$3,150,000
PENDING

105 Water St Severna Park, MD 21146

Estimated payment $19,162/month

Total Views 1,525
6 Beds
4.5 Baths
6,357 Sq Ft
$496 Price per Sq Ft

Highlights

  • Marina
  • Boat Ramp
  • Access to Tidal Water
  • Severna Park Elementary School Rated A-
  • Home fronts navigable water
  • Fishing Allowed

About This Home

Located in the heart of Olde Severna Park, this water view home enjoys a prime location just steps from one of the area’s top private schools, local restaurants, shops, and the Baltimore–Annapolis Trail. The main level is designed for both everyday living and entertaining, with a formal living room that spans the back of the house and showcases views of Sullivan’s Cove. A sun-filled dining area, office/sunroom, and family room with fireplace and walls of windows create a warm and inviting flow, all with direct access to the stone patio featuring a tranquil water element. The gourmet kitchen with center island opens seamlessly to the family room for easy entertaining both inside and out. Enjoy the spacious waterside recreation room with an adjoining bonus room/potential bedroom, creating flexibility and convenience for multi-generation living. Spacious laundry, mudroom with second refrigerator, and two-car garage complete the main level. Upstairs, the private primary suite offers a serene retreat with its own balcony overlooking the lush yard and water, a large custom walk-in closet, and a spa-inspired bath. Two additional bedrooms feature ensuite baths, while two more share a generous hall bath. The unfinished lower level adds excellent storage space with an extra laundry area and half bath. The stunning grounds offer multiple exterior entertaining areas including stone patio with water feature and waterfront stone patio for relaxing and watching the serene activity on Sullivans Cove. The detached 2 car garage and circular driveway add to the grandeur and functionality of the property. Olde Severna Park’s voluntary HOA provides access to a sandy beach, swimming area, community pier, and boat launch for kayaks and paddleboards, with boat slips available when available and the ability to moor a boat in Sullivan’s Cove. This home combines water-privileged living, an enviable location, and timeless appeal. Welcome Home!

Listing Agent

Brad Kappel

TTR Sotheby's International Realty Listed on: 08/22/2025

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $23,975

Year Built

  • Built in 1930 | Remodeled in 2002

Lot Details

  • 1.6 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Premium Lot
  • Partially Wooded Lot
  • Back Yard
  • Property is in very good condition
  • Property is zoned MA1

Parking

  • 4 Garage Spaces | 2 Direct Access and 2 Detached
  • 6 Driveway Spaces
  • Second Garage
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • River
  • Scenic Vista
  • Garden

Home Design

  • Transitional Architecture
  • Stucco

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Beamed Ceilings
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Double Sided Fireplace
  • Fireplace With Glass Doors
  • Stone Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Formal Dining Room

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Dryer
  • Washer
  • Laundry Chute

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • River Nearby
  • Lake Privileges
  • Balcony
  • Patio
  • Water Fountains
  • Exterior Lighting
  • Outdoor Storage
  • Outbuilding

Schools

  • Severna Park Elementary And Middle School
  • Severna Park High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Multi-Tank Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot F
  • Assessor Parcel Number 020374813132725

Community Details

Overview

  • No Home Owners Association
  • $455 Recreation Fee
  • Olde Severna Park Subdivision, Olde Severna Park Waterview Floorplan

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • 1 Community Docks
  • Mooring Area
  • Marina
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$23,975

