NOT LISTED FOR SALE

10696 Rancho Carmel Dr San Diego, CA 92128

Carmel Mountain Neighborhood

Estimated Value: $1,048,000 - $1,259,000

3 Beds
2.5 Baths
1,767 Sq Ft
$645/Sq Ft Est. Value

Last Sold October 08, 2022

Last sale price $915,000 $518 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $7,159/month

45 Days on Market

Highlights

  • In Ground Pool
  • Solar Power System
  • 3.88 Acre Lot
  • Shoal Creek Elementary School Rated A
  • Gated Community
  • Main Floor Primary Bedroom

About This Home

As of October 2022

Updated home in the desirable Cambridge neighborhood of Carmel Mountain! *Tons of recent updates and upgrades including remodeled bathroom, new flooring and carpets, cordless blinds, and recessed LED lighting. *Newer Anlin double-pane windows and doors for great insulation efficiency. *Fully replumbed with copper pipes. *Owned solar with NEMA EV charging outlet. *New storage cabinets and epoxy floor in the garage. *Bright and open living area with vaulted ceilings and great natural light. *Spacious kitchen with lots of counter space, breakfast bar and dining area. *Huge Master bedroom with ensuite bathroom and glass sliders leading outside. *Largest floor plan in the community! Low maintenance landscaping with mature, productive fruit trees. *Two additional driveway parking spaces. *Safe, gated community with a large pool, spa, and playground/recreation area to enjoy!

Last Agent to Sell the Property

Desiree Bagby

eXp Realty of California, Inc. License #02069198 Listed on: 07/22/2022

eXp Realty of California, Inc.

Last Buyer's Agent

Raquel Christian

eXp Realty of Southern California, Inc. License #01832253

eXp Realty of Southern California, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,576

Year Built

  • Built in 1987

Lot Details

  • 3.88 Acre Lot
  • Property is Fully Fenced
  • Level Lot
  • Property is zoned R-1:SINGLE

HOA Fees

  • $280 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Clay Roof

Interior Spaces

  • 1,767 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room

Kitchen

  • Breakfast Area or Nook
  • Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Schools

  • Poway Unified School District Elementary And Middle School
  • Poway Unified School District High School

Additional Features

  • Solar Power System
  • In Ground Pool
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 313-531-03-96

Community Details

Overview

  • Association fees include common area maintenance, gated community, trash pickup
  • Cambridge Association, Phone Number (619) 589-6222

Recreation

  • Community Playground
  • Community Pool
  • Community Spa
  • Recreational Area

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,576

Year Built

Built in 1987

Lot Details

0

HOA Fees

$280 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: North County Inland
  • Cross Street: Shoal Creek
  • Neighborhood: Cambridge
  • Supplement: Low maintenance landscaping with mature, productive fruit trees. *Two additional driveway parking spaces. *Safe, gated community with a large pool, spa, and playground/recreation area to enjoy!
  • LP / Sq Ft: 523.49
  • Price Per Sq Ft: 517.83
  • SP/ Sq Ft: 517.83
  • Stories: 2 Story
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 1987
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Range/Oven, Refrigerator, Solar Panels, Washer
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Breakfast Area, Dining Area, Dining Room/Separate, Family Room, MBR Entry Level, Kitchen, Living Room
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 17x12
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Garage
  • Estimated Sq Ft: 1767
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Wood/Stucco
  • Fencing: Full
  • Pool: Below Ground, Community/Common
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Community: CARMEL MOUNTAIN RANCH
  • Complex Features: Gated Community, Playground, Pool, Recreation Area, Spa/Hot Tub
  • Home Owner Association: Cambridge
  • Home Owner Association Fee Includes: Common Area Maintenance, Gated Community, Trash Pickup
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 280.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-589-6222

Schools

  • School District URL: http://www.powayusd.com/
  • Elementary School: Poway Unified School District
  • Elementary School Website: http://www.powayusd.com/
  • High School: Poway Unified School District
  • Middle School Url: http://www.powayusd.com/
  • Middle School: Poway Unified School District

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 313-531-03-96
  • Estimated Lot Sq Ft: 168814
  • Estimated Number of Acres: 3.88
  • Map Code Column: J
  • Map Code Page: 1189
  • Map Code Row: 2

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2022
Closed on
Sep 16, 2022
Sold by
Rajagopalan Sivaraman and Rajagopalan Kamakshi
Bought by
Ceniceros Leonor V and Pool Bradly R
Seller's Agent
Desiree Bagby
eXp Realty of California, Inc.
Buyer's Agent
Raquel Christian
eXp Realty of Southern California, Inc.
List Price
$999,000
Sold Price
$915,000
Premium/Discount to List
-$84,000
-8.41%
Current Estimated Value
$1,140,271

