NOT LISTED FOR SALE

106 Keystone Crossing Dr O Fallon, MO 63368

Estimated Value: $329,000 - $498,722

5 Beds
4 Baths
3,930 Sq Ft
$109/Sq Ft Est. Value

Last Sold December 28, 2023

Current estimated payment $2,616/month

29 Days on Market

Highlights

  • Open Floorplan
  • Traditional Architecture
  • Cul-De-Sac
  • Crossroads Elementary School Rated A-
  • Formal Dining Room
  • 2 Car Attached Garage

About This Home

As of December 2023

This could be your forever home. This is a great opportunity for a Renovation loan (203K). Great size for a growing family. Located on a quiet street but close to shopping and restaurants. There is a formal living room as well as a family room with a masonry fireplace The dining room is off to the left when you enter the home. The kitchen has a center island as well as a breakfast area. The back yard is fenced. This house is being sold AS IS. Some cosmetic repairs are needed, and the price reflects this.

Last Agent to Sell the Property

Elizabeth Burton

Alexander Realty Inc License #1999076470 Listed on: 10/17/2023

Alexander Realty Inc

Last Buyer's Agent

Robin Crain

Keller Williams Realty West License #2015044642

Keller Williams Realty West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,420

Year Built

  • Built in 1998

Lot Details

  • 0.27 Acre Lot
  • Cul-De-Sac

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Veneer

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Sliding Doors
  • Six Panel Doors
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Laundry on main level

Kitchen

  • Electric Oven or Range
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement

Schools

  • Prairie View Elem. Elementary School
  • Frontier Middle School
  • Liberty High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 4-0036-7966-00-0003.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,420

Year Built

Built in 1998

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: O'Fallon
  • Special Areas: Family Room, Living Room, Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 25
  • Ownership: Private
  • Year Built: 1998
  • Directions: Hwy N to Town Square Avenue, to Keystone Crossing
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Full, Partially Finished, Rec/Family Area, Sleeping Area, Sump Pit/Pump
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Full Masonry, Woodburning Fireplce
  • Interior Amenities: Open Floor Plan
  • Kitchen: Center Island
  • Lower Level Bedrooms: 1
  • Lower Half Bathrooms: 1
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Tub & Separate Shwr
  • Total Living Area: 3930.00
  • Windows/Doors: 6 Panel Door(s), Sliding Glass Doors
  • Appliances: Dishwasher, Range/Oven-Electric
  • Bathrooms: 4.00
  • Bedrooms: 5.00
  • Square Footage: 2356
  • Square Footage Below Grade: 1574
  • Total Full Baths: 2
  • Total Half Baths: 2
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Yearly

Schools

  • Elementary School: Prairie View Elem.
  • Junior High School: Frontier Middle
  • School District: Wentzville R-IV
  • Senior High School: Liberty

Lot Info

  • Lot Description: Cul-De-Sac
  • Lot Dimensions: ?
  • Lot Sq Ft: 11761
  • Acres: 0.2700

Tax Info

  • Taxes Paid: 4035
  • Taxes Paid Year: 2022
  • Assessor Parcel Number: 4-0036-7966-00-0003.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 18, 2025
Sold by
Summers Kirsten G and Wernli Michael S
Bought by
Wernli Michael S and Wernli Kirsten G
Current Estimated Value
$427,931

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,705
Outstanding Balance
$330,238
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$97,693

Purchase Details

Listed on
Oct 17, 2023
Closed on
Dec 28, 2023
Sold by
Ottinger Scott D and Ottinger Sandra D
Bought by
Wernli Michael S and Summers Kirsten G
Seller's Agent
Elizabeth Burton
Alexander Realty Inc
Buyer's Agent
Robin Crain
Keller Williams Realty West
List Price
$366,000
Views
101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.26%
Original Mortgage
$320,100
Interest Rate
7.29%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2001
Sold by
Streff Todd M and Streff Amy R
Bought by
Ottinger Scott D and Ottinger Sandra D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,550
Interest Rate
6.59%

Purchase Details

Closed on
Mar 3, 1999
Sold by
Burkemper Homes Inc
Bought by
Streff Todd M and Streff Amy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,940
Interest Rate
6.73%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wernli Michael S -- None Listed On Document
Wernli Michael S -- Freedom Title
Ottinger Scott D $189,900 --
Streff Todd M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wernli Michael S $331,705
Previous Owner Wernli Michael S $320,100
Previous Owner Ottinger Scott D $179,550
Previous Owner Streff Todd M $130,940
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/28/2023 12/28/23 Sold -- -- --
11/16/2023 11/16/23 Pending -- -- --
10/31/2023 10/31/23 Price Changed $346,000 -5.5% $88 / Sq Ft
10/17/2023 10/17/23 For Sale $366,000 -- $93 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,420 $72,456 -- --
2023 $4,420 $69,290 $0 $0
2022 $4,035 $58,984 $0 $0
2021 $4,039 $58,984 $0 $0
2020 $3,470 $48,556 $0 $0
2019 $3,223 $48,556 $0 $0
2018 $3,271 $46,971 $0 $0
2017 $3,271 $46,971 $0 $0
2016 $2,628 $36,083 $0 $0
2015 $2,565 $36,083 $0 $0
2014 $2,397 $36,183 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23059130

MARIS MLS

APN: 4-0036-7966-00-0003.0000000