NOT LISTED FOR SALE

Estimated Value: $725,000 - $787,000

4 Beds
2.5 Baths
3,100 Sq Ft
$242/Sq Ft Est. Value

Last Sold September 30, 2021

Last sale price $522,000 $168 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $5,109/month

31 Days on Market

Highlights

  • Water Views
  • Spa
  • Community Lake
  • Oliver Julian Kendall Elementary School Rated A+
  • 0.69 Acre Lot
  • Deck

About This Home

As of September 2021

Wonderful opportunity to own an estate size property in beautiful Whispering Lakes, an assortment of high end builders situated a block from Kendall Elementary school. A winning combination of the areas lowest unincorporated taxes with the award winning Neuqua Valley high school district 204. This updated home was built in an era of quality, situated on a quiet cul de sac with over sized land and room to run ! Pond scenery, mature trees, quality neighbors and breath taking views encompass your convenient location to nearby shopping, movies, restaurants and numerous parks and recreation. The meticulous owner of 23+ years has recently upgraded the home with over $105,000 in major renovation including all new triple insulated energy saver windows with security, Pella exit doors, 2020 Upgraded Landmark Pro 50 year Architectural shingle roof, virtually destruct proof James Hardie concrete fiber siding with 30 year warranty and new 5"gutter system, 2019 American Standard 96% high efficiency furnace along w/ integrated AC unit. New Velux skylights solar, BT enabled programmable shades that close automatically w/ compatibility to Alexa-Google. Cleaning is simple since the entire 1st floor is authentic hardwood. Everyone's favorite is the vaulted all season sunroom wrapped in Anderson windows, perfect for the gardener, artist or pet lover. The sunroom is a knotty pine enclosure with cedar trim and unique cork flooring with 2 new skylights. 4 panel sliding glass doors lead to the 1400 sq-ft maintenance free concrete patio, fire pit and 6 person hot tub. There is a granite breakfast bar and pass through to the kitchen sink area so the hard workers never get left out of the conversation. Quality ceiling fans, upgraded designer pendants and lighting with variable dimmers everywhere. They control the ambiance for any entertainment scenario in the beautifully upgraded kitchen. Extensive granite surfaces and full backsplashes wrap the entire luxury cooking area with double wall ovens, recessed lighting, storage island, big eating area, perfect for all the family and holiday celebrations.You get the idea, this is a nice home. The long term owners renovated the home with all the top quality choices , not expecting to relocate, so no corners were cut. !st floor bedroom / office has a vaulted ceiling, and another new skylight. First floor laundry includes front load Electrolux washer and dryer, utility sink, full wall cabinets,large storage closet and new Pella exit door to the hot tub / patio. Laundry can be relocated downstairs if you chose a full bath area. Laundry chute exists from master bath to bsmt For the car collector, we have a large 3 car garage with extensive built in storage. Oversized and freshly seal coated driveway will easily fit 6+ cars. The large and fully excavated basement is ready for any expansion project, theatre, pool table area, work out or teen / in law possibilities. It has a 2 decade history of dry service , complete with 2 water heaters, Watchdog back up sump system and recent deep cycle battery. The ejector and sump pumps are 3 years old. Sprinkling your lawn is free of water bills with your own private well water , New pump installed by K&K in 2016 using the good stuff. Yes we have receipts for everything that has been extensively upgraded and the quality is fully documented. Also the humidifier is new. The main family room is a healthy 20x18 with masonry fireplace and gas starter. French doors lead to a beautiful front Living room with white crown molding and chair rail. All the doors are wood 6 panel, the ceilings are 9 foot or vaulted. All bedrooms are nice size, master has double entry door, trey ceiling, luxury bath with large tub area, separate shower, deep walk in closet and a big double vanity, new auto skylight, bright and beautiful. Upstairs loft /2nd office or tv room easily converted to a bedroom with 1 wall. It already has a full wall closet. This is an amazing home. Make an appointment right away.

Last Agent to Sell the Property

Phil Ko

Charles Rutenberg Realty of IL License #475142687 Listed on: 07/16/2021

Charles Rutenberg Realty of IL

Last Buyer's Agent

Jeff Ristine

Keller Williams Infinity License #471011107

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,138

Year Built

  • Built in 1996 | Remodeled in 2016

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 65x194x32x104x113x189
  • Cul-De-Sac
  • Paved or Partially Paved Lot

HOA Fees

  • $56 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Concrete Perimeter Foundation

Interior Spaces

  • 3,100 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Fireplace With Gas Starter
  • Fireplace Features Masonry
  • Family Room with Fireplace
  • Formal Dining Room
  • Loft
  • Heated Sun or Florida Room
  • Wood Flooring
  • Water Views

Kitchen

  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Home Security System
  • Storm Screens
  • Storm Doors
  • Carbon Monoxide Detectors

Outdoor Features

  • Spa
  • Deck
  • Brick Porch or Patio
  • Fire Pit

Schools

  • Kendall Elementary School
  • Scullen Middle School
  • Neuqua Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • Multiple Water Heaters
  • Water Softener is Owned
  • Private or Community Septic Tank
  • Cable TV Available

