$975,000
COMING SOON AUG 15, 2025

Estimated payment $5,745/month

Total Views 109
4 Beds
3.5 Baths
3,745 Sq Ft
0.34 Acres

Highlights

  • 124 Feet of Waterfront
  • 3 Dock Slips
  • Sandy Beach
  • Boat Ramp
  • Beach
  • Fitness Center

About This Home

Luxurious Lakefront Living in Lake Holiday – 124' of Private Waterfront

Live the lake life year-round in this stunning custom Cape Cod nestled on a serene deep-water finger of Lake Holiday. Boasting over 4,000 sq. ft. across three levels, this 4-bedroom, 3.5-bath home combines classic charm, high-end finishes, and panoramic water views from nearly every room.

Step inside to a grand 2-story great room with soaring ceilings and a wall of windows that frame the tranquil lake beyond. The main-level primary suite offers a private retreat with access to the amazing deck, a spacious walk-in closet, and a beautifully appointed en-suite bath. Upstairs, you'll find two generously sized bedrooms, a full bath, and a loft area perfect for an office, reading nook, or play area.

The gourmet kitchen features custom KraftMaid cherry cabinetry, quartz countertops, and quality appliances. Entertain with ease in the walk-out basement, which includes a second full kitchen with granite countertops, another large bedroom suite, stone fireplace, spacious living area, and room for a pool table or game room.

Outdoor living shines with two expansive composite decks, a large screened-in porch, a private waterside wood deck with gazebo, and a hot tub with captain seat—all designed for relaxing or entertaining while enjoying breathtaking sunset views. The private multi-boat dock accommodates two boats and includes a boat pull-out ramp for easy storage or access.

Additional features include:

9’ ceilings, 5” oak hardwood flooring on main & upper levels
Ceramic tile throughout basement
2 stone gas fireplaces (main and lower levels)
Plantation shutters throughout
3-zone HVAC system, Rinai tankless water heater, whole-house fan
Whole-house generator, radon mitigation system
Single-car garage with overhead storage & additional roadside parking for 4
Raised garden beds, 8x10 storage shed, mature landscaping

Enjoy all the amenities of Lake Holiday, a gated, 1,900-acre community with a 240-acre private lake perfect for boating, fishing, skiing, paddle boarding, and tubing. Walk to the clubhouse, fitness center, beach, marina, volleyball and basketball courts, tennis, pickleball, and more. Explore Country Club Park with its disc golf course, hiking/biking trails, dog park, bocce, shuffleboard, and horseshoe pits.

Whether you're looking for a weekend escape or a forever home, this rare waterfront gem offers a lifestyle of relaxation, recreation, and refined comfort.

Listing Agent

Jeffrey Konrady

Realty ONE Group Old Towne License #0225207222 Listed on: 08/06/2025

Realty ONE Group Old Towne

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,083

Year Built

  • Built in 2008

Lot Details

  • 0.34 Acre Lot
  • 124 Feet of Waterfront
  • Home fronts navigable water
  • Sandy Beach
  • Property is zoned R5

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Driveway
  • Parking Lot
  • Off-Street Parking

Property Views

  • Lake
  • Woods

Home Design

  • Cape Cod Architecture
  • Permanent Foundation
  • Frame Construction

Interior Spaces

  • Property has 3 Levels
  • 2 Fireplaces
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Family Room
  • Recreation Room
  • Loft
  • Workshop

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Workshop
  • Basement Windows

Accessible Home Design

  • Halls are 36 inches wide or more
  • Lowered Light Switches
  • Garage doors are at least 85 inches wide
  • Doors swing in
  • Doors with lever handles
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits
  • Entry Slope Less Than 1 Foot
  • Flooring Modification

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Waterski or Wakeboard
  • Sail
  • No Personal Watercraft
  • Mooring
  • Rip-Rap
  • Swimming Allowed
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Vinyl Clad Material
  • Powered Boats Permitted
  • Lake Privileges

Utilities

  • Central Air
  • Heat Pump System
  • Propane Water Heater

Listing and Financial Details

  • Coming Soon on 8/15/25
  • Tax Lot 534
  • Assessor Parcel Number 18A033A 7 534

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, road maintenance, security gate, snow removal
  • $57 Other Monthly Fees
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Recreation Room

Recreation

  • Boat Ramp
  • Pier or Dock
  • 100 Community Slips
  • 4 Community Docks
  • Mooring Area
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Fishing Allowed
  • Dog Park
  • Recreational Area
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,083

