107 Spencer Ln Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $568,000 - $612,000
3
Beds
2
Baths
2,500
Sq Ft
$235/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Landscaped Professionally
- Deck
- Prairie Point Elementary School Rated A-
- Mature Trees
- Property is near a park
About This Home
As of August 2021Well maintained 2500 sq ft ranch with 9' full English lookout basement w/rough-in for additional bath. Excellent opportunity for your finishing touches. Open floor plan with multiple volume ceilings and Palladian & transom windows. Enjoy beautiful sunsets from your spacious deck overlooking the green space on this premium lot . Brick and stone exterior front is highlighted with etched leaded glass front entry door w/ matching sidelights . Living room is currently an office or could be possible 4th br. Granite counters w/ huge two tiered island in kitchen and custom Brakur cabinets. Private master suite includes large walk-in closet, luxury bath with glass enclosed shower w/ jets, double sinks, and jacuzzi tub. Chair rail and wainscoting in the dining room with accented ceiling and crown molding. Custom 5 1/2 inch baseboard trim and fully insulated 3 car garage with workbench and cabinets, All appliances and windows treatments included. New furnace fall of 2020 and A/C condenser motor in 2019. Additional insulation in attic to reduce utility costs. Gas fireplace with gas logs could be converted back to wood burning. Conveniently located near walking / bike path & Prairie Point Elementary school and park. Your new neighborhood park to be completed fall of 2021 just 1/2 block away. Historic downtown Oswego with Fox River Trail, parks, and restaurants just mins. away. Highly acclaimed schools and Park District. Taxes will be lower as no homeowner's homestead exemption. Call township assessor.
Last Agent to Sell the Property
John Sammons
Coldwell Banker Real Estate Group License #475133378 Listed on: 07/05/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,275
Year Built
- Built in 2007
Lot Details
- Lot Dimensions are 78x138
- Landscaped Professionally
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $12 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,500 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Palladian Windows
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Wood Flooring
- Property Views
Kitchen
- Built-In Double Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Shower Body Spray
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Unfinished Basement
- English Basement
- 9 Foot Basement Ceiling Height
- Sump Pump
- Rough-In Basement Bathroom
- Basement Window Egress
Home Security
- Home Security System
- Storm Screens
- Carbon Monoxide Detectors
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Softener Leased
- Satellite Dish
- Cable TV Available
Additional Features
- Deck
- Property is near a park
Community Details
- Joanne Association, Phone Number (630) 845-8600
- Deerpath Trails Subdivision, Tyler Floorplan
- Property managed by Deerpath Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 5, 2021
Closed on
Aug 11, 2021
Sold by
Sammoms John W and Sammoms Mary Ann
Bought by
Miller Ronald and Miller Sheri
Seller's Agent
John Sammons
Coldwell Banker Real Estate Group
Buyer's Agent
Ann Blair
RE/MAX Professionals Select
List Price
$449,900
Sold Price
$435,900
Premium/Discount to List
-$14,000
-3.11%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$151,487
Avg. Annual Appreciation
7.75%
Original Mortgage
$183,500
Outstanding Balance
$168,190
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$411,618
Purchase Details
Closed on
Apr 17, 2015
Sold by
Sammons John W and Sammons Mary Ann
Bought by
John W Sammons Living Trust and Sammons Mary Ann
Purchase Details
Closed on
Nov 20, 2007
Sold by
T J Baumgartner Custom Homes Corp
Bought by
Sammons John W and Sammons Mary Ann
Purchase Details
Closed on
Mar 20, 2007
Sold by
Deerpath Trails Development Llc
Bought by
T J Baumgartner Custom Homes Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Oswego, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Miller Ronald | $436,000 | First American Title | |
| John W Sammons Living Trust | -- | None Available | |
| Sammons John W | $405,500 | Chicago Title Insurance Co | |
| T J Baumgartner Custom Homes Corp | $90,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Miller Ronald | $183,500 | |
| Previous Owner | T J Baumgartner Custom Homes Corp | $350,000 | |
| Previous Owner | T J Baumgartner Custom Homes Corp | $90,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/27/2021 08/27/21 | Sold | $435,900 | -3.1% | $174 / Sq Ft |
| 07/22/2021 07/22/21 | Pending | -- | -- | -- |
| 07/05/2021 07/05/21 | For Sale | $449,900 | -- | $180 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $12,763 | $157,641 | $25,961 | $131,680 |
| 2022 | $12,763 | $147,328 | $24,263 | $123,065 |
| 2021 | $12,884 | $137,690 | $22,676 | $115,014 |
| 2020 | $12,275 | $129,896 | $21,392 | $108,504 |
| 2019 | $11,014 | $125,723 | $21,392 | $104,331 |
| 2018 | $11,367 | $125,723 | $21,392 | $104,331 |
| 2017 | $11,266 | $120,887 | $20,569 | $100,318 |
| 2016 | $10,774 | $114,585 | $19,497 | $95,088 |
| 2015 | $10,761 | $109,650 | $18,657 | $90,993 |
| 2014 | -- | $103,443 | $17,601 | $85,842 |
| 2013 | -- | $103,443 | $17,601 | $85,842 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2021
John Sammons
Coldwell Banker Real Estate Group
-
Ann Blair
Buyer's Agent in 2021
Ann Blair
RE/MAX
(630) 234-0533
2 in this area
85 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11144646
APN: 03-29-230-006
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