NOT LISTED FOR SALE

10456 Charles St Osceola, IN 46561

Estimated Value: $282,000 - $344,713

5 Beds
3 Baths
3,052 Sq Ft
$107/Sq Ft Est. Value

Last Sold March 07, 2024

Last sale price $320,000 $105 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,959/month

106 Days on Market

Highlights

  • Waterfront
  • 0.69 Acre Lot
  • Stone Countertops
  • Moran Elementary School Rated A-
  • Lake, Pond or Stream
  • 2 Car Attached Garage

About This Home

As of March 2024

Spacious 5 bedroom, 3 bath home in PHM School District located on a private cul de sac. The master suite features walk in shower and his/her walk in closets. The large kitchen has granite countertops and large island, hand scraped plank flooring. The laundry room is located on the second floor. Finished basement area that includes Everdry waterproofing system. The large fenced yard includes a stocked pond, apple and pear trees and also has an oversized attached two car garage. Located close to Baugo Park. Seller will consider giving buyer allowance for carpet and paint with an acceptable offer. Welcome Home!

Last Agent to Sell the Property

Tina Seniff

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 11/04/2023

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Penny Seegers

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,954

Year Built

  • Built in 1919

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 150x200
  • Waterfront
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Finished Basement

Kitchen

  • Kitchen Island
  • Stone Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Lake, Pond or Stream

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 71-10-09-406-005.000-031

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,954

Year Built

Built in 1919

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1919
  • Age: 105
  • Style: Two Story
  • Total Number of Rooms: 11
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 5
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: LOT D BAUGO MAPLE HILL SUB
  • Parcel Number ID: 71-10-09-406-005.000-031
  • Platted: Yes
  • Amenities: Countertops-Stone, Kitchen Island
  • Sp Lp Percent: 95.52
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3162
  • Total Finished Sq Ft: 3052
  • Above Grade Finished Sq Ft: 2762
  • Below Grade Finished Sq Ft: 290
  • Below Grade Sq Ft: 110
  • Price Per Sq Ft: 115.86
  • Basement: Yes
  • Basement Foundation: Partial Basement, Finished
  • Basement Material: Poured Concrete
  • Bedroom 1: Dimensions: 12x11, On Level: Main
  • Bedroom 2: Dimensions: 13x10, On Level: Upper
  • Bedroom 3: Dimensions: 12x11, On Level: Upper
  • Bedroom 4: Dimensions: 13x12, On Level: Upper
  • Bedroom 5: Dimensions: 19x14, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 400

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x24
  • Garage Sq Ft: 576
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: City
  • Water Type: Pond

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 150x200
  • Estimated Lot Sq Ft: 30056
  • Estimated Lot Size Acres: 0.69

Tax Info

  • Annual Taxes: 1954
  • Exemptions: Mortgage

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2023
Closed on
Mar 6, 2024
Sold by
Loniello Bradley and Loniello Lonnessa
Bought by
Lee Greta
Seller's Agent
Tina Seniff
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Penny Seegers
eXp Realty, LLC
List Price
$360,000
Sold Price
$320,000
Premium/Discount to List
-$40,000
-11.11%
Views
137
Current Estimated Value
$327,178

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,178
Avg. Annual Appreciation
0.03%

Purchase Details

Listed on
Jul 16, 2021
Closed on
Aug 26, 2021
Sold by
Rankin Larry W and Veteramo Beth N
Bought by
Loniello Bradley and Loniello Lonnessa
Seller's Agent
Matthew Pleasant
Howard Hanna SB Real Estate
Buyer's Agent
John Grcich
Irish Realty
List Price
$299,000
Sold Price
$285,000
Premium/Discount to List
-$14,000
-4.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$279,837
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 27, 2016
Sold by
Anderson James
Bought by
Rankin Larry W and Verteramo Beth N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,202
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 19, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Anderson James

Purchase Details

Closed on
Nov 17, 2011
Sold by
Hann Dallas D and Hann Carol A
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jan 30, 2006
Sold by
Miles Martin A and Miles Vicki L
Bought by
Hann Dallas D and Hann Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
6.46%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lee Greta $320,000 Fidelity National Title Compan
Loniello Bradley $570,000 Near North Title Group
Rankin Larry W -- --
Anderson James -- Statewide Title
Federal Home Loan Mortgage Corporation $108,000 None Available
Hann Dallas D -- Land America Lawyers Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Loniello Bradley $279,837
Previous Owner Rankin Larry W $218,202
Previous Owner Hann Dallas D $148,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2024 03/07/24 Sold $320,000 -4.5% $105 / Sq Ft
02/23/2024 02/23/24 Pending -- -- --
12/30/2023 12/30/23 Price Changed $335,000 -3.6% $110 / Sq Ft
11/17/2023 11/17/23 Price Changed $347,337 -3.5% $114 / Sq Ft
11/09/2023 11/09/23 For Sale $360,000 +26.3% $118 / Sq Ft
08/26/2021 08/26/21 Sold $285,000 -4.7% $93 / Sq Ft
07/26/2021 07/26/21 Pending -- -- --
07/16/2021 07/16/21 For Sale $299,000 +32.9% $98 / Sq Ft
09/24/2013 09/24/13 Sold $225,000 -2.1% $87 / Sq Ft
08/16/2013 08/16/13 Pending -- -- --
05/22/2013 05/22/13 For Sale $229,900 -- $88 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,818 $221,700 $71,300 $150,400
2023 $1,765 $222,200 $71,300 $150,900
2022 $2,008 $222,200 $71,300 $150,900
2021 $1,604 $172,300 $21,300 $151,000
2020 $1,662 $180,600 $21,300 $159,300
2019 $1,567 $171,200 $20,200 $151,000
2018 $1,340 $157,600 $18,400 $139,200
2017 $1,356 $154,900 $18,400 $136,500
2016 $1,317 $154,900 $18,400 $136,500
2014 $1,101 $132,500 $15,900 $116,600
Source: Public Records

Agents Affiliated with this Home

  • Tina Seniff

    Seller's Agent in 2024

    Tina Seniff

    Berkshire Hathaway HomeServices Elkhart

    (574) 361-5903

    5 in this area

    155 Total Sales

    Tina Seniff
    Section Image
  • Penny Seegers

    Buyer's Agent in 2024

    Penny Seegers

    eXp Realty, LLC

    (574) 849-7076

    4 in this area

    169 Total Sales

    Penny Seegers
    Section Image
  • Matthew Pleasant

    Seller's Agent in 2021

    Matthew Pleasant

    Howard Hanna SB Real Estate

    (574) 386-6129

    3 in this area

    152 Total Sales

    Matthew Pleasant
    Section Image

  • J

    Buyer's Agent in 2021

    John Grcich

    Irish Realty

    Section Image

  • K

    Seller's Agent in 2013

    Kristi Ryan

    RE/MAX

  • Julia Robbins

    Buyer's Agent in 2013

    Julia Robbins

    RE/MAX

    (574) 210-6957

    3 in this area

    565 Total Sales

    Julia Robbins
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202340627

Indiana Regional MLS

APN: 71-10-09-406-005.000-031

Indiana St Joseph County Osceola 46561

10456 Charles St, Osceola, IN

This home is located at 10456 Charles St, Osceola, IN 46561 since 04 November 2023 and is currently estimated at $327,178, approximately $107 per square foot. This property was built in 1919. 10456 Charles St is a home located in St. Joseph County with nearby schools including Moran Elementary School, Virgil I. Grissom Middle School, and Penn High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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