Community Details

  • Whispering Lakes Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,138

Year Built

Built in 1996 | Remodeled in 2016

Lot Details

0

HOA Fees

$56 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Whispering Lakes
  • Year Built: 1996
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Cooktop, Water Softener Owned, Gas Cooktop, Gas Oven
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter, Masonry
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hot Tub, Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, Walk-In Closet(s), 9' Ceiling, Granite Counters, Some Storm Doors
  • LivingArea: 3100
  • Other Equipment: Humidifier, Water-Softener Owned, TV-Cable, Security System, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Multiple Water Heaters
  • Room Type: Heated Sun Room, Loft, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1094
  • Fireplace Location: Family Room
  • Square Footage Comments: Basement is fully excavated, No Crawl !
  • Total Sq Ft: 1094
  • Unfinished Basement Sq Ft: 1094
  • Bedroom 2 Flooring: Carpet
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Hardwood
  • Kitchen: Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Breakfast Room,Granite Counters,Updated Kitchen
  • Living Room Flooring: Hardwood
  • MRD_MBB: Full,Double Sink,Whirlpool & Sep Shwr
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 19X15
  • Bedroom 3 Flooring: Carpet
  • Bedroom 2 Window: Blinds
  • Laundry Flooring: Vinyl
  • Living Room Windows: Blinds,Curtains/Drapes,Insulated Windows
  • Master Bedroom Windows: Blinds,Curtains/Drapes,Insulated Windows
  • Family Room Flooring: Hardwood
  • Bedroom 3 Window: Blinds
  • Bedroom 4 Flooring: Hardwood
  • Dining Room Windows: Blinds,Curtains/Drapes,Insulated Windows
  • Family Room Windows: Blinds,Insulated Windows
  • Kitchen Windows: Blinds,Insulated Windows
  • Bedroom 4 Window: Blinds
  • Laundry Windows: ENERGY STAR Qualified Windows

Exterior Features

  • DirectionFaces: South
  • ExteriorFeatures: Deck, Patio, Hot Tub, Brick Paver Patio, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 549900
  • Lot Features: Cul-De-Sac, Water View
  • Waterfront: No
  • Exterior Building Type: Brick,Fiber Cement

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Driveway, Oversized
  • ParkingTotal: 6
  • Number of Cars: 9
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit, Laundry Closet, Sink
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 675
  • Association Fee Frequency: Annually
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Kendall Elementary School
  • High School: Neuqua Valley High School
  • Middle/Junior School: Scullen Middle School
  • Middle/Junior School District: 204

Lot Info

  • Lot Size Acres: 0.69
  • Lot Dimensions: 65X194X32X104X113X189
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11138.36
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2021
Closed on
Sep 30, 2021
Sold by
Kozy David A and Kozy Tamara M
Bought by
Sayers Todd C and Sayers Mary C
Seller's Agent
Phil Ko
Charles Rutenberg Realty of IL
Buyer's Agent
Jeff Ristine
Keller Williams Infinity
List Price
$559,500
Sold Price
$522,000
Premium/Discount to List
-$37,500
-6.7%
Current Estimated Value
$751,557

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$229,557
Avg. Annual Appreciation
7.72%
Original Mortgage
$417,600
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 5, 2019
Sold by
Kozy David A and Kozy Tamara M
Bought by
Kozy David A and Kozy Tamara M

Purchase Details

Closed on
Aug 15, 1997
Sold by
Fitzgibbons Karen A and Fitzgibbons Thomas J
Bought by
Kozy David A and Kozy Tamara M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
7.55%

Purchase Details

Closed on
Mar 29, 1996
Sold by
Harris Bank Naperville
Bought by
Fitzgibbons Thomas J and Fitzgibbons Karen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
7.36%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sayers Todd C $522,000 First American Title
Kozy David A -- Attorney
Kozy David A $303,500 --
Fitzgibbons Thomas J $300,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sayers Todd C $417,600
Previous Owner Kozy David A $240,000
Previous Owner Fitzgibbons Thomas J $207,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2021 09/30/21 Sold $522,000 -6.7% $168 / Sq Ft
08/17/2021 08/17/21 Pending -- -- --
07/16/2021 07/16/21 For Sale $559,500 -- $180 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,009 $207,649 $44,185 $163,464
2023 $13,009 $183,436 $39,033 $144,403
2022 $11,903 $171,207 $36,924 $134,283
2021 $11,349 $163,055 $35,166 $127,889
2020 $11,138 $160,472 $34,609 $125,863
2019 $10,943 $155,950 $33,634 $122,316
2018 $11,468 $159,924 $32,894 $127,030
2017 $11,316 $155,796 $32,045 $123,751
2016 $11,268 $152,442 $31,355 $121,087
2015 $11,193 $146,579 $30,149 $116,430
2014 $11,193 $143,977 $30,149 $113,828
2013 $11,193 $143,977 $30,149 $113,828
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11158567

Midwest Real Estate Data (MRED)

APN: 07-01-15-102-027