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$225,271
Avg. Annual Appreciation
7.48%
Original Mortgage
$895,145
Outstanding Balance
$859,407
Interest Rate
5.89%
Mortgage Type
FHA
Estimated Equity
$280,864

Purchase Details

Closed on
Jul 11, 2014
Sold by
Rajagopalan Sivaraman and Viswanathan Kamakshi
Bought by
Rajagopalan Sivaraman and Viswanathan Kamakshi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$436,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2014
Sold by
Ren Shijun and Tao Yuqian
Bought by
Rajagoalan Sivaraman and Viswanathan Kamakshi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$436,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 14, 2005
Sold by
Ren Shijun and Tao Yugian
Bought by
Ren Shijun and Tao Yuqian

Purchase Details

Closed on
Dec 13, 2004
Sold by
Roberts Kyoko S
Bought by
Ren Shijun and Tao Yugian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 29, 2004
Sold by
Roberts Joseph Alan
Bought by
Roberts Kyoko S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,000
Interest Rate
4.59%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Sep 17, 2002
Sold by
Roberts Kyoko S
Bought by
Roberts Joseph Alan and Roberts Kyoko S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 11, 2001
Sold by
Devine Deloris E
Bought by
Roberts Joseph Alan and Roberts Kyoko S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,800
Interest Rate
7.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 20, 1997
Sold by
Devine De Loris E
Bought by
Devine De Loris E

Purchase Details

Closed on
Aug 16, 1996
Sold by
Prock James E and Prock Karin S
Bought by
Devine De Loris E

Purchase Details

Closed on
Jan 9, 1987
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ceniceros Leonor V $915,000 Fidelity National Title
Rajagopalan Sivaraman -- Chicago Title Company
Rajagoalan Sivaraman $545,000 Chicago Title Company
Ren Shijun -- --
Ren Shijun $515,000 Fidelity National Title Co
Roberts Kyoko S -- First American Title Co
Roberts Joseph Alan -- --
Roberts Kyoko S -- Diversified Title & Escrow S
Roberts Joseph Alan $323,500 Fidelity National Title
Devine De Loris E -- Chicago Title Company
Devine De Loris E $192,000 Chicago Title Co
-- $142,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ceniceros Leonor V $895,145
Previous Owner Rajagoalan Sivaraman $436,000
Previous Owner Ren Shijun $359,650
Previous Owner Roberts Kyoko S $345,000
Previous Owner Roberts Kyoko S $292,000
Previous Owner Roberts Joseph Alan $258,800
Closed Roberts Joseph Alan $32,350
Closed Ren Shijun $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2022 10/08/22 Sold $915,000 -1.1% $518 / Sq Ft
09/06/2022 09/06/22 Pending -- -- --
08/18/2022 08/18/22 Price Changed $925,000 -2.1% $523 / Sq Ft
08/17/2022 08/17/22 Price Changed $945,000 +2.2% $535 / Sq Ft
08/17/2022 08/17/22 Price Changed $925,000 -2.1% $523 / Sq Ft
08/04/2022 08/04/22 Price Changed $945,000 -5.4% $535 / Sq Ft
07/22/2022 07/22/22 For Sale $999,000 0.0% $565 / Sq Ft
07/19/2022 07/19/22 Price Changed $999,000 -- $565 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,576 $951,964 $591,877 $360,087
2024 $10,576 $933,299 $580,272 $353,027
2023 $10,353 $915,000 $568,895 $346,105
2022 $7,084 $629,551 $391,419 $238,132
2021 $6,989 $617,208 $383,745 $233,463
2020 $6,894 $610,881 $379,811 $231,070
2019 $6,713 $598,904 $372,364 $226,540
2018 $6,521 $587,162 $365,063 $222,099
2017 $6,346 $575,650 $357,905 $217,745
2016 $6,215 $564,364 $350,888 $213,476
2015 $6,122 $555,888 $345,618 $210,270
2014 $5,041 $460,000 $286,000 $174,000
Source: Public Records

Agents Affiliated with this Home

  • Desiree Bagby

    Seller's Agent in 2022

    Desiree Bagby

    eXp Realty of California, Inc.

    (760) 807-3550

    1 in this area

    30 Total Sales

    Desiree Bagby
    Section Image
  • Raquel Christian

    Buyer's Agent in 2022

    Raquel Christian

    eXp Realty of Southern California, Inc.

    (619) 339-6284

    1 in this area

    20 Total Sales

    Raquel Christian
    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 220018537

San Diego MLS

APN: 313-531-03-96

California San Diego County San Diego 92128 Carmel Mountain

10696 Rancho Carmel Dr, San Diego, CA

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