Seller's Agent in 2025
Evan Warnert
Agency North Real Estate, Inc
(320) 241-3683
1 in this area
38 Total Sales
104 River Oaks Dr Cold Spring, MN 56320
3
Beds
2.5
Baths
2,530
Sq Ft
5,663
Sq Ft Lot
Highlights
- On Golf Course
- Radiant Floor
- 2 Car Attached Garage
- Deck
- Bonus Room
- Patio
About This Home
As of October 2025Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress.
Enjoy the convenience of main-level living, including a large owner’s suite with a 3⁄4 bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility.
The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind.
The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle.
Recent updates include:
New roof (2024)
New water heater (2025)
New water softener (2024)
New garage door (2023)
All appliances, including washer/dryer, replaced between 2021–2022.
The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer.
This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,722
Year Built
- Built in 2001
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 113x50
- On Golf Course
HOA Fees
- $110 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Wood Siding
Interior Spaces
- 1-Story Property
- Gas Fireplace
- Family Room
- Dining Room
- Bonus Room
- Radiant Floor
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Gas Water Heater
- Water Softener is Owned
Community Details
- Association fees include lawn care, ground maintenance, snow removal
- River Oaks Villa Townhome Association, Phone Number (612) 963-9141
- River Oaks Villa Subdivision
Listing and Financial Details
- Assessor Parcel Number 48297030054
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 16, 2025
Closed on
Oct 17, 2025
Sold by
Bakken Elizabeth F and Bakken David
Bought by
Iten Brian and Iten Rhonda
Seller's Agent
Evan Warnert
Agency North Real Estate, Inc
Buyer's Agent
Jonathan Dold
Century 21 First Realty, Inc.
List Price
$399,900
Sold Price
$370,000
Premium/Discount to List
-$29,900
-7.48%
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.91%
Original Mortgage
$197,000
Outstanding Balance
$197,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$174,544
Purchase Details
Closed on
Feb 21, 2017
Sold by
Arnold Patricia M
Bought by
Bakken Elizabeth F and Wolff Nancy L
Purchase Details
Closed on
Nov 6, 1998
Sold by
River Oaks Of Cold Spring Inc
Bought by
Arnold Ivan
Purchase Details
Closed on
Jan 2, 1998
Sold by
River Oaks Of Cold Spring Inc
Bought by
Arnold
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $370,000 | First American Title | |
| Quit Claim Deed | -- | None Available | |
| Deed | $27,000 | -- | |
| Deed | $27,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $197,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $370,000 | -1.3% | $146 / Sq Ft |
| 09/29/2025 09/29/25 | Pending | -- | -- | -- |
| 08/05/2025 08/05/25 | Price Changed | $374,900 | -6.3% | $148 / Sq Ft |
| 07/18/2025 07/18/25 | For Sale | $399,900 | -- | $158 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,940 | $355,600 | $42,900 | $312,700 |
| 2024 | $3,722 | $330,800 | $42,900 | $287,900 |
| 2023 | $3,298 | $319,100 | $42,900 | $276,200 |
| 2022 | $3,100 | $242,300 | $35,000 | $207,300 |
Source: Public Records
Agents Affiliated with this Home
-
Evan Warnert
-
Jonathan Dold
Buyer's Agent in 2025
Jonathan Dold
Century 21 First Realty, Inc.
(320) 492-7010
8 in this area
56 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6753476
APN: 48.29703.0054
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