1048 U S 98 Unit 106W Destin, FL 32541
Estimated payment $7,978/month
Highlights
- Beach
- Property fronts gulf or ocean
- Fishing
- Destin Elementary School Rated A-
- Heated In Ground Pool
- Gated Community
About This Home
Experience the perfect blend of elegance, comfort, and convenience in this beautifully appointed two-bedroom, two-bath beachfront condo with additional bunk space, located in the highly sought-after Silver Beach Towers Resort. Nestled on the ground floor, this rare end-unit retreat offers unmatched accessibility and stunning views of both the sparkling Gulf and the resort's signature pool. From the moment you enter, the freshly redesigned interiors (2024-2025) create an inviting coastal atmosphere, with modern furnishings, stylish decor, and thoughtful upgrades throughout. The open-concept layout flows seamlessly from the living room to the dining area and gourmet kitchen, all enhanced by floor-to-ceiling windows framing the turquoise waters beyond. Step outside to your oversized, furnished beachfront patioa unique end-unit featureproviding direct access to the pool deck, grilling stations, and the private beach just steps away.Inside, the residence has been thoughtfully updated with fresh finishes and modern touches. The gourmet kitchen is equipped with full-size stainless steel appliances, a brand-new range, updated faucet, and a complete set of new utensils, cookware, and bakeware. The adjoining dining area features a new dining set and barstools, offering seating for six, plus a breakfast bar for two. The spacious living room is designed for both comfort and style with new decor, a brand-new sofa, and a coordinating area rug. The private primary suite serves as a true retreat, featuring a king bed, direct patio access, and an en-suite bath with a jacuzzi tub, walk-in shower, double vanity, a new toilet, and a new showerhead. Guests will appreciate the additional suite with two queen beds, an en-suite bath with walk-in shower, and updated drapes and rug. A cozy bunk area provides bonus sleeping space, while the full-size laundry room includes a washer, dryer, and a locked owner's fridge for added convenience.Unique owner benefits further set this condo apart. In addition to a dedicated in-unit owner's closet, this property includes a rare oversized hallway owner's closet, perfect for storing all your beach gear. The condo is meticulously maintained and consistently kept spotless by a highly rated professional cleaning team, ensuring both owner enjoyment and rental success. Ownership here is also pet-friendly, and residents enjoy the convenience of covered garage parking along with unlimited outdoor spaces.Silver Beach Towers offers an exceptional array of resort amenities. Two beachfront pools, tennis courts, a fitness center, and grilling areas provide endless opportunities for relaxation and recreation. Beach days are enhanced by exclusive services from a family-owned crew that has served the property for over 15 years, offering chair service, paddle boards, kayaks, banana boat rides, and surf lessons. Owners may purchase seasonal chair packages for their own use or extend them to renters. A new highlight in 2025 is The Tipsy Turtle, a poolside bar and grill serving both the pool deck and beachfront, with food prepared via food truck to maintain a pristine atmosphere. Additional perks include complimentary off-season poolside cabanas (November 1-March 1), private beach access with controlled entry, and the convenience of the only traffic light on Highway 98 with a left-turn lane directly
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $10,899
Year Built
- Built in 2004
Lot Details
- Property fronts gulf or ocean
- Property is Fully Fenced
HOA Fees
- $1,220 Monthly HOA Fees
Parking
- 1 Covered Space
Home Design
- Concrete Siding
- Stucco
Interior Spaces
- 1,672 Sq Ft Home
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Tinted Windows
- Window Treatments
- Living Room
- Gulf Views
- Dryer
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Self-Cleaning Oven
- Induction Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Marble
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Built-In Bunk Beds
- 2 Full Bathrooms
- Shower Only in Primary Bathroom
Home Security
Pool
- Heated In Ground Pool
- Spa
- Outdoor Shower
Outdoor Features
- Covered Patio or Porch
Schools
- Destin Elementary And Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-2317-00PH-0106
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, internet service, legal, management, sewer, water, cable TV, trash
- Silver Beach Towers Subdivision
- Handicap Modified Features In Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Elevator
- Community Storage Space
Recreation
- Beach
- Tennis Courts
- Community Pool
- Community Whirlpool Spa
- Fishing
Pet Policy
- Pets Allowed
Security
- Gated Community
- Fire and Smoke Detector
- Fire Sprinkler System
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,305 | $920,000 | -- | $920,000 |
| 2023 | $9,305 | $920,000 | $0 | $920,000 |
| 2022 | $7,339 | $620,000 | $0 | $620,000 |
| 2021 | $6,768 | $545,000 | $0 | $545,000 |
| 2020 | $6,569 | $525,000 | $0 | $525,000 |
| 2019 | $6,659 | $525,000 | $0 | $525,000 |
| 2018 | $6,703 | $522,000 | $0 | $0 |
| 2017 | $6,822 | $522,000 | $0 | $0 |
| 2016 | $6,780 | $522,000 | $0 | $0 |
| 2015 | $6,783 | $512,000 | $0 | $0 |
| 2014 | $6,620 | $497,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/03/2025 10/03/25 | For Sale | $1,099,000 | -- | $657 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,035,000 | Vintage Title & Escrow | |
| Warranty Deed | $677,000 | None Available | |
| Corporate Deed | $400,000 | Stewart Title Company | |
| Trustee Deed | $6,500 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $828,000 | New Conventional | |
| Previous Owner | $541,600 | New Conventional |
Source: Emerald Coast Association of REALTORS®
MLS Number: 986819
APN: 00-2S-22-2317-00PH-0106
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