NOT LISTED FOR SALE

1059 Vernal Ave Merced, CA 95340

North Merced Neighborhood

Estimated Value: $437,718 - $466,000

4 Beds
2 Baths
1,976 Sq Ft
$232/Sq Ft Est. Value

Last Sold September 05, 2025

Last sale price $460,000 $233 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,626/month

57 Days on Market

Highlights

  • Spa
  • Combination Kitchen and Living
  • No HOA
  • Engineered Wood Flooring
  • Granite Countertops
  • Covered Patio or Porch

About This Home

As of September 2025

This well-maintained, upgraded single-story property offers strong investment potential in one of North Merced's most established and desirable neighborhoods. Situated on a premium corner lot surrounded by mature trees, this 1,976 sq. ft. home features 4 spacious bedrooms and 2 full bathroomsideal for maximizing rental income or housing UC Merced faculty, staff, or students. The layout includes both a large living room and a separate family room with fireplaceperfect for multi-tenant or family-style living. The kitchen is turnkey-ready, boasting granite countertops, stainless steel appliances, a dining bar, and pull-out metal shelving for easy maintenance and convenience. Both bathrooms beautifully remodeled. Outdoor amenities include a covered patio, private spa, and putting greenall low-maintenance features. A 7-ft double-sided privacy fence enhances security and privacy. Energy-efficient upgrades include a whole house fan and a 1-year-old A/C unit with warrantyoffering peace of mind. Seller is offering the refrigerator, washer, and dryer, making this a fully equipped, move-in ready property. Located minutes from UC Merced, shopping, dining, and top rated Peterson Elementary School. NO rising CDF fees here! Clean, updated and move in ready!

Last Agent to Sell the Property

Monica Franks

HomeSmart PV & Associates License #01269788 Listed on: 06/16/2025

HomeSmart PV & Associates

Last Buyer's Agent

Non-MLS Member

Non-MLS Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • 7,406 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced
  • Sprinklers on Timer
  • Property is zoned r1

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Concrete Foundation
  • Composition Roof
  • Lap Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,976 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Brick Fireplace
  • Double Pane Windows
  • Family Room with Fireplace
  • Combination Kitchen and Living
  • Formal Dining Room
  • Granite Countertops

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Granite Bathroom Countertops
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry closet
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 006-361-009

Home Details

Home Type

Single Family

Year Built

Built in 1978 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 1
  • Year Built: 1978
  • Remodeled/Updated Desc: Bath 0-5YR, Kitchen 0-5YR, Bath 6-10YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Brick, Family Room
  • Fireplaces: 1
  • Flooring: Carpet, Simulated Wood, Tile
  • Total Bathrooms: 2
  • Bathroom Features: Shower Stall(s), Granite, Tub w/Shower Over
  • Dining Room Features: Formal Room
  • Kitchen Features: Granite Counter, Kitchen/Family Combo
  • Living Room Features: Other
  • Main Level: Bedroom(s), Living Room, Dining Room, Family Room, Master Bedroom, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 232.79
  • Square Footage: 1976.00
  • Window Features: Dual Pane Full

Exterior Features

  • Construction Materials: Brick, Lap Siding, Wood
  • Fencing: Back Yard, Wood
  • Foundation: Concrete
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 459900.00
  • Lot Features: Auto Sprinkler F&R
  • New Construction: No
  • Patio And Porch Features: Covered Patio
  • Pool: No
  • Property Condition: Updated/Remodeled
  • Roof: Composition
  • Spa Features: Spa/Hot Tub Personal
  • Spa: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Garage Door Opener, Garage Facing Front
  • Driveway/Sidewalks: Paved Sidewalk

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Utilities: Natural Gas Connected, Sewer In & Connected
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Merced City

Lot Info

  • Zoning: r1
  • Irrigation: None
  • Lot Size Acres: 0.1700
  • Lot Size Sq Ft: 7406.00

Multi Family

Tax Info

  • Assessor Parcel Number: 006-361-009
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Merced

Matterport 3D Tour

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Aug 14, 2025
Sold by
Hunter Keith P and Jacobs-Hunter Kellie Lynn
Bought by
Olmos Gyzelle and Campos Amanda
Seller's Agent
Monica Franks
HomeSmart PV & Associates
Buyer's Agent
Non-MLS Member
Non-MLS Office
List Price
$479,900
Sold Price
$460,000
Premium/Discount to List
-$19,900
-4.15%
Views
1825
Current Estimated Value
$457,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,320
Avg. Annual Appreciation
-1.39%
Original Mortgage
$16,100
Outstanding Balance
$15,606
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
$442,074

