Kimberly Schroeder
Long & Foster Real Estate, Inc.
(540) 546-5666
74 Total Sales
3 in Cross Junction
$166K - $298K Price Range
1041 W Masters Dr Cross Junction, VA 22625
Cross Junction Neighborhood
3
Beds
2.5
Baths
1,748
Sq Ft
0.36
Acre Lot
Highlights
- Boat Ramp
- Home fronts navigable water
- Canoe or Kayak Water Access
- Beach
- Private Beach
- Fitness Center
About This Home
As of July 2026Beautiful one owner colonial featuring wood floors on the main level, and a basement with tons of room to grow! A formal dining room greets you, which can also be used as a study or office. The kitchen with lots of cabinets and an island is open to the vaulted living room with a cozy electric fireplace to warm yourself. There is room to add a deck off this level to enjoy your tree view in the back yard. Upstairs you'll find 3 bedrooms including a primary with en-suite, as well as the laundry. The basement offers plenty of space to add more living area, with a roughed in bathroom that already has drywall installed. You'll be just a one minute drive to beach 1 with the clubhouse, sports courts, marina, playground and more. Lake Holiday offers a ton of amenities from beaches, to a dog park, 18 hole disc golf course, all in a private gated community. Come vacation where you live!
Last Agent to Sell the Property
(540) 348-4911 dsamson@samsonproperties.net Samson Properties Brokerage Phone: 5403484911 License #0225213758 Listed on: 04/01/2026
Last Buyer's Agent
(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC License #0226007362
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,753
Year Built
- Built in 2018
Lot Details
- 15,682 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Backs to Trees or Woods
- Property is zoned R5
HOA Fees
- $156 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Colonial Architecture
- Permanent Foundation
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Vaulted Ceiling
- Fireplace
Bedrooms and Bathrooms
- 3 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Outdoor Features
- Canoe or Kayak Water Access
- Property is near a lake
- Waterski or Wakeboard
- No Personal Watercraft
- Swimming Allowed
- Limit On Boat Length
- Powered Boats Permitted
- Lake Privileges
Utilities
- Cooling Available
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 584
- Assessor Parcel Number 18-A07-10-584
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, recreation facility, reserve funds, road maintenance, security gate, snow removal, trash
- Lake Holiday Country Clun HOA
- Built by Dan Ryan
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Game Room
- Meeting Room
- Community Library
Recreation
- Boat Ramp
- Pier or Dock
- Beach
- Tennis Courts
- Community Basketball Court
- Volleyball Courts
- Pickleball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Dog Park
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2026
Closed on
Jul 2, 2026
Sold by
White Barbara J and White Megan E
Bought by
Seller's Agent
Misty Weaver
Samson Properties
Buyer's Agent
Lindsay Potter
Real Broker, LLC
List Price
$420,000
Sold Price
$400,000
Premium/Discount to List
-$20,000
-4.76%
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.52%
Original Mortgage
$380,000
Outstanding Balance
$379,658
Interest Rate
6.53%
Mortgage Type
New Conventional
Estimated Equity
$19,122
Purchase Details
Closed on
Oct 22, 2025
Sold by
White Barbara J
Bought by
Barbara J White Trust and White
Purchase Details
Closed on
Aug 30, 2018
Sold by
Dr Holdings & Va Llc
Bought by
White Ronnie L and White Barbara J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,040
Interest Rate
4.5%
Mortgage Type
VA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cross Junction, VA
-
Kimberly Schroeder
-
Timothy Shamblin
Timothy Shamblin
Coldwell Banker Premier
(540) 546-5016
82 Total Sales
1 in Cross Junction
$335,000 Price
-
Stuart Sinclair
Stuart Sinclair
Coldwell Banker Premier
(540) 329-1671
91 Total Sales
1 in Cross Junction
$250,000 Price
-
Stacy Martin
Stacy Martin
Responds QuicklyKeller Williams Realty/Lee Beaver & Assoc.
(202) 883-3264
115 Total Sales
1 in Cross Junction
$260,000 Price
-
Shannon Sheahan
Shannon Sheahan
Samson Properties
(844) 684-5241
105 Total Sales
1 in Cross Junction
$1,000,000 Price
-
Ned Stock
Ned Stock
Responds QuicklyBerkshire Hathaway HomeServices PenFed Realty
(844) 768-6744
168 Total Sales
1 in Cross Junction
$389,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $253,669 | Commonwealth Land Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $392,781 | VA | |
| Previous Owner | $377,000 | VA | |
| Previous Owner | $317,700 | VA | |
| Previous Owner | $17,542 | VA | |
| Previous Owner | $267,993 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $262,930 | VA | |
| Previous Owner | $262,040 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/07/2026 07/07/26 | Sold | $400,000 | +0.3% | $229 / Sq Ft |
| 05/08/2026 05/08/26 | Price Changed | $399,000 | -5.0% | $228 / Sq Ft |
| 04/01/2026 04/01/26 | For Sale | $420,000 | -- | $240 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,936 | $365,200 | $58,000 | $307,200 |
| 2025 | $1,753 | $365,200 | $58,000 | $307,200 |
| 2024 | $1,044 | $302,700 | $42,000 | $260,700 |
| 2023 | $1,544 | $302,700 | $42,000 | $260,700 |
| 2022 | $1,520 | $249,200 | $37,000 | $212,200 |
| 2021 | $2,198 | $249,200 | $37,000 | $212,200 |
| 2020 | $2,101 | $233,300 | $37,000 | $196,300 |
| 2019 | $2,101 | $233,300 | $37,000 | $196,300 |
| 2018 | $861 | $30,000 | $30,000 | $0 |
| 2017 | $858 | $30,000 | $30,000 | $0 |
| 2016 | $802 | $20,600 | $20,600 | $0 |
| 2015 | $112 | $20,000 | $20,000 | $0 |
| 2014 | $398 | $20,000 | $20,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Misty Weaver
Seller's Agent in 2026
Misty Weaver
Samson Properties
(540) 999-8826
42 in this area
62 Total Sales
-
Lindsay Potter
Buyer's Agent in 2026
Lindsay Potter
Real Broker, LLC
(703) 919-7241
1 in this area
42 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2040294
APN: 18A0710-584
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