NOT LISTED FOR SALE

1074 Spinnaker St Elgin, IL 60123

Estimated Value: $433,000 - $466,087

4 Beds
3 Baths
2,288 Sq Ft
$196/Sq Ft Est. Value

Last Sold January 27, 2017

Last sale price $280,000 $122 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $3,277/month

4 Days on Market

Highlights

  • Water Views
  • Deck
  • Traditional Architecture
  • South Elgin High School Rated A-
  • Vaulted Ceiling
  • Walk-In Pantry

About This Home

As of January 2017

Best lot in the sub-division. MOVE-IN ready 4 bedroom / 2.5 bath home. Recently renovated with NEW carpet, NEW paint, NEW granite countertops, NEW flooring, & NEW GE Slate appliances. Two story foyer with open rail staircase. Separate living and dining rooms. Large eat-in kitchen with center island. Perfectly sized family room with fireplace. 9 foot tall first floor ceilings. Main floor laundry room. Master suite includes vaulted ceiling and walk-in closet. Master bathroom features double bowl sink, separate shower, soaker tub, and separate toilet room. Remaining bedrooms all large with ample closet space. Full basement ready for finishing. Maintenance free deck with full pond view. Rear yard shed for storage. Amazing home. Broker interest.

Last Agent to Sell the Property

Mike Zwemke

Charles Rutenberg Realty of IL License #475150514 Listed on: 11/30/2016

Charles Rutenberg Realty of IL

Last Buyer's Agent

Linda McNeil

Berkshire Hathaway HomeServices Chicago

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,736

Year Built | Renovated

  • 2002 | 2016

Lot Details

  • 0.25

HOA Fees

  • $12 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Water Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Separate Shower

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Deck
  • Southern Exposure

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,736

Year Built | Renovated

2002 | 2016

Lot Details

0

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Rehab Year: 2016
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2002
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2002
  • Year Renovated: 2016

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 1st Floor Laundry
  • Number Of Rooms: 8
  • Living Room: Dimensions: 12X14, On Level: Main Level, Flooring: Carpet, Windows: None
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Fireplace Details: Gas Starter
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 7X8, On Level: Main Level, Flooring: Other, Windows: None
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: None
  • Kitchen Type: Dimensions: 14X17, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Island, Pantry-Closet
  • Additional Rooms: Foyer
  • Master Bedroom: Dimensions: 17X13, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Additional Room 2 Name: Foyer, Dimensions: 10X7, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 3: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 4: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2288
  • Dining Room Type: Separate
  • Family Room: Dimensions: 19X14, On Level: Main Level, Flooring: Carpet, Windows: None

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Aluminum Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck
  • Exposure: S (South)
  • Acreage: 0.25

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 145
  • Management Contact Name: Manager
  • Management Phone: 630-620-1133

Fee Information

  • Management Company: ACM

Schools

  • School District: 46
  • Elementary School: FOX MEADOW ELEMENTARY SCHOOL
  • Middle School: KENYON WOODS MIDDLE SCHOOL
  • High School: SOUTH ELGIN HIGH SCHOOL
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 75X140
  • Lot Description: Water View
  • Parcel Identification Number: 0628452016

Tax Info

  • Taxes: 7870.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 30, 2016
Closed on
Jan 24, 2017
Sold by
Property Partners Fox Valley Llc
Bought by
Lambert Christopher O and Lambert Julie
Seller's Agent
Mike Zwemke
Charles Rutenberg Realty of IL
Buyer's Agent
Linda McNeil
Berkshire Hathaway HomeServices Chicago
List Price
$284,900
Sold Price
$280,000
Premium/Discount to List
-$4,900
-1.72%
Current Estimated Value
$448,772

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$168,772
Avg. Annual Appreciation
5.46%
Original Mortgage
$224,000
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 27, 2016
Closed on
Sep 21, 2016
Sold by
U S Bank N A
Bought by
Property Partners Of Fox Valleu Llc
Seller's Agent
Steve Bihun
HomeSmart Realty Group
Buyer's Agent
Mike Zwemke
Charles Rutenberg Realty of IL
List Price
$187,200
Sold Price
$178,500
Premium/Discount to List
-$8,700
-4.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
505.45%

Purchase Details

Closed on
Jul 18, 2016
Sold by
Philakham Chanthy
Bought by
U S Bank Na and Lasale Bank Na

Purchase Details

Closed on
Dec 6, 2005
Sold by
Denton Thomas R and Denton Rebecca L
Bought by
Philakham Chanthy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,200
Interest Rate
6.4%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 19, 2000
Sold by
Pulte Home Corp
Bought by
Denton Thomas R and Denton Rebecca L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,600
Interest Rate
7.9%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lambert Christopher O $288,000 First National Title Co
Property Partners Of Fox Valleu Llc $178,500 Chicago Title Ins Co
U S Bank Na -- Chicago Title Insurance Co
Philakham Chanthy $328,000 First American Title Ins Co
Denton Thomas R $254,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lambert Christopher O $245,000
Closed Lambert Christopher O $224,000
Previous Owner Philakham Chanthy $295,200
Previous Owner Denton Thomas R $188,250
Previous Owner Denton Thomas R $187,000
Previous Owner Denton Thomas R $189,000
Previous Owner Denton Thomas R $187,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/27/2017 01/27/17 Sold $280,000 -1.7% $122 / Sq Ft
12/04/2016 12/04/16 Pending -- -- --
11/30/2016 11/30/16 For Sale $284,900 +59.6% $125 / Sq Ft
10/26/2016 10/26/16 Sold $178,500 -4.6% $78 / Sq Ft
09/19/2016 09/19/16 Pending -- -- --
08/27/2016 08/27/16 For Sale $187,200 -- $82 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,736 $142,503 $32,132 $110,371
2023 $10,265 $128,741 $29,029 $99,712
2022 $9,634 $117,389 $26,469 $90,920
2021 $9,297 $110,201 $24,747 $85,454
2020 $9,048 $105,204 $23,625 $81,579
2019 $8,799 $100,213 $22,504 $77,709
2018 $8,740 $94,407 $21,200 $73,207
2017 $9,180 $89,249 $20,042 $69,207
2016 $8,191 $82,799 $18,594 $64,205
2015 -- $73,868 $15,018 $58,850
2014 -- $66,251 $14,833 $51,418
2013 -- $67,998 $15,224 $52,774
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09397026

Midwest Real Estate Data (MRED)

APN: 06-28-452-016