NOT LISTED FOR SALE

107 Waterside Ln Cross Junction, VA 22625

Cross Junction Neighborhood

Estimated Value: $451,000 - $512,000

4 Beds
3.5 Baths
3,145 Sq Ft
$154/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $310,000 $99 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $2,833/month

Highlights

  • 1 Boat Dock
  • Pier or Dock
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Gated Community

About This Home

As of April 2021

This home is located at 107 Waterside Ln, Cross Junction, VA 22625 since 28 April 2021 and is currently estimated at $483,900, approximately $153 per square foot. This property was built in 2004. 107 Waterside Ln is a home located in Frederick County with nearby schools including Indian Hollow Elementary School, Frederick County Middle School, and James Wood High School.

Last Agent to Sell the Property

Dan Whitacre

(540) 327-6718 whitacred@gmail.com Colony Realty License #WVA230040227 Listed on: 04/28/2021

Last Buyer's Agent

Lisa Cox

(540) 560-5711 lcox.realtor@gmail.com Colony Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,583

Year Built

  • Built in 2004

Lot Details

  • 10,551 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned R5

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Recessed Lighting
  • Family Room
  • Living Room
  • Formal Dining Room
  • Game Room
  • Lake Views

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Boat Dock
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Forced Air Heating and Cooling System
  • Bottled Gas Water Heater

Listing and Financial Details

  • Tax Lot 1207
  • Assessor Parcel Number 18A055B 31207

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • $57 Other Monthly Fees
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 80 Community Docks
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,583

Year Built

Built in 2004

Lot Details

0

HOA Fees

$142 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Electric, Refrigerator, Built-In Microwave, Dishwasher, Stainless Steel Appliances
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Dining Area, Kitchen - Island, Primary Bath(s), Recessed Lighting, Wood Floors, Carpet, Ceiling Fan(s), Formal/Separate Dining Room, Walk-In Closet(s)
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Connecting Stairway, Interior Access, Walkout Level
  • Total Sq Ft: 3532
  • Living Area Sq Ft: 3145
  • Price Per Sq Ft: 131.36
  • Above Grade Finished Sq Ft: 2360
  • Below Grade Finished Sq Ft: 785
  • Below Grade Sq Ft: 387
  • Total Below Grade Sq Ft: 1172
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Lake
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 142.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Club House, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 222600.00
  • Land Assessed Value: 37000.00
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10551.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 18767675
  • Tax Annual Amount: 1583.00
  • Assessor Parcel Number: 18A055B 31207
  • Tax Lot: 1207
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 20, 2021
Sold by
Jc Rentals Llc
Bought by
Cox Homes Llc and Bank Of Clarke County
Current Estimated Value
$483,900

Purchase Details

Closed on
Feb 21, 2020
Sold by
Wagner Jan G and De Wagner Ana
Bought by
Wagner Jan G

Purchase Details

Closed on
Feb 4, 2005
Sold by
Eagle Crest Homes L L C
Bought by
Wagner Jan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$313,500
Interest Rate
5.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2004
Sold by
Lake Holiday L L C
Bought by
Eagle Crest Homes L L C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cox Homes Llc -- None Listed On Document
Wagner Jan G -- None Available
Wagner Jan $330,543 --
Eagle Crest Homes L L C $159,120 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Wagner Jan $313,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2021 04/30/21 Sold $310,000 0.0% $99 / Sq Ft
04/28/2021 04/28/21 Pending -- -- --
04/28/2021 04/28/21 For Sale $310,000 0.0% $99 / Sq Ft
09/05/2017 09/05/17 Rented $1,600 0.0% --
08/28/2017 08/28/17 Under Contract -- -- --
08/03/2017 08/03/17 For Rent $1,600 -5.9% --
11/16/2016 11/16/16 Rented $1,700 0.0% --
11/16/2016 11/16/16 Under Contract -- -- --
07/07/2016 07/07/16 For Rent $1,700 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,968 $410,100 $58,000 $352,100
2024 $1,166 $350,500 $42,000 $308,500
2023 $1,788 $350,500 $42,000 $308,500
2022 $1,707 $279,900 $37,000 $242,900
2021 $2,385 $279,900 $37,000 $242,900
2020 $2,262 $259,600 $37,000 $222,600
2019 $2,262 $259,600 $37,000 $222,600
2018 $2,183 $246,700 $37,000 $209,700
2017 $2,158 $246,700 $37,000 $209,700
2016 $2,056 $229,700 $25,100 $204,600
2015 $1,283 $229,100 $24,500 $204,600
2014 $1,028 $205,200 $24,500 $180,700
Source: Public Records

Agents Affiliated with this Home

  • Dan Whitacre

    Seller's Agent in 2021

    Dan Whitacre

    Colony Realty

    (540) 327-6718

    14 in this area

    338 Total Sales

    Dan Whitacre
    Section Image
  • Lisa Cox

    Buyer's Agent in 2021

    Lisa Cox

    Colony Realty

    (540) 560-5711

    141 in this area

    254 Total Sales

    Lisa Cox
    Section Image
  • Karen O'Hare

    Buyer's Agent in 2017

    Karen O'Hare

    Colony Realty

    (540) 550-0799

    2 in this area

    27 Total Sales

    Karen O'Hare
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VAFV163784

Bright MLS

APN: 18A055B-3-1207

Virginia Frederick County Cross Junction 22625 Cross Junction

107 Waterside Ln, Cross Junction, VA

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes