NOT LISTED FOR SALE

1051 Spinnaker St Elgin, IL 60123

Estimated Value: $394,000 - $425,000

3 Beds
3 Baths
2,100 Sq Ft
$198/Sq Ft Est. Value

Last Sold July 31, 2019

Last sale price $264,000 $126 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $2,978/month

8 Days on Market

Highlights

  • Vaulted Ceiling
  • Loft
  • Double Oven
  • Wood Flooring
  • Walk-In Pantry
  • Fenced Yard

About This Home

As of July 2019

Beautiful, well maintained 2 story house with basement. Three bedrooms with loft, 2.5 baths.Bright and inviting house with new high efficiency windows and sliding doors installed in 2017. Windows are ultra efficient E glass with life time protection and transferable warranty. Hardwood floors all throughout first floor. Big kitchen with recessed lighting, island, space for breakfast table, lots of cabinets, stainless steel appliances, new dishwasher, refrigerator, microwave. Spacious pantry and the kitchen opens to a large family room. Formal professionally painted dining room with crown moldings. Three large bedrooms and loft with closet can be easy converted to forth bedroom. Master bedroom with vaulted ceilings, private bathroom and walk in closet. New tear-off roof in 2017, 50 year transferable warranty. Huge, fenced yard with play set and shed. Great neighborhood, close to shopping and transportation.

Last Agent to Sell the Property

Zivile Pitkiene

Coldwell Banker Realty License #475149353 Listed on: 06/19/2019

Coldwell Banker Realty

Last Buyer's Agent

Kim Czaplicki

RE/MAX Plaza License #475123338

RE/MAX Plaza

Home Details

Home Type

  • Single Family

Year Built

  • 2000

Lot Details

  • 10,019

HOA Fees

  • $13 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Dining Area
  • Loft
  • Wood Flooring
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Fenced Yard

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $7,000 Seller Concession

Home Details

Home Type

Single Family

Year Built

2000

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2000
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2000

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 8
  • Appliances: Oven-Double, Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partial
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Soaking Tub
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 5X8, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 14X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Eating Area, Loft
  • Master Bedroom: Dimensions: 16X14, On Level: 2nd Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Additional Room 1 Name: Eating Area, Dimensions: 12X09, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Loft, Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2100
  • Dining Room Type: Separate
  • Family Room: Dimensions: 16X15, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Exterior Property Features: Patio
  • Acreage: 0.2373

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 150

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 76X136X57X138
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0628453022

Tax Info

  • Taxes: 7395

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2019
Closed on
Jul 31, 2019
Sold by
Johnson Benjamin and Johnson Elle
Bought by
Powell Scott
Seller's Agent
Zivile Pitkiene
Coldwell Banker Realty
Buyer's Agent
Kim Czaplicki
RE/MAX Plaza
List Price
$270,000
Sold Price
$264,000
Premium/Discount to List
-$6,000
-2.22%
Current Estimated Value
$418,140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$154,140
Avg. Annual Appreciation
7.24%
Original Mortgage
$259,218
Outstanding Balance
$226,321
Interest Rate
3.55%
Mortgage Type
FHA
Estimated Equity
$188,716

Purchase Details

Listed on
Dec 10, 2013
Closed on
Mar 13, 2014
Sold by
Fannie Mae
Bought by
Johnson Benjamin
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Zivile Pitkiene
Coldwell Banker Realty
List Price
$246,900
Sold Price
$200,000
Premium/Discount to List
-$46,900
-19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$196,377
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 18, 2013
Sold by
Taberna Dax A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Aug 14, 2003
Sold by
Griffin Stephen L and Griffin Kelly L
Bought by
Taberna Dax A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,800
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 27, 2002
Sold by
Mailey Matthew T and Ramirez Wendy
Bought by
Griffin Stephen L and Griffin Kelly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,750
Interest Rate
6.92%

Purchase Details

Closed on
Aug 10, 2000
Sold by
Pulte Home Corp
Bought by
Mailey Matthew T and Ramirez Wendy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,950
Interest Rate
8.26%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Powell Scott $264,000 Attorneys Ttl Guaranty Fund
Johnson Benjamin $200,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Taberna Dax A $254,000 Chicago Title Insurance Co
Griffin Stephen L $225,000 Greater Illinois Title Compa
Mailey Matthew T $204,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Powell Scott $259,218
Previous Owner Johnson Benjamin $196,377
Previous Owner Taberna Dax A $232,800
Previous Owner Griffin Stephen L $213,750
Previous Owner Mailey Matthew T $202,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2019 07/31/19 Sold $264,000 -2.2% $126 / Sq Ft
06/27/2019 06/27/19 Pending -- -- --
06/19/2019 06/19/19 For Sale $270,000 +35.0% $129 / Sq Ft
04/08/2014 04/08/14 Sold $200,000 -9.0% $95 / Sq Ft View Prior Sale
02/18/2014 02/18/14 Pending -- -- --
02/11/2014 02/11/14 Price Changed $219,900 -5.6% $105 / Sq Ft
01/13/2014 01/13/14 Price Changed $232,900 -5.7% $111 / Sq Ft
12/10/2013 12/10/13 For Sale $246,900 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,355 $126,572 $28,317 $98,255
2023 $8,936 $114,348 $25,582 $88,766
2022 $8,401 $104,265 $23,326 $80,939
2021 $8,046 $96,188 $21,808 $74,380
2020 $7,828 $91,826 $20,819 $71,007
2019 $7,609 $87,470 $19,831 $67,639
2018 $7,554 $82,402 $18,682 $63,720
2017 $7,395 $77,899 $17,661 $60,238
2016 $7,068 $72,270 $16,385 $55,885
2015 -- $66,242 $15,018 $51,224
2014 -- $61,706 $14,833 $46,873
2013 -- $63,333 $15,224 $48,109
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10423307

Midwest Real Estate Data (MRED)

APN: 06-28-453-022