$475,000
SOLD DEC 16, 2024

106 Ruggles Rd Saratoga Springs, NY 12866

4 Beds
2 Baths
1,564 Sq Ft
1.63 Acres

Recently Sold

$304 Per Sq Ft

5% Below List Price

5 Days on Market

Highlights

  • 1.63 Acre Lot
  • Private Lot
  • Ranch Style House
  • Caroline Street Elementary School Rated A-
  • Wooded Lot
  • Stone Countertops

About This Home

As of December 2024

A unique opportunity for generational living, an owner-occupied investment property, or just as an investment awaits. This meticulously remodeled duplex style ranch is barrier-free with no stairs, for easy access. Seller has enjoyed living in one unit while successfully renting the other. If you'd prefer to have a single family home, the layout, with some minor changes, lends itself amazingly well to this.The gorgeous 1.63 acre parcel sits back from the road affording privacy, yet is close to everything Saratoga has to offer. 10 minutes to the track, downtown, shopping, & close to I-87. The yard & patios are perfect for hosting friends & family or just sitting back and quietly enjoying all four seasons of nature at its finest. Saratoga schools,Wilton taxes. See docs for renovation list

Last Agent to Sell the Property

Angela Brady

Equitas Realty License #10301201733 Listed on: 10/14/2024

Last Buyer's Agent

Jay Walsh

Red Door Realty NY Inc License #10401245931

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,152

Year Built

  • Built in 1987

Lot Details

  • 1.63 Acre Lot
  • Private Lot
  • Level Lot
  • Cleared Lot
  • Wooded Lot
  • Garden

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Duplex
  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Wood Siding
  • Asphalt

Interior Spaces

  • 1,564 Sq Ft Home
  • Paddle Fans
  • Drapes & Rods
  • Blinds
  • Window Screens
  • Sliding Doors
  • Stone Countertops
  • Laundry closet

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Patio
  • Shed

Schools

  • Saratoga Springs High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Electric Baseboard Heater
  • 200+ Amp Service
  • Sand Point Well
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Insurance Expense $1,300

Listing and Financial Details

  • Tenant pays for internet, cable TV, electricity
  • The owner pays for trash collection, snow removal, grounds care
  • Legal Lot and Block 22 / 154
  • Assessor Parcel Number 154-2-22
  • Seller Concessions Not Offered

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,152

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Electric Expense: 250.0
  • Year Built: 1987
  • Directions: From Saratoga, East on Lake Ave/Rt 29, left at light onto Old Schuylerville Rd. At stop sign, stay right onto Ruggles Rd. Home is on your right, long driveway.
  • Above Grade Finished Sq Ft: 1564.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 742.26
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2409.72
  • School Taxes Description: Estimated
  • Lot Size Acres: 1.63
  • Parking Features Parking Total: 8.0
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 2
  • Electric Expense Description: Estimated
  • Insurance Expense Description: Actual
  • Rental Income: 27000.0
  • Rental Income Description: Yearly
  • Number Of Air Conditoners: 4
  • Number of Dishwashers: 2
  • Unit Information Number Of Dryers: 2
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Unit Information Number Of Washers: 2
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details:Slab: Yes
  • Flooring:Vinyl: Yes
  • Laundry Features:Laundry Closet: Yes
  • Electric:Circuit Breakers: Yes
  • Levels One: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Ceramic Tile
  • Basement: Slab, None
  • Interior Amenities: Solid Surface Counters, Paddle Fan, High Speed Internet, Ceramic Tile Bath
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Living Area: 1564.0
  • Window Features: Screens, Blinds, Curtain Rods, Drapes
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 1st
  • Owner Pays: Trash Collection, Snow Removal, Grounds Care
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Basement:Slab2: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Hatch: Yes
  • Basement:None15: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Unit 1 Owner Furnish Features:Maintenance Grounds2: Yes
  • Unit 1 Owner Furnish Features:Snow Removal4: Yes
  • Unit 2 Owner Furnish Features:Maintenance Grounds3: Yes
  • Unit 2 Owner Furnish Features:Snow Removal5: Yes
  • Unit 2 Owner Furnish Features:Electricity5: Yes
  • Unit 1 Owner Furnish Features:Trash2: Yes
  • Unit 2 Owner Furnish Features:Cable TV5: Yes
  • Unit 2 Owner Furnish Features:Trash3: Yes
  • Unit 2 Owner Furnish Features:Management4: Yes
  • Unit 2 Owner Furnish Features:Internet4: Yes
  • Unit 2 Owner Furnish Features:Owner Furnishes2: Turnkey
  • Interior Features:Stone Countertops: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Asphalt
  • Construction Type: Brick, Wood Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Wooded: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Private: Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Drapes: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Accessibility Features:Other48: Yes
  • Window Features:Screens2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 8.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Unit 1 Owner Furnish Features:Parking2: Yes
  • Unit 2 Owner Furnish Features:Parking3: Yes
  • Unit 1 Owner Furnish Features:Garage3: Yes
  • Unit 2 Owner Furnish Features:Garage4: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Baseboard, Electric
  • Laundry Features: Laundry Closet
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Well Point
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Cable Available3: Yes
  • Unit 2 Amenities:Cable Available4: Yes
  • Unit 1 Amenities:Sliding Doors2: Yes
  • Unit 2 Amenities:Ceramic Tile3: Yes
  • Unit 2 Amenities:Sliding Doors3: Yes

Schools

  • Junior High Dist: Saratoga Springs

Lot Info

  • Lot Features: Private, Level, Wooded, Cleared
  • Parcel #: 154-2-22
  • Lot Size Sq Ft: 71002.8
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Internet, Cable TV, Electricity

Multi Family

  • Insurance Expense: 1300.0

Tax Info

  • Tax Annual Amount: 3151.98
  • Tax Block: 154
  • Tax Lot: 22

MLS Schools

  • HighSchool: Saratoga Springs

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 14, 2024
Closed on
Dec 16, 2024
Sold by
Menteur Elizabeth
Bought by
Bdb Unlimited Llc
Seller's Agent
Angela Brady
Equitas Realty
Buyer's Agent
Jay Walsh
Red Door Realty NY Inc
List Price
$499,000
Sold Price
$475,000
Premium/Discount to List
-$24,000
-4.81%
Views
18
Current Estimated Value
$498,893

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,893
Avg. Annual Appreciation
5.87%
Original Mortgage
$380,000
Outstanding Balance
$376,212
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$122,681
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/16/2024 12/16/24 Sold $475,000 -4.8% $304 / Sq Ft
10/19/2024 10/19/24 Pending -- -- --
10/14/2024 10/14/24 For Sale $499,000 +34.0% $319 / Sq Ft
01/26/2022 01/26/22 Sold $372,500 -1.9% $238 / Sq Ft View Prior Sale
12/03/2021 12/03/21 Pending -- -- --
08/31/2021 08/31/21 For Sale $379,900 +2.0% $243 / Sq Ft
08/24/2021 08/24/21 Off Market $372,500 -- --
08/16/2021 08/16/21 Price Changed $379,900 -5.0% $243 / Sq Ft
07/14/2021 07/14/21 For Sale $399,900 -- $256 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,152 $183,000 $61,900 $121,100
2023 $2,909 $183,000 $61,900 $121,100
2022 $2,909 $183,000 $61,900 $121,100
2021 $2,909 $183,000 $61,900 $121,100
2016 $2,909 $183,000 $61,900 $121,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202427427

Global MLS

APN: 415600-154-000-0002-022-011-0000