$284,000
SOLD JUL 8, 2025

1055 Delta Dr Unit 323D Elgin, IL 60123

2 Beds
2.5 Baths
2,160 Sq Ft
$290/mo HOA Fee

Recently Sold

$131 Per Sq Ft

3% Below List Price

17 Days on Market

Highlights

  • Loft
  • Built-In Features
  • Living Room
  • South Elgin High School Rated A-
  • Walk-In Closet
  • 5-minute walk to Willow Bay Park

About This Home

As of July 2025

This inviting 2-bedroom, 2.5-bath townhome offers comfort, space, and potential in every corner. Step into an open-concept main floor featuring a spacious living and dining area filled with natural light. Upstairs, you'll find two generously sized bedrooms, including a primary suite with a private full bath and large closet. A versatile loft space offers endless possibilities - use it as a home office, playroom, or convert it into a third bedroom if needed. An additional full bathroom upstairs and a guest half bath on the main floor provide added convenience. The full unfinished basement offers tons of storage and awaits your finishing touches. Located close to parks, schools, shopping, and major highways. (2025) New AC, Microwave and Garage Door Opener (2022) New roof and gutters replaced by HOA (2016) new furnace which is serviced annually

Last Agent to Sell the Property

Patricia Murray

Berkshire Hathaway HomeServices Chicago License #471007121 Listed on: 05/15/2025

Berkshire Hathaway HomeServices Chicago

Co-Listed By

Troy Bristow

Berkshire Hathaway HomeServices Chicago License #475191511

Last Buyer's Agent

Mark Sannita

Keller Williams Inspire - Geneva

Keller Williams Inspire - Geneva

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,408

Year Built

  • Built in 1998

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,160 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Blinds
  • Window Screens
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Lynda Association, Phone Number (630) 584-0279
  • Willow Bay Club Subdivision
  • Property managed by William Bay Club Condo HOA

Pet Policy

  • Limit on the number of pets

Additional Features

  • Common Area
  • Resident Manager or Management On Site

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,408

Year Built

Built in 1998

Lot Details

0

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Flooring: Laminate, Carpet
  • Interior Amenities: Built-in Features, Walk-In Closet(s), Bookcases
  • LivingArea: 2160
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Basement Sq Ft: 0
  • Total Sq Ft: 0
  • Window Features: Blinds,Screens
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Stone
  • Foundation Details: Concrete Perimeter
  • List Price: 292000
  • Lot Features: Common Grounds
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Number Limit
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee Frequency: Not Required
  • Management Company: William Bay Club Condo HOA
  • Management Contact Name: Lynda
  • Management Phone: 630-584-0279

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5408
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jun 25, 2025
Sold by
Manderico Mars
Bought by
Ranvestel Joseph M
Seller's Agent
Patricia Murray
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Mark Sannita
Keller Williams Inspire - Geneva
List Price
$292,000
Sold Price
$284,000
Premium/Discount to List
-$8,000
-2.74%
Views
51
Current Estimated Value
$286,865

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,865
Avg. Annual Appreciation
4.27%
Original Mortgage
$227,200
Outstanding Balance
$226,818
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$60,047

Purchase Details

Closed on
Dec 10, 2004
Sold by
Ward Russell T
Bought by
Manderico Mars

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 21, 2003
Sold by
Stegall Sean R and Pascarella Stegall Michele L
Bought by
Ward Russell T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,600
Interest Rate
4.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 29, 2001
Sold by
Voss Teri
Bought by
Stegall Sean R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,700
Interest Rate
6.53%

Purchase Details

Closed on
Sep 14, 1999
Sold by
Pulte Home Corp
Bought by
Voss Teri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,900
Interest Rate
7.93%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $284,000 Chicago Title
Warranty Deed $195,000 --
Warranty Deed $185,000 Chicago Title Insurance Comp
Warranty Deed $165,000 Chicago Title Insurance Co
Warranty Deed $160,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $227,200 New Conventional
Previous Owner $156,000 Purchase Money Mortgage
Previous Owner $171,600 Purchase Money Mortgage
Previous Owner $156,700 No Value Available
Previous Owner $151,900 FHA
Closed $29,250 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/08/2025 07/08/25 Sold $284,000 -2.7% $131 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $292,000 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,688 $79,080 $16,550 $62,530
2023 $5,408 $71,443 $14,952 $56,491
2022 $5,128 $65,144 $13,634 $51,510
2021 $4,898 $60,905 $12,747 $48,158
2020 $4,756 $58,143 $12,169 $45,974
2019 $4,612 $55,385 $11,592 $43,793
2018 $4,565 $52,176 $10,920 $41,256
2017 $4,456 $49,325 $10,323 $39,002
2016 $4,240 $45,760 $9,577 $36,183
2015 -- $41,943 $8,778 $33,165
2014 -- $36,667 $8,670 $27,997
2013 -- $37,634 $8,899 $28,735
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12367043

Midwest Real Estate Data (MRED)

APN: 06-28-331-019