
105 Water St Severna Park, MD 21146
Estimated payment $19,162/month
Highlights
- Marina
- Boat Ramp
- Access to Tidal Water
- Severna Park Elementary School Rated A-
- Home fronts navigable water
- Fishing Allowed
About This Home
Located in the heart of Olde Severna Park, this water view home enjoys a prime location just steps from one of the area’s top private schools, local restaurants, shops, and the Baltimore–Annapolis Trail. The main level is designed for both everyday living and entertaining, with a formal living room that spans the back of the house and showcases views of Sullivan’s Cove. A sun-filled dining area, office/sunroom, and family room with fireplace and walls of windows create a warm and inviting flow, all with direct access to the stone patio featuring a tranquil water element. The gourmet kitchen with center island opens seamlessly to the family room for easy entertaining both inside and out. Enjoy the spacious waterside recreation room with an adjoining bonus room/potential bedroom, creating flexibility and convenience for multi-generation living. Spacious laundry, mudroom with second refrigerator, and two-car garage complete the main level. Upstairs, the private primary suite offers a serene retreat with its own balcony overlooking the lush yard and water, a large custom walk-in closet, and a spa-inspired bath. Two additional bedrooms feature ensuite baths, while two more share a generous hall bath. The unfinished lower level adds excellent storage space with an extra laundry area and half bath. The stunning grounds offer multiple exterior entertaining areas including stone patio with water feature and waterfront stone patio for relaxing and watching the serene activity on Sullivans Cove. The detached 2 car garage and circular driveway add to the grandeur and functionality of the property. Olde Severna Park’s voluntary HOA provides access to a sandy beach, swimming area, community pier, and boat launch for kayaks and paddleboards, with boat slips available when available and the ability to moor a boat in Sullivan’s Cove. This home combines water-privileged living, an enviable location, and timeless appeal. Welcome Home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $23,975
Year Built
- Built in 1930 | Remodeled in 2002
Lot Details
- 1.6 Acre Lot
- Home fronts navigable water
- Landscaped
- Extensive Hardscape
- Private Lot
- Premium Lot
- Partially Wooded Lot
- Back Yard
- Property is in very good condition
- Property is zoned MA1
Parking
- 4 Garage Spaces | 2 Direct Access and 2 Detached
- 6 Driveway Spaces
- Second Garage
- Front Facing Garage
- Garage Door Opener
- Circular Driveway
Property Views
- River
- Scenic Vista
- Garden
Home Design
- Transitional Architecture
- Stucco
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Crown Molding
- Beamed Ceilings
- Wood Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Double Sided Fireplace
- Fireplace With Glass Doors
- Stone Fireplace
- Fireplace Mantel
- Gas Fireplace
- Window Treatments
- Family Room Off Kitchen
- Formal Dining Room
Kitchen
- Gourmet Kitchen
- Built-In Oven
- Cooktop
- Extra Refrigerator or Freezer
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on lower level
- Dryer
- Washer
- Laundry Chute
Unfinished Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Connecting Stairway
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- River Nearby
- Lake Privileges
- Balcony
- Patio
- Water Fountains
- Exterior Lighting
- Outdoor Storage
- Outbuilding
Schools
- Severna Park Elementary And Middle School
- Severna Park High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Vented Exhaust Fan
- Programmable Thermostat
- Multi-Tank Natural Gas Water Heater
Listing and Financial Details
- Tax Lot F
- Assessor Parcel Number 020374813132725
Community Details
Overview
- No Home Owners Association
- $455 Recreation Fee
- Olde Severna Park Subdivision, Olde Severna Park Waterview Floorplan
Amenities
- Picnic Area
- Clubhouse
Recreation
- Boat Ramp
- 1 Community Docks
- Mooring Area
- Marina
- Beach
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $19,218 | $2,240,233 | -- | -- |
2024 | $19,218 | $2,154,800 | $1,346,400 | $808,400 |
2023 | $18,320 | $2,130,300 | $0 | $0 |
2022 | $17,661 | $2,105,800 | $0 | $0 |
2021 | $34,684 | $2,081,300 | $1,346,400 | $734,900 |
2020 | $17,028 | $2,081,300 | $1,346,400 | $734,900 |
2019 | $16,763 | $2,081,300 | $1,346,400 | $734,900 |
2018 | $22,801 | $2,248,600 | $1,526,400 | $722,200 |
2017 | $15,831 | $2,101,533 | $0 | $0 |
2016 | -- | $1,954,467 | $0 | $0 |
2015 | -- | $1,807,400 | $0 | $0 |
2014 | -- | $1,807,400 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/24/2025 08/24/25 | Pending | -- | -- | -- |
08/22/2025 08/22/25 | For Sale | $3,150,000 | -- | $496 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $1,850,000 | -- | |
Deed | $950,000 | -- | |
Deed | $565,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $750,000 | New Conventional | |
Closed | $417,000 | New Conventional | |
Previous Owner | $490,000 | No Value Available | |
Closed | -- | No Value Available |
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Source: Bright MLS
MLS Number: MDAA2123530

APN: 03-748-13132725
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