NOT LISTED FOR SALE

107 Howe St Belmont, NC 28012

Estimated Value: $406,937 - $419,000

3 Beds
2.5 Baths
1,596 Sq Ft
$259/Sq Ft Est. Value

Last Sold October 30, 2023

Last sale price $375,000 $235 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,489/month

1 Day on Market

Highlights

  • 2 Car Attached Garage
  • Laundry in Mud Room
  • Trails
  • Belmont Central Elementary School Rated A-
  • Forced Air Heating and Cooling System
  • Carpet

About This Home

As of October 2023

This charming 3 bedroom home is located in a quiet neighborhood in Belmont, NC. It is just a short walk to downtown, where you can enjoy all the shops, restaurants, and events that the town has to offer. The home features an open floor plan with plenty of natural light. The backyard of the home is a great place to relax and enjoy the outdoors. It overlooks a neighborhood trail with an amazing natural landscape. This home is perfect for a family, first-time homebuyer, or anyone who is looking for a charming and convenient place to live.

Last Agent to Sell the Property

Matt Cox

Keller Williams South Park Brokerage Email: mattcox@kw.com License #107179 Listed on: 09/27/2023

Keller Williams South Park

Last Buyer's Agent

Samantha Ellison

Highgarden Real Estate License #307454

Highgarden Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,656

Year Built

  • Built in 1999

Lot Details

  • Back Yard Fenced
  • Property is zoned R2, R-2

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Gas Fireplace
  • Family Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Oven
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in Mud Room
  • Laundry Room
  • Washer and Electric Dryer Hookup

Schools

  • Belmont Central Elementary School
  • Belmont Middle School
  • South Point High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 126087

Community Details

Overview

  • Property Matters Association, Phone Number (704) 861-0833
  • Adams Bluff Subdivision
  • Mandatory home owners association

Recreation

  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,656

Year Built

Built in 1999

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1999
  • Restrictions: Subdivision
  • Road Surface Type: Concrete
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 234.96
  • Geocode Confidence: High
  • Attribution Contact: mattcox@kw.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 798
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 798
  • Appliances: Dishwasher, Disposal, Oven
  • Above Grade Finished Sq Ft: 1596
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas
  • Living Area: 1596
  • Bedroom Main: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Waterfront Features: None
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Mud Room, Main Level, Washer Hookup
  • Cooling: Central Air
  • Utilities: Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Sidewalks, Walking Trails
  • Association Fee: 160
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters
  • Phone: 704-861-0833
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 160.00

Schools

  • Middle Or Junior School: Belmont
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 126087
  • Zoning: R-2
  • Horse Amenities: None
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R2

MLS Schools

  • Elementary School: Belmont Central
  • High School: South Point (NC)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2023
Closed on
Oct 30, 2023
Sold by
Allen Aiken Mark and Wissmann Ellen
Bought by
Cline Anthony and Cline Amber
Seller's Agent
Matt Cox
Keller Williams South Park
Buyer's Agent
Samantha Ellison
Highgarden Real Estate
List Price
$375,000
Sold Price
$375,000
Views
44
Current Estimated Value
$413,984

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,984
Avg. Annual Appreciation
5.07%
Original Mortgage
$172,125
Outstanding Balance
$168,934
Interest Rate
7.18%
Mortgage Type
VA
Estimated Equity
$245,050

Purchase Details

Listed on
Mar 11, 2021
Closed on
Apr 27, 2021
Sold by
Stamps Properties Llc
Bought by
Aiken Mark Allen and Aiken Ellen Wissmann
Seller's Agent
Freda Hall
Belmont Realty
Buyer's Agent
Greg Martin
MartinGroup Properties Inc
List Price
$279,900
Sold Price
$299,000
Premium/Discount to List
$19,100
6.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.44%
Original Mortgage
$230,400
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 2016
Sold by
Stamps Leighton and Stamps Nancy
Bought by
Stamps Properties Llc

Purchase Details

Closed on
Nov 21, 2013
Sold by
Fannie Mae
Bought by
Stamps Leighton and Stamps Nancy

Purchase Details

Closed on
May 13, 2013
Sold by
Cowart Johnny D
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 16, 2007
Sold by
Foultz Thomas L and Foultz Cynthia D
Bought by
Cowart Johnny D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2001
Sold by
Wren Homes Inc
Bought by
Foultz Thomas L and Foultz Cynthia D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,815
Interest Rate
7.02%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cline Anthony $375,000 Meridian Title
Aiken Mark Allen $299,000 None Available
Stamps Properties Llc -- None Available
Stamps Leighton -- None Available
Federal National Mortgage Association $116,910 None Available
Cowart Johnny D $145,000 None Available
Foultz Thomas L $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cline Anthony $172,125
Previous Owner Aiken Mark Allen $230,400
Previous Owner Cowart Johnny D $116,000
Previous Owner Foultz Thomas L $122,815
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2023 10/30/23 Sold $375,000 0.0% $235 / Sq Ft
09/29/2023 09/29/23 Pending -- -- --
09/27/2023 09/27/23 For Sale $375,000 +25.4% $235 / Sq Ft
04/27/2021 04/27/21 Sold $299,000 +6.8% $194 / Sq Ft View Prior Sale
03/13/2021 03/13/21 Pending -- -- --
03/11/2021 03/11/21 For Sale $279,900 -- $182 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,656 $346,860 $40,000 $306,860
2024 $3,656 $346,860 $40,000 $306,860
2023 $3,694 $346,860 $40,000 $306,860
2022 $2,719 $208,390 $22,500 $185,890
2021 $2,803 $208,390 $22,500 $185,890
2020 $2,803 $208,390 $22,500 $185,890
2019 $2,824 $208,390 $22,500 $185,890
2018 $1,999 $144,324 $18,000 $126,324
2017 $1,941 $144,324 $18,000 $126,324
2016 $1,941 $144,324 $0 $0
2014 $1,989 $147,863 $22,500 $125,363
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4062315

Canopy MLS (Canopy Realtor® Association)

APN: 126087