Seller's Agent in 2025
Monica Franks
HomeSmart PV & Associates
(209) 345-3836
9 in this area
62 Total Sales
1059 Vernal Ave Merced, CA 95340
North Merced Neighborhood
4
Beds
2
Baths
1,976
Sq Ft
7,406
Sq Ft Lot
Highlights
- Spa
- Combination Kitchen and Living
- No HOA
- Engineered Wood Flooring
- Granite Countertops
- Covered Patio or Porch
About This Home
As of September 2025This well-maintained, upgraded single-story property offers strong investment potential in one of North Merced's most established and desirable neighborhoods. Situated on a premium corner lot surrounded by mature trees, this 1,976 sq. ft. home features 4 spacious bedrooms and 2 full bathroomsideal for maximizing rental income or housing UC Merced faculty, staff, or students. The layout includes both a large living room and a separate family room with fireplaceperfect for multi-tenant or family-style living. The kitchen is turnkey-ready, boasting granite countertops, stainless steel appliances, a dining bar, and pull-out metal shelving for easy maintenance and convenience. Both bathrooms beautifully remodeled. Outdoor amenities include a covered patio, private spa, and putting greenall low-maintenance features. A 7-ft double-sided privacy fence enhances security and privacy. Energy-efficient upgrades include a whole house fan and a 1-year-old A/C unit with warrantyoffering peace of mind. Seller is offering the refrigerator, washer, and dryer, making this a fully equipped, move-in ready property. Located minutes from UC Merced, shopping, dining, and top rated Peterson Elementary School. NO rising CDF fees here! Clean, updated and move in ready!
Last Agent to Sell the Property
HomeSmart PV & Associates License #01269788 Listed on: 06/16/2025
Last Buyer's Agent
Non-MLS Member
Non-MLS Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,087
Year Built
- Built in 1978 | Remodeled
Lot Details
- 7,406 Sq Ft Lot
- Wood Fence
- Back Yard Fenced
- Sprinklers on Timer
- Property is zoned r1
Parking
- 2 Car Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Brick Exterior Construction
- Concrete Foundation
- Composition Roof
- Lap Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,976 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Brick Fireplace
- Double Pane Windows
- Family Room with Fireplace
- Combination Kitchen and Living
- Formal Dining Room
- Granite Countertops
Flooring
- Engineered Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Granite Bathroom Countertops
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry closet
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Spa
- Covered Patio or Porch
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 006-361-009
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 27, 2017
Closed on
Apr 19, 2017
Sold by
Duffy Thomas N and Duffy Marjorie B
Bought by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Seller's Agent
Ruth Nightengale
London Properties Ltd - Merced
Buyer's Agent
Monica Franks
Homesmart PV & Assoc., Merced
List Price
$259,000
Sold Price
$259,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%
Original Mortgage
$101,000
Outstanding Balance
$84,647
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$378,561
Purchase Details
Listed on
Mar 27, 2017
Closed on
Apr 4, 2017
Sold by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Bought by
Hunter Keith P and Jacobs Hunter Kellie Lynn
Seller's Agent
Ruth Nightengale
London Properties Ltd - Merced
Buyer's Agent
Monica Franks
Homesmart PV & Assoc., Merced
List Price
$259,000
Sold Price
$259,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,000
Outstanding Balance
$84,647
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$378,561
Purchase Details
Closed on
Dec 27, 2016
Sold by
Duffy Thomas N and Duffy Marjorie B
Bought by
Duffy Thomas N and Duffy Marjorie B
Purchase Details
Closed on
Jun 10, 2009
Sold by
Us Bank National Association
Bought by
Duffy Thomas N and Duffy Thomas N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,787
Interest Rate
4.82%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 2, 2008
Sold by
Crisp Gregory R and Crisp Kristen S
Bought by
Us Bank Na
Purchase Details
Closed on
Apr 12, 2004
Sold by
Gomes Michael A
Bought by
Crisp Gregory R and Crisp Kristen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,650
Interest Rate
7.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 7, 2002
Sold by
Lightfoot Mary L
Bought by
Gomes Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $259,000 | Transcounty Title Company | |
| Interfamily Deed Transfer | -- | Transcounty Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $94,500 | Orange Coast Title Lender Se | |
| Trustee Deed | $194,000 | Accommodation | |
| Grant Deed | $248,500 | Transcounty Title Company | |
| Grant Deed | $190,000 | Chicago Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $101,000 | New Conventional | |
| Previous Owner | $92,787 | FHA | |
| Previous Owner | $376,500 | Unknown | |
| Previous Owner | $308,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $256,500 | Unknown | |
| Previous Owner | $223,650 | Purchase Money Mortgage | |
| Previous Owner | $25,500 | Credit Line Revolving | |
| Previous Owner | $177,000 | Unknown | |
| Previous Owner | $180,000 | Purchase Money Mortgage | |
| Previous Owner | $40,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $460,000 | 0.0% | $233 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 07/27/2025 07/27/25 | Price Changed | $459,900 | -2.1% | $233 / Sq Ft |
| 06/27/2025 06/27/25 | Price Changed | $469,900 | -2.1% | $238 / Sq Ft |
| 06/16/2025 06/16/25 | For Sale | $479,900 | +85.3% | $243 / Sq Ft |
| 04/27/2017 04/27/17 | Sold | $259,000 | 0.0% | $131 / Sq Ft |
| 03/27/2017 03/27/17 | For Sale | $259,000 | -- | $131 / Sq Ft |
Source: MetroList
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,087 | $300,582 | $52,222 | $248,360 |
| 2024 | $3,087 | $294,690 | $51,199 | $243,491 |
| 2023 | $3,042 | $288,913 | $50,196 | $238,717 |
| 2022 | $3,000 | $283,249 | $49,212 | $234,037 |
| 2021 | $2,993 | $277,697 | $48,248 | $229,449 |
| 2020 | $3,015 | $274,851 | $47,754 | $227,097 |
| 2019 | $2,970 | $269,463 | $46,818 | $222,645 |
| 2018 | $2,707 | $264,180 | $45,900 | $218,280 |
| 2017 | $1,173 | $104,849 | $27,735 | $77,114 |
| 2016 | $1,155 | $102,794 | $27,192 | $75,602 |
| 2015 | $1,137 | $101,251 | $26,784 | $74,467 |
| 2014 | $1,112 | $99,269 | $26,260 | $73,009 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Franks
-
N
Buyer's Agent in 2025
Non-MLS Member
Non-MLS Office
-
R
Seller's Agent in 2017
Ruth Nightengale
London Properties Ltd - Merced
Map
Source: MetroList
MLS Number: 225080195
APN: 006-361-009
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