Purchase Details

Listed on
Mar 27, 2017
Closed on
Apr 19, 2017
Sold by
Duffy Thomas N and Duffy Marjorie B
Bought by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Seller's Agent
Ruth Nightengale
London Properties Ltd - Merced
Buyer's Agent
Monica Franks
Homesmart PV & Assoc., Merced
List Price
$259,000
Sold Price
$259,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.11%
Original Mortgage
$101,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 27, 2017
Closed on
Apr 4, 2017
Sold by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Bought by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Seller's Agent
Ruth Nightengale
London Properties Ltd - Merced
Buyer's Agent
Monica Franks
Homesmart PV & Assoc., Merced
List Price
$259,000
Sold Price
$259,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2016
Sold by
Duffy Thomas N and Duffy Marjorie B
Bought by
Duffy Thomas N and Duffy Marjorie B

Purchase Details

Closed on
Jun 10, 2009
Sold by
Us Bank National Association
Bought by
Duffy Thomas N and Duffy Thomas N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,787
Interest Rate
4.82%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 2, 2008
Sold by
Crisp Gregory R and Crisp Kristen S
Bought by
Us Bank Na

Purchase Details

Closed on
Apr 12, 2004
Sold by
Gomes Michael A
Bought by
Crisp Gregory R and Crisp Kristen S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,650
Interest Rate
7.89%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 7, 2002
Sold by
Lightfoot Mary L
Bought by
Gomes Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Olmos Gyzelle $460,000 Transcounty Title Company
Hunter Keith P $259,000 Transcounty Title Company
Hunter Keith P -- Transcounty Title Company
Duffy Thomas N -- None Available
Duffy Thomas N $94,500 Orange Coast Title Lender Se
Us Bank Na $194,000 Accommodation
Crisp Gregory R $248,500 Transcounty Title Company
Gomes Michael A $190,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Olmos Gyzelle $16,100
Open Olmos Gyzelle $451,668
Previous Owner Hunter Keith P $101,000
Previous Owner Duffy Thomas N $92,787
Previous Owner Crisp Gregory R $223,650
Previous Owner Gomes Michael A $180,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/05/2025 09/05/25 Sold $460,000 0.0% $233 / Sq Ft
08/12/2025 08/12/25 Pending -- -- --
07/27/2025 07/27/25 Price Changed $459,900 -2.1% $233 / Sq Ft
06/27/2025 06/27/25 Price Changed $469,900 -2.1% $238 / Sq Ft
06/16/2025 06/16/25 For Sale $479,900 +85.3% $243 / Sq Ft
04/27/2017 04/27/17 Sold $259,000 0.0% $131 / Sq Ft View Prior Sale
03/27/2017 03/27/17 For Sale $259,000 -- $131 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,087 $300,582 $52,222 $248,360
2024 $3,087 $294,690 $51,199 $243,491
2023 $3,042 $288,913 $50,196 $238,717
2022 $3,000 $283,249 $49,212 $234,037
2021 $2,993 $277,697 $48,248 $229,449
2020 $3,015 $274,851 $47,754 $227,097
2019 $2,970 $269,463 $46,818 $222,645
2018 $2,707 $264,180 $45,900 $218,280
2017 $1,173 $104,849 $27,735 $77,114
2016 $1,155 $102,794 $27,192 $75,602
2015 $1,137 $101,251 $26,784 $74,467
2014 $1,112 $99,269 $26,260 $73,009
Source: Public Records

Agents Affiliated with this Home

  • Monica Franks

    Seller's Agent in 2025

    Monica Franks

    HomeSmart PV & Associates

    (209) 345-3836

    10 in this area

    61 Total Sales

    Monica Franks
    Section Image

  • N

    Buyer's Agent in 2025

    Non-MLS Member

    Non-MLS Office

  • R

    Seller's Agent in 2017

    Ruth Nightengale

    London Properties Ltd - Merced

    Section Image
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Map

Source: MetroList

MLS Number: 225080195

MetroList

APN: 006-361-009

California Merced County Merced 95340 North Merced

1059 Vernal Ave, Merced, CA

Not Listed for Sale

Detached

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