$589,000
$10K PRICE DROP

107 Loyola Ln Panama City, FL 32405

Estimated payment $3,249/month

Total Views 1,497
4 Beds
2 Baths
2,187 Sq Ft
$269 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Bonus Room
  • Covered Patio or Porch
  • Vaulted Ceiling
  • No HOA
  • Cul-De-Sac

About This Home

Tucked away on a quiet cul-de-sac, this 4 bedroom, 2 full bath ranch offers comfort, style, and convenience. Inside, enjoy vaulted ceilings in the large Family Room with a fireplace, lifetime LVP flooring, and a gorgeous kitchen with quartz countertops, abundant cabinet space, and a large island, stainless steel appliances perfect for entertaining. The home features newer windows, spray foam insulation, and a newer hot water heater for efficiency. Step outside to a backyard paradise with an 8-foot privacy fence, sparkling in-ground saltwater pool, relaxing hot tub, and 50-amp service for your RV and all with no HOA and no Flood Insurance needed. Conveniently located near shopping, dining, and beautiful beaches. Tyndall AFB is 16 miles, Navy Base 8 miles, and only 20 miles to the Airport.

Listing Agent

Heather Cole

Keller Williams Realty Emerald Coast License #SL3521551 Listed on: 08/09/2025

Keller Williams Realty Emerald Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $474

Year Built

  • Built in 1987

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 95 x 130
  • Cul-De-Sac
  • Fenced
  • Interior Lot
  • Sprinkler System
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 2,187 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Double Pane Windows
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Utility Room

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Spa

Outdoor Features

  • Covered Patio or Porch

Schools

  • Hiland Park Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Forest Park East U 2 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$474

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • Property Sub Type: Detached
  • Lot Size Acres: 0.28
  • Lot Size: 95 X 130
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Forest Park East U-2
  • Architectural Style: Ranch
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Building Stories: 1
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Gas Oven, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Fireplace, High Ceilings, Kitchen Island, Split Bedrooms, Vaulted Ceiling(s), Utility Room
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Vinyl
  • Living Area: 2187.0
  • Dining Room Type: Bonus Room, Bedroom, Dining Room, Family Room, Kitchen, Laundry, Living Room, Primary Bedroom, Utility Room
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Electric Heat, In Ground, Pool, Private, Salt Water
  • Fencing: Fenced, Privacy
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: Brick Veneer, HardiPlank Type
  • Exterior Features: Sprinkler/Irrigation
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Phone Connected, Trash Collection
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s), Security System
  • Cooling: Central Air, Ceiling Fan(s), Heat Pump
  • Heating: Central, Electric, Fireplace(s), Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Cleared, Cul-De-Sac, Interior Lot, Subdivision
  • Lot Size Sq Ft: 12327.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

MLS Schools

  • Elementary School: Hiland Park
  • High School: Bay

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $474 $437,943 $55,176 $382,767
2023 $474 $264,383 $0 $0
2022 $570 $256,683 $0 $0
2021 $3,749 $249,207 $0 $0
2020 $3,728 $245,766 $39,307 $206,459
2019 $3,119 $233,766 $36,480 $197,286
2018 $3,130 $246,592 $0 $0
2017 $1,842 $162,330 $0 $0
2016 $1,868 $161,238 $0 $0
2015 $1,909 $160,117 $0 $0
2014 $1,912 $161,291 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2025 08/23/25 Price Changed $589,000 -1.7% $269 / Sq Ft
08/09/2025 08/09/25 For Sale $599,000 +13.1% $274 / Sq Ft
11/20/2023 11/20/23 Sold $529,500 0.0% $216 / Sq Ft
10/10/2023 10/10/23 Pending -- -- --
09/29/2023 09/29/23 Price Changed $529,500 -0.1% $216 / Sq Ft
09/20/2023 09/20/23 For Sale $530,000 +82.8% $217 / Sq Ft
06/20/2022 06/20/22 Off Market $290,000 -- --
07/25/2017 07/25/17 Sold $290,000 0.0% $117 / Sq Ft
05/27/2017 05/27/17 Pending -- -- --
05/27/2017 05/27/17 For Sale $290,000 -- $117 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $529,500 Mti Title
Warranty Deed $290,000 Mti Title Ins Agency Inc
Interfamily Deed Transfer -- Attorney
Warranty Deed $195,000 Lanco Title & Escrow
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $423,600 New Conventional
Previous Owner $150,500 USDA
Previous Owner $296,365 VA
Previous Owner $248,000 Unknown
Previous Owner $156,000 Purchase Money Mortgage
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 777416

Central Panhandle Association of REALTORS®

APN: 13026-712-000