric M $580,000 --
Everly Marc A $149,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcmanus Brian $250,000
Previous Owner Harvey John $394,750
Previous Owner Harvey John $408,000
Previous Owner Nixon Teresa M $200,000
Previous Owner Nixon Teresa M $250,000
Previous Owner Nixon Wendell D $405,000
Previous Owner Nixon Wendell D $417,000
Previous Owner Nixon Wendell D $417,000
Previous Owner Geiger Elmer W $417,000
Previous Owner Geiger Elmer W $417,000
Previous Owner Wendel Eric M $464,000
Closed Nixon Wendell D --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/12/2021 02/12/21 Sold $741,000 +6.0% $265 / Sq Ft
12/31/2020 12/31/20 Pending -- -- --
12/27/2020 12/27/20 For Sale $699,000 +37.1% $250 / Sq Ft
04/11/2017 04/11/17 Sold $510,000 -1.7% $190 / Sq Ft
03/13/2017 03/13/17 Pending -- -- --
02/27/2017 02/27/17 For Sale $519,000 -- $193 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,442 $798,800 $101,600 $697,200
2024 $8,607 $700,900 $0 $0
2023 $7,465 $603,000 $0 $0
2022 $6,304 $505,100 $71,600 $433,500
2021 $5,987 $475,900 $0 $0
2020 $5,619 $446,700 $0 $0
2019 $5,252 $417,500 $71,600 $345,900
2018 $4,976 $417,500 $71,600 $345,900
2017 $5,048 $417,500 $0 $0
2016 -- $429,000 $0 $0
2015 -- $429,000 $0 $0
2014 -- $429,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA134122

Bright MLS

APN: 18-014017