UNDER CONTRACT
$125K PRICE DROP
10636 Jefferson Rd Osceola, IN 46561
Estimated payment $2,189/month
Total Views
15,222
3
Beds
3
Baths
2,956
Sq Ft
$118
Price per Sq Ft
Highlights
- 102 Feet of Waterfront
- Pier or Dock
- Vaulted Ceiling
- Moran Elementary School Rated A-
- Fireplace in Kitchen
- Stone Countertops
About This Home
BACK ON THE MARKET, no fault of the sellers! This home has been renovated with thought and high-end materials, and now all it needs is the next owner to finish the attached mother-in-law apartment. The renovation showcases the breathtaking views of the St. Joseph River from the bright and airy kitchen, complete with custom cabinetry, quartz countertops, a coffee bar, a kitchen island, and a working wood-burning fireplace. The living room, with built-in aquarium, has plenty of gathering space, including a built-in seating area, and it leads to the screened-in porch and deck on the waterfront. The primary suite with vaulted ceiling truly feels like an escape with a large ensuite bathroom with dual vanities and a spacious walk-in shower, as well as a sitting room, large bedroom, and walk-in closet. Step from the primary bedroom to the enclosed sunroom for even better views of the river with all new windows. The upstairs bedrooms can be used as a separate income apartment or as guest quarters, with two bedrooms, a living room, a full bathroom, a kitchenette, and finished storage space. For the unfinished attached mother-in-law suite or income property, almost all materials have been purchased and will convey with the sale. You can take on this project yourself, building sweat equity while living in finished luxury, or hire it out to a contractor — plans attached in MLS docs for easy bidding. The boat lift, 3 jet ski lifts, and shed are included in the sale, as well. HVAC is 2021, roof is 2023, and water filtration system installed in 2024. Parking extends to the end of the fencing, in line with the two sheds; there is room for 10 cars.
Last Listed By
Cressy & Everett - South Bend Brokerage Phone: 574-339-4941 Listed on: 04/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,793
Year Built
- Built in 1951
Lot Details
- 6,400 Sq Ft Lot
- Lot Dimensions are 100x64
- 102 Feet of Waterfront
- River Front
- Wood Fence
- Chain Link Fence
- Sloped Lot
Parking
- Driveway
Home Design
- Asphalt Roof
- Block Exterior
- Cedar
Interior Spaces
- 2-Story Property
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Entrance Foyer
- Formal Dining Room
- Screened Porch
- Water Views
- Washer and Electric Dryer Hookup
Kitchen
- Kitchenette
- Breakfast Bar
- Gas Oven or Range
- Kitchen Island
- Stone Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
- Fireplace in Kitchen
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- En-Suite Primary Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Bathtub with Shower
- Separate Shower
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 1 Bathroom in Basement
Schools
- Moran Elementary School
- Schmucker Middle School
- Penn High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- The river is a source of water for the property
- Private Company Owned Well
- Well
- Septic System
Additional Features
- Sun Deck
- Suburban Location
Community Details
- Pier or Dock
Listing and Financial Details
- Assessor Parcel Number 71-10-09-127-010.000-031
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,674 | $303,300 | $50,700 | $252,600 |
| 2023 | $2,978 | $307,600 | $50,700 | $256,900 |
| 2022 | $3,021 | $307,600 | $50,700 | $256,900 |
| 2021 | $2,820 | $274,100 | $26,500 | $247,600 |
| 2020 | $2,801 | $280,600 | $26,500 | $254,100 |
| 2019 | $1,670 | $185,600 | $22,500 | $163,100 |
| 2018 | $1,494 | $176,900 | $21,200 | $155,700 |
| 2017 | $932 | $124,900 | $10,600 | $114,300 |
| 2016 | $840 | $116,300 | $8,900 | $107,400 |
| 2014 | $863 | $114,800 | $8,900 | $105,900 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/20/2025 05/20/25 | Price Changed | $350,000 | -12.3% | $118 / Sq Ft |
| 05/16/2025 05/16/25 | For Sale | $399,000 | 0.0% | $135 / Sq Ft |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- |
| 04/28/2025 04/28/25 | Price Changed | $399,000 | -11.3% | $135 / Sq Ft |
| 04/25/2025 04/25/25 | Price Changed | $450,000 | -5.3% | $152 / Sq Ft |
| 04/11/2025 04/11/25 | For Sale | $475,000 | +120.9% | $161 / Sq Ft |
| 11/09/2020 11/09/20 | Sold | $215,000 | -4.4% | $62 / Sq Ft |
| 09/17/2020 09/17/20 | Pending | -- | -- | -- |
| 07/27/2020 07/27/20 | Price Changed | $225,000 | -8.1% | $65 / Sq Ft |
| 07/22/2020 07/22/20 | Price Changed | $244,900 | -2.0% | $70 / Sq Ft |
| 06/25/2020 06/25/20 | Price Changed | $249,900 | -3.8% | $72 / Sq Ft |
| 05/27/2020 05/27/20 | For Sale | $259,900 | -- | $75 / Sq Ft |
Source: Indiana Regional MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $172,000 | New Conventional | |
| Previous Owner | $99,000 | New Conventional | |
| Previous Owner | $122,000 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Osceola, IN
Source: Indiana Regional MLS
MLS Number: 202512490
APN: 71-10-09-127-010.000-031
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