Year Built

Built in 1930 | Remodeled in 2002

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Transitional
  • Ownership: Fee Simple
  • Inclusions: see documents for inclusions/exclusions
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/23/2025 12:00:00 AM
  • Year Built: 1930
  • Year Renovated: 2002
  • Automatically Close On Close Date: No
  • Remarks Public: Located in the heart of Olde Severna Park, this water view home enjoys a prime location just steps from one of the area’s top private schools, local restaurants, shops, and the Baltimore–Annapolis Trail. The main level is designed for both everyday living and entertaining, with a formal living room that spans the back of the house and showcases views of Sullivan’s Cove. A sun-filled dining area, office/sunroom, and family room with fireplace and walls of windows create a warm and inviting flow, all with direct access to the stone patio featuring a tranquil water element. The gourmet kitchen with center island opens seamlessly to the family room for easy entertaining both inside and out. Enjoy the spacious waterside recreation room with an adjoining bonus room/potential bedroom, creating flexibility and convenience for multi-generation living. Spacious laundry, mudroom with second refrigerator, and two-car garage complete the main level. Upstairs, the private primary suite offers a serene retreat with its own balcony overlooking the lush yard and water, a large custom walk-in closet, and a spa-inspired bath. Two additional bedrooms feature ensuite baths, while two more share a generous hall bath. The unfinished lower level adds excellent storage space with an extra laundry area and half bath. The stunning grounds offer multiple exterior entertaining areas including stone patio with water feature and waterfront stone patio for relaxing and watching the serene activity on Sullivans Cove. The detached 2 car garage and circular driveway add to the grandeur and functionality of the property. Olde Severna Park’s voluntary HOA provides access to a sandy beach, swimming area, community pier, and boat launch for kayaks and paddleboards, with boat slips available when available and the ability to moor a boat in Sullivan’s Cove. This home combines water-privileged living, an enviable location, and timeless appeal. Welcome Home!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven - Wall, Refrigerator, Stainless Steel Appliances, Extra Refrigerator/Freezer, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Laundry Chute, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace Features: Double Sided, Fireplace - Glass Doors, Gas/Propane, Stone, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Beamed Ceilings, Vaulted Ceilings, Wood Ceilings
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Unfinished, Walkout Stairs
  • Laundry Type: Main Floor, Lower Floor
  • Total Sq Ft: 8149
  • Living Area Sq Ft: 6357
  • Price Per Sq Ft: 495.52
  • Above Grade Finished Sq Ft: 6357
  • Below Grade Sq Ft: 1792
  • Total Below Grade Sq Ft: 1792
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 105

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 4.00
  • Upper Level Full Bathrooms: 4
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage
  • Construction Materials: Stucco
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Outbuilding(s), Secure Storage, Water Fountains
  • View: River, Garden/Lawn, Scenic Vista, Water
  • Water Access Features: Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Sullivan Cove/Severn River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 1

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Circular Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat, Zoned
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: Electric, Natural Gas, Multi-Tank
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Marina/Marina Club, Mooring Area, Club House, Water/Lake Privileges, Picnic Area
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 455.00
  • Association Recreation Fee: Yes

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: SEVERNA PARK
  • Middle School: SEVERNA PARK
  • High School: SEVERNA PARK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: SEVERNA PARK
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Lot Info

  • Land Use Code: R
  • Lot Features: Landscaping, Partly Wooded, Premium, Private, Rear Yard
  • Lot Size Acres: 1.60
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 69696.00
  • Outdoor Living Structures: Balcony, Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: MA1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 23975.00
  • Assessor Parcel Number: 020374813132725
  • Tax Lot: F
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,218 $2,240,233 -- --
2024 $19,218 $2,154,800 $1,346,400 $808,400
2023 $18,320 $2,130,300 $0 $0
2022 $17,661 $2,105,800 $0 $0
2021 $34,684 $2,081,300 $1,346,400 $734,900
2020 $17,028 $2,081,300 $1,346,400 $734,900
2019 $16,763 $2,081,300 $1,346,400 $734,900
2018 $22,801 $2,248,600 $1,526,400 $722,200
2017 $15,831 $2,101,533 $0 $0
2016 -- $1,954,467 $0 $0
2015 -- $1,807,400 $0 $0
2014 -- $1,807,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2025 08/24/25 Pending -- -- --
08/22/2025 08/22/25 For Sale $3,150,000 -- $496 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $1,850,000 --
Deed $950,000 --
Deed $565,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $750,000 New Conventional
Closed $417,000 New Conventional
Previous Owner $490,000 No Value Available
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAA2123530

Bright MLS

APN: 03-748-13132725