NOT LISTED FOR SALE

1072 Spinnaker St Unit 10 Elgin, IL 60123

Estimated Value: $431,000 - $467,562

4 Beds
2.5 Baths
2,300 Sq Ft
$195/Sq Ft Est. Value

Last Sold July 28, 2021

Last sale price $365,000 $159 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $3,265/month

1 Day on Market

Highlights

  • Waterfront
  • Landscaped Professionally
  • Contemporary Architecture
  • South Elgin High School Rated A-
  • Community Lake
  • Wetlands Adjacent

About This Home

As of July 2021

Your meticulously maintained home, backing to tranquil pond and wetlands awaits you. Upon entering the alluring tiled foyer with 9-Ft. ceilings, a formal living and dining room with lots of natural light anticipates your next formal gathering. The open floor concept of this home connects the conversation from the Kitchen, to the huge family room. Amazing wall finishes adorn the first floor throughout. The Chef's kitchen features; 42 inch upgraded soft close cabinets, newer stainless-steel appliances, granite counter tops, built-in wine refrigerator and recessed lighting. Unwind after a hard day to your spacious master suite with wetland views from almost every bedroom window. The large master bath boasts a custom closet, double vanity sinks, separate water closet, stand up shower, and bathtub. The three additional bedrooms have ample closet space, and a full hall bath. Enjoy the extra deep 2 car garage, white picket fenced backyard with patio, fire pit, play area, and shed. New insulated windows were installed in 2020, along with walnut flooring in the living room, dining room, family room and upstairs hall. The full unfinished basement is ready and awaiting your finishing touches. Minutes from schools, parks, Randall Road, and Route 20. Great home in a great location!

Last Agent to Sell the Property

Shelia Celestin

Royal Service Realty Chicago Metro Properties License #475143132 Listed on: 06/16/2021

Last Buyer's Agent

Juliet Borja

Investors Realty Ltd. License #475152278

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,816

Year Built

  • Built in 2000

Lot Details

  • 9,100 Sq Ft Lot
  • Lot Dimensions are 65x140
  • Waterfront
  • Wetlands Adjacent
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Contemporary Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,300 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Formal Dining Room
  • Water Views
  • Full Attic

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Pond
  • Patio
  • Fire Pit
  • Shed

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Shelia Celestin Association, Phone Number (708) 296-3925
  • Willow Bay Subdivision, Carrington Floorplan
  • Property managed by Smith and Partner Realty Group
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,816

Year Built

Built in 2000

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Contemporary
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Willow Bay
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, 1st Floor Laundry
  • LivingArea: 2300
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Foyer, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Full

Exterior Features

  • ExteriorFeatures: Patio, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 360000
  • Lot Features: Fenced Yard, Wetlands adjacent, Landscaped, Pond(s), Water View
  • OtherStructures: Shed(s)
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Smith and Partner Realty Group
  • Management Contact Name: SHELIA CELESTIN
  • Management Phone: 708-296-3925

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2089
  • Lot Dimensions: 65X140
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8816.2
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2021
Closed on
Jul 23, 2021
Sold by
Perez Ariel and Concepcion Perez Sara
Bought by
Maderazo Rainier E
Seller's Agent
Shelia Celestin
Royal Service Realty Chicago Metro Properties
Buyer's Agent
Juliet Borja
Investors Realty Ltd.
List Price
$360,000
Sold Price
$365,000
Premium/Discount to List
$5,000
1.39%
Current Estimated Value
$449,641

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,641
Avg. Annual Appreciation
4.96%
Original Mortgage
$342,000
Outstanding Balance
$313,226
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$133,209

Purchase Details

Listed on
Nov 22, 2013
Closed on
Jan 22, 2014
Sold by
Miller Joshua S and Miller Heather R
Bought by
Perez Ariel and Concepcion Perez Sara
Seller's Agent
Carie Cox
Lucid Realty, Inc.
Buyer's Agent
Barbara Florczyk
Chicagoland Brokers Inc.
List Price
$275,000
Sold Price
$265,000
Premium/Discount to List
-$10,000
-3.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.36%
Original Mortgage
$225,250
Interest Rate
4.25%
Mortgage Type
VA

Purchase Details

Closed on
Jan 6, 2013
Sold by
Miller Joshua S and Bridges Heather
Bought by
Miller Joshua S and Miller Heather R

Purchase Details

Closed on
Jun 24, 2011
Sold by
Delhaye Mark M and Delhaye Denise L
Bought by
Miller Joshua S and Bridges Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,300
Interest Rate
4.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 2000
Sold by
Pulte Home Corp
Bought by
Delhaye Mark M and Delhaye Denise L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,570
Interest Rate
8.18%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Maderazo Rainier E $365,000 Old Republic National Title
Perez Ariel $265,000 Chicago Title Insurance Co
Miller Joshua S -- None Available
Miller Joshua S $217,000 First American Title
Delhaye Mark M $223,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Maderazo Rainier E $342,000
Previous Owner Perez Ariel $54,600
Previous Owner Perez Ariel $214,360
Previous Owner Perez Ariel $225,250
Previous Owner Miller Joshua S $195,300
Previous Owner Delhaye Mark M $199,000
Previous Owner Delhaye Mark $200,000
Previous Owner Delhaye Mark M $200,570
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2021 07/28/21 Sold $365,000 +1.4% $159 / Sq Ft
06/18/2021 06/18/21 Pending -- -- --
06/16/2021 06/16/21 For Sale $360,000 +35.8% $157 / Sq Ft
01/24/2014 01/24/14 Sold $265,000 -3.6% $115 / Sq Ft
12/29/2013 12/29/13 Pending -- -- --
11/22/2013 11/22/13 For Sale $275,000 -- $120 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,534 $139,633 $32,132 $107,501
2023 $10,072 $126,148 $29,029 $97,119
2022 $9,454 $115,025 $26,469 $88,556
2021 $9,059 $107,541 $24,747 $82,794
2020 $8,816 $102,665 $23,625 $79,040
2019 $8,573 $97,795 $22,504 $75,291
2018 $8,515 $92,129 $21,200 $70,929
2017 $8,341 $87,095 $20,042 $67,053
2016 $7,978 $80,801 $18,594 $62,207
2015 -- $72,036 $15,018 $57,018
2014 -- $63,797 $14,833 $48,964
2013 -- $65,480 $15,224 $50,256
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11124601

Midwest Real Estate Data (MRED)

APN: 06-28-452-017