1048 U S 98 Unit 106W Destin, FL 32541
Estimated payment $8,259/month
Highlights
- Beach
- Property fronts gulf or ocean
- Fishing
- Destin Elementary School Rated A-
- Heated In Ground Pool
- Gated Community
About This Home
Fully furnished and 300+ sq ft larger than any other 2-bedroom in the building, this rare corner unit includes a separate bunk room—offering more space, privacy, and rental appeal. A 2024 rental income of $108,886 proves its investment potential. Located on the first floor for easy access but set back from the pool for added peace, it also boasts assigned garage parking and near-entry convenience. Inside, enjoy an open-concept layout, sleek kitchen, and spacious patio. The oversized primary suite offers a spa-like bath with soaking tub, walk-in shower, and double vanities. Amenities abound: resort-style pool, grand lobby, private beach access with beach chair rentals, tennis, full utility room, spacious closets, and low HOA fees. A true Destin coastal retreat.
Listing Agent
KELLER WILLIAMS REALTY GULF COAST License #SL3417798 Listed on: 04/08/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $10,899
Year Built
- Built in 2004
Lot Details
- Property fronts gulf or ocean
- Property is Fully Fenced
- Sprinkler System
HOA Fees
- $1,100 Monthly HOA Fees
Parking
- 1 Car Garage
- Guest Parking
Interior Spaces
- 1,672 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Tinted Windows
- Entrance Foyer
- Living Room
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Self-Cleaning Oven
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Laminate
- Marble
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Spa
Outdoor Features
- Covered Patio or Porch
Schools
- Destin Elementary And Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-2317-00PH-0106
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, internet service, legal, management, sewer, trash
- Silver Beach Towers Subdivision
- Handicap Modified Features In Community
- 19-Story Property
Amenities
- Community Barbecue Grill
- Picnic Area
- Elevator
- Community Storage Space
Recreation
- Beach
- Tennis Courts
- Community Pool
- Community Whirlpool Spa
- Fishing
Pet Policy
- Pets Allowed
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,305 | $920,000 | -- | $920,000 |
| 2023 | $9,305 | $920,000 | $0 | $920,000 |
| 2022 | $7,339 | $620,000 | $0 | $620,000 |
| 2021 | $6,768 | $545,000 | $0 | $545,000 |
| 2020 | $6,569 | $525,000 | $0 | $525,000 |
| 2019 | $6,659 | $525,000 | $0 | $525,000 |
| 2018 | $6,703 | $522,000 | $0 | $0 |
| 2017 | $6,822 | $522,000 | $0 | $0 |
| 2016 | $6,780 | $522,000 | $0 | $0 |
| 2015 | $6,783 | $512,000 | $0 | $0 |
| 2014 | $6,620 | $497,000 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Price Changed | $1,179,000 | -1.7% | $705 / Sq Ft |
| 07/15/2025 07/15/25 | Price Changed | $1,199,000 | -4.0% | $717 / Sq Ft |
| 04/08/2025 04/08/25 | For Sale | $1,249,000 | +20.7% | $747 / Sq Ft |
| 07/28/2023 07/28/23 | Sold | $1,035,000 | -23.3% | $619 / Sq Ft |
| 06/24/2023 06/24/23 | Pending | -- | -- | -- |
| 03/08/2023 03/08/23 | For Sale | $1,350,000 | -- | $807 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,035,000 | Vintage Title & Escrow | |
| Warranty Deed | $677,000 | None Available | |
| Corporate Deed | $400,000 | Stewart Title Company | |
| Trustee Deed | $6,500 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $828,000 | New Conventional | |
| Previous Owner | $541,600 | New Conventional | |
| Previous Owner | $135,000 | Fannie Mae Freddie Mac |
Source: Emerald Coast Association of REALTORS®
MLS Number: 973273
APN: 00-2S-22-2317-00PH-0106
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