$515,000

1049 Napa Way Niceville, FL 32578

Estimated payment $3,315/month

Total Views 4,997
3 Beds
2.5 Baths
2,351 Sq Ft
$219 Price per Sq Ft

Highlights

  • Contemporary Architecture
  • Bonus Room
  • Breakfast Room
  • Bluewater Elementary School Rated A-
  • Walk-In Pantry
  • Porch

About This Home

*Buyer incentives offered! Seller will assist with closing costs/rate buy-down.* Welcome to Bluewater Bay's Charming Chardonnay Estates! This stunning 3-bedroom, 2.5-bath home is perfectly nestled close to the beaches, shopping, and military bases, offering convenience and comfort. Step inside to be greeted by an open floor plan featuring 11-foot tray ceilings and a cozy dual-sided fireplace, seamlessly connecting the living room and kitchen. The spacious kitchen boasts a stone backsplash, rich cabinetry, and a bright breakfast nook overlooking the backyard. Retreat to the expansive master suite, complete with elegant back-lit tray ceilings, double closets, and a spa-like en suite with a whirlpool tub, double shower heads, and a separate shower. Enjoy versatile living with a bonus room off the living area and a formal dining room that can easily double as a home office or play area. Step outside to a fully fenced backyard, offering privacy and a perfect spot for gatherings. This adorable neighborhood is a rare find - don't miss your chance to call this beautiful home yours!

Listing Agent

Victoria Aaron

Elite Realty FL License #3444556 Listed on: 05/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,018

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 75 x 100
  • Back Yard Fenced
  • Interior Lot

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Dimensional Roof
  • Stucco

Interior Spaces

  • 2,351 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Living Room
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Outdoor Features

  • Outdoor Shower
  • Rain Gutters
  • Porch

Schools

  • Bluewater Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Chardonnay Estates Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • Assessor Parcel Number 26-1S-22-1000-0000-0400

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,018

Year Built

Built in 2003

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 75 x 100
  • Road Surface Type: Paved
  • Subdivision Name: CHARDONNAY ESTATES
  • Directions: From Hwy 20, turn right on White Point Road. Turn left into Chardonnay Estates. Go to the end of the street. The house is straight ahead on Napa Way.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Gas - Natural: Yes
  • Special Features: 4097
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Laminate, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Interior
  • Construction Type: Stucco
  • Exterior Features: Rain Gutter, Fenced Back Yard, Shower
  • Foundation Details: Slab
  • Patio And Porch Features: Porch
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Shower: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Rain Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 134.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Parcel #: 26-1S-22-1000-0000-0400
  • Zoning: Resid Single Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,018 $473,426 $84,689 $388,737
2023 $5,018 $460,131 $0 $0
2022 $4,902 $446,729 $79,857 $366,872
2021 $3,130 $290,973 $0 $0
2020 $3,124 $286,956 $0 $0
2019 $3,087 $280,504 $0 $0
2018 $3,018 $272,029 $0 $0
2017 $3,001 $266,434 $0 $0
2016 $2,920 $260,954 $0 $0
2015 $2,984 $259,140 $0 $0
2014 $2,975 $255,714 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Price Changed $515,000 -1.5% $219 / Sq Ft
06/24/2025 06/24/25 Price Changed $523,000 -1.9% $222 / Sq Ft
06/03/2025 06/03/25 Price Changed $533,000 -1.8% $227 / Sq Ft
05/20/2025 05/20/25 For Sale $543,000 +19.3% $231 / Sq Ft
04/30/2021 04/30/21 Sold $455,000 0.0% $194 / Sq Ft
03/18/2021 03/18/21 Pending -- -- --
03/12/2021 03/12/21 For Sale $455,000 -- $194 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $455,000 Mti Title Insurance Agcy Inc
Interfamily Deed Transfer -- Attorney
Warranty Deed $483,000 Mcneese Title Llc
Warranty Deed $350,000 Commerce Title Company
Warranty Deed $255,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $377,208 VA
Previous Owner $272,500 New Conventional
Previous Owner $268,028 FHA
Previous Owner $48,300 Credit Line Revolving
Previous Owner $386,400 New Conventional
Previous Owner $332,500 Purchase Money Mortgage
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 976720

Emerald Coast Association of REALTORS®

APN: 26-1S-22-1000-0000-0400