Year Built

Built in 2008

Lot Details

0

HOA Fees

$150 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 2+ Access Exits, 36"+ Wide Halls, 32"+ Wide Doors, >84" Garage Door, Accessible Switches/Outlets, Doors - Lever Handle(s), Doors - Swing In, Entry Slope <1', Flooring Mod, Level Entry - Main, Thresholds <5/8"
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 8/15/2025 12:00:00 AM
  • Year Built: 2008
  • Remarks Public: Luxurious Lakefront Living in Lake Holiday – 124' of Private Waterfront Live the lake life year-round in this stunning custom Cape Cod nestled on a serene deep-water finger of Lake Holiday. Boasting over 4,000 sq. ft. across three levels, this 4-bedroom, 3.5-bath home combines classic charm, high-end finishes, and panoramic water views from nearly every room. Step inside to a grand 2-story great room with soaring ceilings and a wall of windows that frame the tranquil lake beyond. The main-level primary suite offers a private retreat with access to the amazing deck, a spacious walk-in closet, and a beautifully appointed en-suite bath. Upstairs, you'll find two generously sized bedrooms, a full bath, and a loft area perfect for an office, reading nook, or play area. The gourmet kitchen features custom KraftMaid cherry cabinetry, quartz countertops, and quality appliances. Entertain with ease in the walk-out basement, which includes a second full kitchen with granite countertops, another large bedroom suite, stone fireplace, spacious living area, and room for a pool table or game room. Outdoor living shines with two expansive composite decks, a large screened-in porch, a private waterside wood deck with gazebo, and a hot tub with captain seat—all designed for relaxing or entertaining while enjoying breathtaking sunset views. The private multi-boat dock accommodates two boats and includes a boat pull-out ramp for easy storage or access. Additional features include: 9’ ceilings, 5” oak hardwood flooring on main & upper levels Ceramic tile throughout basement 2 stone gas fireplaces (main and lower levels) Plantation shutters throughout 3-zone HVAC system, Rinai tankless water heater, whole-house fan Whole-house generator, radon mitigation system Single-car garage with overhead storage & additional roadside parking for 4 Raised garden beds, 8x10 storage shed, mature landscaping Enjoy all the amenities of Lake Holiday, a gated, 1,900-acre community with a 240-acre private lake perfect for boating, fishing, skiing, paddle boarding, and tubing. Walk to the clubhouse, fitness center, beach, marina, volleyball and basketball courts, tennis, pickleball, and more. Explore Country Club Park with its disc golf course, hiking/biking trails, dog park, bocce, shuffleboard, and horseshoe pits. Whether you're looking for a weekend escape or a forever home, this rare waterfront gem offers a lifestyle of relaxation, recreation, and refined comfort.
  • Special Features: 4128
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Great Room, Loft, Mud Room, Recreation Room, Workshop, Bathroom 2, Bathroom 3, Half Bath
  • Basement: Yes
  • Basement Type: Daylight, Full, Connecting Stairway, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Windows, Workshop
  • Total Sq Ft: 4289
  • Living Area Sq Ft: 3745
  • Price Per Sq Ft: 433.33
  • Above Grade Finished Sq Ft: 2250
  • Above Grade Unfinished Sq Ft: 544
  • Below Grade Finished Sq Ft: 1495
  • Total Below Grade Sq Ft: 1495
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1079

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • View: Lake, Trees/Woods, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, No Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 124

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage, Driveway, Off Street, Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Community Center, Dog Park, Exercise Room, Fitness Center, Gated Community, Jog/Walk Path, Lake, Picnic Area, Recreational Center, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Meeting Room, Mooring Area, Non-Lake Recreational Area, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Road Maintenance, Security Gate, Snow Removal
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District Key: 121140907577
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Land Use Code: 1
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14982.00
  • Year Assessed: 2022
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3083.00
  • Assessor Parcel Number: 18A033A 7 534
  • Tax Lot: 534
  • Tax Total Finished Sq Ft: 2250
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap, Sandy Beach

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,800 $701,288 $153,000 $548,288
2024 $1,800 $599,100 $137,000 $462,100
2023 $3,055 $599,100 $137,000 $462,100
2022 $3,083 $505,400 $132,000 $373,400
2021 $3,761 $505,400 $132,000 $373,400
2020 $3,435 $451,900 $132,000 $319,900
2019 $3,435 $451,900 $132,000 $319,900
2018 $3,331 $434,900 $132,000 $302,900
2017 $3,287 $434,900 $132,000 $302,900
2016 $3,048 $395,000 $105,100 $289,900
2015 $2,209 $394,400 $104,500 $289,900
2014 $1,596 $377,200 $104,500 $272,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2023 06/16/23 Sold $875,000 -0.6% $234 / Sq Ft
03/17/2023 03/17/23 Price Changed $880,000 -2.1% $235 / Sq Ft
02/17/2023 02/17/23 For Sale $899,000 -- $240 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $875,000 Prime Title
Warranty Deed $183,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $161,500 New Conventional
Open $464,650 New Conventional
Previous Owner $121,000 Credit Line Revolving
Previous Owner $281,000 New Conventional
Previous Owner $300,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $400,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: VAFV2035070

Bright MLS

APN: 18A033A-7-534