$399,000
$76K PRICE DROP

10636 Jefferson Rd Osceola, IN 46561

Estimated payment $2,456/month

Total Views 11,417
3 Beds
3 Baths
2,956 Sq Ft
$135 Price per Sq Ft

Highlights

  • 102 Feet of Waterfront
  • Pier or Dock
  • Vaulted Ceiling
  • Moran Elementary School Rated A-
  • Fireplace in Kitchen
  • Stone Countertops

About This Home

This home has been renovated with thought and high-end materials, and now all it needs is the next owner to finish the attached mother-in-law apartment. The renovation showcases the breathtaking views of the St. Joseph River from the bright and airy kitchen, complete with custom cabinetry, quartz countertops, a coffee bar, a kitchen island, and a working wood-burning fireplace. The living room, with built-in aquarium, has plenty of gathering space, including a built-in seating area, and it leads to the screened-in porch and deck on the waterfront. The primary suite with vaulted ceiling truly feels like an escape with a large ensuite bathroom with dual vanities and a spacious walk-in shower, as well as a sitting room, large bedroom, and walk-in closet. Step from the primary bedroom to the enclosed sunroom for even better views of the river with all new windows. The upstairs bedrooms can be used as a separate income apartment or as guest quarters, with two bedrooms, a living room, a full bathroom, a kitchenette, and finished storage space. For the unfinished attached mother-in-law suite or income property, almost all materials have been purchased and will convey with the sale. You can take on this project yourself, building sweat equity while living in finished luxury, or hire it out to a contractor — plans attached in MLS docs for easy bidding. The boat lift, 3 jet ski lifts, and shed are included in the sale, as well. HVAC is 2021, roof is 2023, and water filtration system installed in 2024. Parking extends to the end of the fencing, in line with the two sheds; there is room for 10 cars.

Listing Agent

Mariah Cressy

Cressy & Everett - South Bend Brokerage Phone: 574-339-4941

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,793

Year Built

  • Built in 1951

Lot Details

  • 6,400 Sq Ft Lot
  • Lot Dimensions are 100x64
  • 102 Feet of Waterfront
  • River Front
  • Wood Fence
  • Chain Link Fence
  • Sloped Lot

Parking

  • Driveway

Home Design

  • Asphalt Roof
  • Block Exterior
  • Cedar

Interior Spaces

  • 2-Story Property
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Entrance Foyer
  • Formal Dining Room
  • Screened Porch
  • Water Views
  • Washer and Electric Dryer Hookup

Kitchen

  • Kitchenette
  • Breakfast Bar
  • Gas Oven or Range
  • Kitchen Island
  • Stone Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal
  • Fireplace in Kitchen

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • 4 Bedrooms in Basement

Schools

  • Moran Elementary School
  • Schmucker Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Additional Features

  • Sun Deck
  • Suburban Location

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 71-10-09-127-010.000-031

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,793

Year Built

Built in 1951

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1951
  • Age: 74
  • Style: Two Story
  • Total Number of Rooms: 12
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Lots 3 & 4 And W 1/2 Lot 2 Hicks Pro Sec 9 37 4E 18/19 Cons W/014-1078-2043 Per Penn Assessors Req Ic 6-1.1-5-16
  • Parcel Number ID: 71-10-09-127-010.000-031
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Breakfast Bar, Ceiling Fan(s), Ceilings-Beamed, Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Stone, Deck on Waterfront, Disposal, Dryer Hook Up Electric, Foyer Entry, Guest Quarters, Kitchen Island, Porch Enclosed, Porch Screened, Range/Oven Hook Up Gas, Rough-In Bath, Skylight(s), Split Br Floor Plan, Twin Sink Vanity, Kitchenette, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Washer Hook-Up, Custom Cabinetry
  • Improvmnts In Last5 Yrs: Yes
  • Location: City/Town/Suburb
  • Year Taxes Payable: 2025 pay 2026
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3408
  • Total Finished Sq Ft: 2956
  • Above Grade Finished Sq Ft: 1908
  • Below Grade Finished Sq Ft: 1048
  • Above Grade Unfinished Sq Ft: 452
  • Price Per Sq Ft: 209.12
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Number Of Fireplaces: 1
  • Fireplace: Kitchen, Wood Burning, One
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Bedroom 1: Dimensions: 14x10, On Level: Main
  • Bedroom 2: Dimensions: 20x13, On Level: Upper
  • Bedroom 3: Dimensions: 11x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1048

Exterior Features

  • Exterior: Block, Cedar
  • Roof Material: Asphalt
  • Outbuilding1: Shed, Dimensions: 12x10
  • Fence: Chain Link, Wood
  • Water Features: Pier/Dock
  • Water Frontage: 102
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: River
  • Well Type: Private

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Schmucker
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Slope, Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
  • Lot Dimensions: 100x64
  • Estimated Lot Sq Ft: 6400
  • Estimated Lot Size Acres: 0.15

Tax Info

  • Annual Taxes: 2793.16
  • Exemptions: Homestead, Supplemental

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Penn
  • Middle School: Schmucker
  • School District: Penn-Harris-Madison School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,674 $303,300 $50,700 $252,600
2023 $2,978 $307,600 $50,700 $256,900
2022 $2,978 $307,600 $50,700 $256,900
2021 $2,820 $274,100 $26,500 $247,600
2020 $2,801 $280,600 $26,500 $254,100
2019 $1,670 $185,600 $22,500 $163,100
2018 $1,494 $176,900 $21,200 $155,700
2017 $932 $124,900 $10,600 $114,300
2016 $840 $116,300 $8,900 $107,400
2014 $863 $114,800 $8,900 $105,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/28/2025 04/28/25 Price Changed $399,000 -11.3% $135 / Sq Ft
04/25/2025 04/25/25 Price Changed $450,000 -5.3% $152 / Sq Ft
04/11/2025 04/11/25 For Sale $475,000 +120.9% $161 / Sq Ft
11/09/2020 11/09/20 Sold $215,000 -4.4% $62 / Sq Ft
09/17/2020 09/17/20 Pending -- -- --
07/27/2020 07/27/20 Price Changed $225,000 -8.1% $65 / Sq Ft
07/22/2020 07/22/20 Price Changed $244,900 -2.0% $70 / Sq Ft
06/25/2020 06/25/20 Price Changed $249,900 -3.8% $72 / Sq Ft
05/27/2020 05/27/20 For Sale $259,900 -- $75 / Sq Ft
Source: Indiana Regional MLS

Deed History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,000 New Conventional
Previous Owner $99,000 New Conventional
Previous Owner $122,000 New Conventional
Previous Owner $20,000 Credit Line Revolving
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202512490

Indiana Regional MLS

APN: 71-10-09-127-010.000-031