Larry Hines
RE/MAX Horizon
(224) 864-9728
86 Total Sales
1 in Providence
$245,000 Price
1135 Reserve Dr Elgin, IL 60124
Providence NeighborhoodEstimated Value: $322,265 - $325,000
3
Beds
2.5
Baths
1,626
Sq Ft
$199/Sq Ft
Est. Value
Highlights
- Deck
- Wetlands on Lot
- Living Room
- Next to a Nature Preserve
- 2 Car Attached Garage
- Laundry Room
About This Home
As of May 2026You can't put a price on the beautiful views that you will have of the pond and nature preserve from your front door, living room and primary bedroom. Units on Reserve with this view are rarely available so this may be your only chance if you are looking to live in this desirable upscale neighborhood. The main floor has the open floor plan that you are looking for. The kitchen features upgraded cabinets, corian countertops, stainless steel appliances and a doorway to the second story deck. The lower level features above grade windows that provide natural light and make this area perfect for use as an office, rec room or workout room. Nearby amenities include the Gail Borden Library and walking trails. Proximity to Randall Road restaurants and shopping will put you just minutes away from the convenient rear entrance to Sams Club and Walmart plus Portillos, McAllisters Deli and more are nearby! If you are a commuter you will love that you are only five minutes from the Metra commuter train.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475142955 Listed on: 03/12/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,024
Year Built
- Built in 2005
Lot Details
- Next to a Nature Preserve
HOA Fees
- $248 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,626 Sq Ft Home
- 3-Story Property
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Laundry Room
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Finished Basement
- Partial Basement
- Natural lighting in basement
Outdoor Features
- Wetlands on Lot
- Deck
Schools
- Otter Creek Elementary School
- Abbott Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, scavenger, snow removal
- 6 Units
- Manager Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Fenwick Floorplan
- Property managed by Foster Premier
Pet Policy
- Dogs and Cats Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 12, 2026
Closed on
Apr 13, 2026
Sold by
Patricia L Fleming Trust and Fleming Patricia L
Bought by
Seller's Agent
Charles Kirkwood
Coldwell Banker Real Estate Group
Buyer's Agent
Vadym Zakharuk
eXp Realty
List Price
$320,000
Sold Price
$327,500
Premium/Discount to List
$7,500
2.34%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,434
Avg. Annual Appreciation
-3.57%
Original Mortgage
$317,675
Outstanding Balance
$317,113
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$6,953
Purchase Details
Listed on
Sep 10, 2021
Closed on
Oct 22, 2021
Sold by
Lopuszanski James and Lopuszanski Patricia
Bought by
The Patricia L Fleming Trust
Seller's Agent
Brian Gentzle
Suburban Life Realty, Ltd.
Buyer's Agent
Sherry Bergmann
Premier Living Properties
List Price
$249,900
Sold Price
$247,500
Premium/Discount to List
-$2,400
-0.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.39%
Purchase Details
Closed on
Jul 18, 2014
Sold by
Patti Lopuszanski James and Patti Lopusanski
Bought by
Lopuszanski James and Lopuszanski Patti
Purchase Details
Listed on
Sep 30, 2013
Closed on
Jan 20, 2014
Sold by
Billings Michael J and Billings Normita M
Bought by
Lopuszanski James and Lopuszanski Patti
Seller's Agent
Mercy Alvaran
Serene Corporation
Buyer's Agent
Dominic Levita
Providence Residential Brokerage LLC
List Price
$134,800
Sold Price
$126,000
Premium/Discount to List
-$8,800
-6.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.80%
Purchase Details
Closed on
Oct 6, 2004
Sold by
Pulte Homes
Bought by
Billings Michael J and Billings Normita M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,812
Interest Rate
5.83%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Providence, IL
-
Larry Hines
-
Matt Lysien
Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
521 Total Sales
10 in Providence
$240K - $540K Price Range
-
Kim Suhanek
Kim Suhanek
@properties Christie's International Real Estate
(224) 271-9760
88 Total Sales
1 in Providence
$327,500 Price
-
George Ayling
George Ayling
Select a Fee RE System
(708) 859-7153
203 Total Sales
1 in Providence
$481,500 Price
-
Monica Vargas
Monica Vargas
GREAT HOMES REAL ESTATE, INC.
