$178,900
SOLD AUG 29, 2025

105 James St Dowagiac, MI 49047

3 Beds
1 Bath
1,395 Sq Ft
8,151 Sq Ft Lot

Recently Sold

$128 Per Sq Ft

1% Below List Price

27 Days on Market

Highlights

  • Traditional Architecture
  • Bonus Room
  • 3 Car Detached Garage
  • Wood Flooring
  • Den
  • Porch

About This Home

As of August 2025

Classic City Home! Three Bedroom Single Bath Home features updated HVAC, Electric and Plumbing. Country Kitchen, New Range, Countertop, Faucet, and a New Tub and Surround in the Bathroom. Enjoy the restored Hard Wood Flooring, and New Tile and Carpet too. Amenities continue with Large Front Porch, Small Back Porch, Fenced Back Yard and big 3 Car Garage with Opener for the cars and toys. Ready for all Loans and New Owners! This is a Fannie Mae HomePath Property.

Last Agent to Sell the Property

Greg Miller

Active Realtors License #6501262452 Listed on: 05/13/2025

Last Buyer's Agent

Adrian Frazier

Freedom Realty License #6501367799

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,071

Year Built

  • Built in 1900

Lot Details

  • 8,151 Sq Ft Lot
  • Lot Dimensions are 61 x 132

Parking

  • 3 Car Detached Garage
  • Garage Door Opener
  • Unpaved Driveway

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,395 Sq Ft Home
  • 2-Story Property
  • Replacement Windows
  • Living Room
  • Dining Room
  • Den
  • Bonus Room
  • Wood Flooring
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Basement

  • Michigan Basement
  • Partial Basement
  • Laundry in Basement
  • Crawl Space

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,071

Year Built

Built in 1900

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1900
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 128.96
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 61 x 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1395.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 3071.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Windows:Replacement: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Driveway:Unpaved: Yes
  • General Property Info:Fireplace: No
  • Substructure:Michigan Basement: Yes
  • Substructure:Crawl Space: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1395.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Remarks Misc: Public Remarks: Classic City Home! Three Bedroom Single Bath Home features updated HVAC, Electric and Plumbing. Country Kitchen, New Range, Countertop, Faucet, and a New Tub and Surround in the Bathroom. Enjoy the restored Hard Wood Flooring, and New Tile and Carpet too. Amenities continue with Large Front Porch, Small Back Porch, Fenced Back Yard and big 3 Car Garage with Opener for the cars and toys. Ready for all Loans and New Owners! This is a Fannie Mae HomePath Property.
  • Remarks Misc: Agent Only Remarks: Exempt from SDS. Please visit www.homepath.fanniemae.com to enter your offer.
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range
  • Flooring: Wood
  • Interior Amenities: Garage Door Opener, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space, Michigan Basement, Partial
  • LivingArea: 1395.0
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 632.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 179900.0
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 61 x 132
  • Lot Size Sq Ft: 8151.0

Tax Info

  • Tax Annual Amount: 3071.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2025
Closed on
Aug 28, 2025
Sold by
Federal National Mortgage Association and Fannie Mae
Bought by
Steimla Chelsea
Seller's Agent
Greg Miller
Active Realtors
Buyer's Agent
Adrian Frazier
Freedom Realty
List Price
$179,900
Sold Price
$178,900
Premium/Discount to List
-$1,000
-0.56%
Views
37
Current Estimated Value
$176,758

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,142
Avg. Annual Appreciation
-3.94%
Original Mortgage
$175,659
Outstanding Balance
$175,355
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
$1,403

Purchase Details

Closed on
Dec 14, 2022
Sold by
Sheriff Cass County
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 17, 2022
Sold by
Nace J & C Family Wealth Trust
Bought by
Lane Ronald

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,202
Interest Rate
4.17%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 18, 2020
Sold by
Jtf Property Management Llc
Bought by
Clark Casey D Medemar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,212
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2012
Sold by
Nace John W and Nace Carol M
Bought by
Nace John W and Nace Carol M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $178,900 First Title & Escrow
Sheriffs Deed $124,104 --
Deed $119,000 Attorney Only
Warranty Deed $129,900 None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,659 FHA
Previous Owner $120,202 Construction
Previous Owner $131,212 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $178,900 -0.6% $128 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $179,900 -- $129 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,071 $58,100 $58,100 $0
2024 $1,486 $52,700 $52,700 $0
2023 $1,367 $48,100 $0 $0
2022 $689 $42,700 $0 $0
2021 $1,003 $35,300 $0 $0
2020 $662 $32,500 $0 $0
2019 $969 $29,300 $0 $0
2018 $632 $27,200 $0 $0
2017 $619 $26,300 $0 $0
2016 $609 $25,100 $0 $0
2015 -- $26,600 $0 $0
2011 -- $23,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25021291

MichRIC

APN: 14-160-300-594-00