$1,199,000
$50K PRICE DROP

1048 Highway 98 E Unit 106 Destin, FL 32541

Estimated payment $8,408/month

Total Views 4,260
2 Beds
2 Baths
1,672 Sq Ft
$717 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Gated Community
  • Destin Elementary School Rated A-
  • Pool and Spa
  • 0.37 Acre Lot

About This Home

Fully furnished and over 300 square feet larger than any other 2-bedroom in the building, this coastal retreat is in a league of its own. It’s also the only 2-bedroom unit with a separate bunk room — meaning more space, more privacy, and way more appeal for renters and guests. Whether you’re after a personal escape or a powerhouse investment, this property delivers. With $108,886 in rental income generated in 2024, it’s already a proven winner. Located on the first floor for easy access after a long beach day — but set back from the pool for extra peace and privacy — the layout is designed for effortless living. It is also a corner unit making it easily accessible from the parking area- unload you luggage or groceries in a snap. The unit also has one assigned parking spot in the parking garage. Inside, the open-concept living area flows into a sleek modern kitchen and out to a spacious patio perfect for happy hours and hangouts. The oversized primary suite feels like your own private spa, complete with a soaking tub, walk-in shower, and double vanities. The cozy bunk room lets little ones stay close without sacrificing the second bedroom’s privacy and calm. Other thoughtful touches include spacious closets, a full utility room with a sink, low monthly HOA fees, and resort-style amenities — from the grand lobby to the sparkling pool, to tennis court, to private beach access with beach chair rentals just steps away. Whether you’re building your portfolio or living out your beachfront dreams, this Destin gem brings the good life straight to your doorstep.

Listing Agent

Amber Jernigan

KELLER WILLIAMS REALTY GULF COAST Listed on: 04/07/2025

KELLER WILLIAMS REALTY GULF COAST

Co-Listing Agent

Taylor Jernigan

KELLER WILLIAMS REALTY GULF COAST

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,305

Year Built

  • Built in 2004

HOA Fees

  • $1,100 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Metal Roof
  • Concrete Siding

Interior Spaces

  • 1,672 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Combination Dining and Living Room
  • Gulf Views
  • Laundry Room

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Tile Bathroom Countertop
  • Separate Shower

Schools

  • Local School In County Elementary And Middle School
  • Local School In County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Heated Spa
  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 002S22231700PH0106

Community Details

Overview

  • Association fees include deed restrictions, electricity, ground maintenance, maintenance, management, recreation facility, trash, water/sewer

Recreation

  • Beach
  • Community Pool

Additional Features

  • Picnic Area
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,305

Year Built

Built in 2004

Lot Details

0

HOA Fees

$1,100 per month

Listing Details

  • Stories: 1
  • Parcel Number: 002S22231700PH0106
  • Property Type: Residential
  • Year Built: 2004
  • Electric: Circuit Breakers
  • Property Sub Type: Condo
  • Horses: No
  • Lot Size Acres: 0.37
  • Road Surface Type: Paved
  • Co List Office Mls Id: KWR001
  • Co List Office Phone: 850-471-5000
  • Subdivision Name: None
  • Directions: Use Google Maps
  • Architectural Style: Contemporary
  • Building Name: Silver Beach
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Spa Features: Heated
  • Private Spa: Yes
  • Appliances: Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile, Laminate
  • Living Area: 1672
  • Bedroom/Bathroom Features: Not Updated
  • Dining Room Features: Living/Dining Combo
  • Master Bedroom Features: Walk-In Closet(s)
  • Room Kitchen Features: Not Updated
  • Room Kitchen Area: 108
  • Master Bathroom Features: Separate Shower, Tile

Exterior Features

  • Roof: Metal
  • Pool Features: In Ground, Pool/Spa Combo
  • View: Gulf, Water
  • View: Yes
  • Waterfront Features: Gulf, Waterfront, Beach Access
  • Waterfront: Yes
  • Construction Type: Concrete
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Property Condition: Resale

Utilities

  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Beach, Pool, Gated, Picnic Area
  • Association Fee: 13200
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association, Deed Restrictions, Electricity, Maintenance Grounds, Maintenance, Management, Recreation Facility, Trash, Water/Sewer

Schools

  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY

Lot Info

  • Lot Size Sq Ft: 16117.2
  • Zoning Description: City,Res Multi

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,305 $920,000 -- $920,000
2023 $9,305 $920,000 $0 $920,000
2022 $7,339 $620,000 $0 $620,000
2021 $6,768 $545,000 $0 $545,000
2020 $6,569 $525,000 $0 $525,000
2019 $6,659 $525,000 $0 $525,000
2018 $6,703 $522,000 $0 $0
2017 $6,822 $522,000 $0 $0
2016 $6,780 $522,000 $0 $0
2015 $6,783 $512,000 $0 $0
2014 $6,620 $497,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Price Changed $1,199,000 -4.0% $717 / Sq Ft
04/07/2025 04/07/25 For Sale $1,249,000 +212.3% $747 / Sq Ft
04/13/2020 04/13/20 Off Market $400,000 -- --
02/27/2020 02/27/20 Sold $677,000 0.0% $405 / Sq Ft
01/30/2020 01/30/20 For Sale $677,000 +69.3% $405 / Sq Ft
12/15/2019 12/15/19 Pending -- -- --
02/24/2012 02/24/12 Sold $400,000 0.0% $239 / Sq Ft
01/20/2012 01/20/12 Pending -- -- --
01/10/2012 01/10/12 For Sale $400,000 -- $239 / Sq Ft
Source: Pensacola Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,035,000 Vintage Title & Escrow
Warranty Deed $677,000 None Available
Corporate Deed $400,000 Stewart Title Company
Trustee Deed $6,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $828,000 New Conventional
Previous Owner $541,600 New Conventional
Previous Owner $135,000 Fannie Mae Freddie Mac
Source: Public Records

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Source: Pensacola Association of REALTORS®

MLS Number: 662116

Pensacola Association of REALTORS®

APN: 00-2S-22-2317-00PH-0106