(224) 246-8148
179 Total Sales
1 in Providence
$514,900 Price
-
Angela Walker
Angela Walker
Angela Walker Homes Real Estate Group
(708) 300-9563
150 Total Sales
1 in Providence
$275,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $327,500 | First American Title | ||
| The Patricia L Fleming Trust | $247,500 | Chicago Title Insurance Co | |
| Lopuszanski James | -- | None Available | |
| Lopuszanski James | $126,000 | Fidelity Natl Title Ins Co | |
| Billings Michael J | $242,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $317,675 | ||
| Previous Owner | Lopuszanski James | $50,000 | |
| Previous Owner | Billings Normita M | $50,750 | |
| Previous Owner | Billings Michael J | $193,812 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/06/2026 05/06/26 | Sold | $327,500 | +2.3% | $201 / Sq Ft | |
| 03/24/2026 03/24/26 | Pending | -- | -- | -- | |
| 03/20/2026 03/20/26 | For Sale | $320,000 | 0.0% | $197 / Sq Ft | |
| 03/15/2026 03/15/26 | Pending | -- | -- | -- | |
| 03/12/2026 03/12/26 | For Sale | $320,000 | +29.3% | $197 / Sq Ft | |
| 10/28/2021 10/28/21 | Sold | $247,500 | -1.0% | $152 / Sq Ft | View Prior Sale |
| 09/21/2021 09/21/21 | Pending | -- | -- | -- | |
| 09/10/2021 09/10/21 | For Sale | $249,900 | -- | $154 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,444 | $87,352 | $20,940 | $66,412 |
| 2024 | $5,444 | $80,457 | $19,287 | $61,170 |
| 2023 | $4,286 | $72,686 | $17,424 | $55,262 |
| 2022 | $4,793 | $66,277 | $15,888 | $50,389 |
| 2021 | $5,528 | $61,964 | $14,854 | $47,110 |
| 2020 | $5,395 | $59,154 | $14,180 | $44,974 |
| 2019 | $5,263 | $56,348 | $13,507 | $42,841 |
| 2018 | $5,560 | $56,233 | $12,724 | $43,509 |
| 2017 | $5,468 | $53,161 | $12,029 | $41,132 |
| 2016 | $5,260 | $49,319 | $11,160 | $38,159 |
| 2015 | -- | $45,205 | $10,229 | $34,976 |
| 2014 | -- | $44,647 | $10,103 | $34,544 |
| 2013 | -- | $45,824 | $10,369 | $35,455 |
Source: Public Records
Agents Affiliated with this Home
-
Charles Kirkwood
Seller's Agent in 2026
Charles Kirkwood
Coldwell Banker Real Estate Group
(630) 715-5714
1 in this area
81 Total Sales
-
Vadym Zakharuk
Buyer's Agent in 2026
Vadym Zakharuk
eXp Realty
(224) 281-5849
1 in this area
59 Total Sales
-
Brian Gentzle
Seller's Agent in 2021
Brian Gentzle
Suburban Life Realty, Ltd.
(773) 339-2478
5 in this area
113 Total Sales
-
Adam Hubbard
Seller Co-Listing Agent in 2021
Adam Hubbard
eXp Realty
(815) 701-6186
2 in this area
5 Total Sales
-
Sherry Bergmann
Buyer's Agent in 2021
Sherry Bergmann
Premier Living Properties
(847) 697-2000
1 in this area
72 Total Sales
-
Mercy Alvaran
Seller's Agent in 2014
Mercy Alvaran
Serene Corporation
(847) 366-6115
1 in this area
38 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12586368
APN: 06-29-477-041
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Nearby Homes
- 2440 Anna Way
- 2436 Emily Ln
- 1021 Crane Point
- 2482 Anna Way
- 2431 Emily Ln
- 995 Reserve Dr
- 991 Reserve Dr
- 2517 Emily Ln
- 2375 Cove Ct Unit 143D
- 1080 Delta Dr Unit 32B
- 829 Red Barn Ln
- 2461 Harvest Valley
- 2362 Nantucket Ln Unit 9
- 771 Red Barn Ln
- 2787 Beacon Point Cir
- 2892 Edgewater Dr
- 2886 Edgewater Dr
- 2853 Cascade Falls Cir
- 2075 Aronomink Cir
- 37W907 Bowes Rd
- 1149 Reserve Dr
- 1145 Reserve Dr
- 1153 Reserve Dr
- 1141 Reserve Dr
- 1137 Reserve Dr
- 1147 Reserve Dr
- 1151 Reserve Dr
- 1143 Reserve Dr
- 1133 Reserve Dr
- 1139 Reserve Dr
- 1131 Reserve Dr
- 1123 Reserve Dr
- 1121 Reserve Dr
- 1119 Reserve Dr
- 1117 Reserve Dr
- 1115 Reserve Dr
- 1113 Reserve Dr
- 1111 Reserve Dr
- 1109 Reserve Dr
- 1107 Reserve Dr
Your Personal Tour Guide
Ask me questions while you tour the home.