NOT LISTED FOR SALE

108 Bluff St Sidney, IL 61877

Estimated Value: $169,000 - $187,000

4 Beds
1 Bath
1,609 Sq Ft
$110/Sq Ft Est. Value

Last Sold December 20, 2024

Last sale price $168,500 $105 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,079/month

5 Days on Market

Highlights

  • Property is near park
  • Breakfast Room
  • Breakfast Bar
  • Wood Flooring
  • Enclosed Patio or Porch
  • 5-minute walk to Lions Park

About This Home

As of December 2024

Adorable 4 bedroom home in Unit 7 School District! As you step through the oversized foyer you enter the main level, which is complete with two bedrooms, living room, kitchen, formal dining room, breakfast nook, and laundry room. The kitchen has plenty of storage and all stainless steel appliances that are less than 5y old. Upstairs you will find two additional bedrooms, one of which is currently used as the primary suite. The fully fenced backyard offers plenty of privacy while you relax on the deck that was just re-done in Summer 2024. There is also an unfinished basement and shed for extra storage. This home does not require flood insurance. Septic was last pumped/serviced in Spring of 2024. Fireplace is gas and being sold as-is, as current owners do not use it. All kitchen appliances stay!

Last Agent to Sell the Property

Delaney Sturner

Coldwell Banker R.E. Group License #475195723 Listed on: 11/06/2024

Coldwell Banker R.E. Group

Last Buyer's Agent

Ryan Saoudi

eXp Realty License #475212377

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,843

Year Built

  • Built in 1930

Lot Details

  • Lot Dimensions are 66x120
  • Paved or Partially Paved Lot

Home Design

  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,609 Sq Ft Home
  • 2-Story Property
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Wood Flooring
  • Unfinished Basement
  • Partial Basement
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 1 Full Bathroom

Parking

  • 2 Parking Spaces
  • Gravel Driveway
  • Uncovered Parking
  • Parking Included in Price

Outdoor Features

  • Enclosed Patio or Porch
  • Shed

Location

  • Property is near park

Schools

  • Unity East Elementary School
  • Unity Junior High School
  • Unity High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Private or Community Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,843

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT PT 3 BLOCK 4 MOORE'S, ROBERT, ADD
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Partial
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 1609
  • Room Type: Enclosed Porch, Eating Area, Breakfast Room, Foyer
  • Estimated Total Finished Sq Ft: 1609
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 2199
  • ResoLivingAreaSource: Other

Exterior Features

  • Foundation Details: Block
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Parking Features: Driveway
  • ParkingTotal: 2
  • Driveway: Gravel
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Unity East Elementary School
  • High School: Unity High School
  • Middle/Junior School: Unity Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66X120
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 1843.4
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2024
Closed on
Dec 20, 2024
Sold by
Smith Lydia and Maxheimer Lydia
Bought by
Newell Haley Jo
Seller's Agent
Delaney Sturner
Coldwell Banker R.E. Group
Buyer's Agent
Ryan Saoudi
eXp Realty
List Price
$167,500
Sold Price
$168,500
Premium/Discount to List
$1,000
0.6%
Views
3
Current Estimated Value
$177,025

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,525
Avg. Annual Appreciation
5.01%
Original Mortgage
$164,957
Outstanding Balance
$160,793
Interest Rate
6.49%
Mortgage Type
FHA
Estimated Equity
$16,232

Purchase Details

Listed on
Oct 22, 2020
Closed on
Dec 18, 2020
Sold by
Gentille Chet T
Bought by
Smith Lydia
Seller's Agent
Lisa Duncan
KELLER WILLIAMS-TREC
Buyer's Agent
Mark Panno
KELLER WILLIAMS-TREC
List Price
$129,900
Sold Price
$120,000
Premium/Discount to List
-$9,900
-7.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.12%
Original Mortgage
$114,000
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2003
Sold by
Gentille Jill
Bought by
Gentille Chet T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
8.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Newell Haley Jo $168,500 None Listed On Document
Newell Haley Jo $168,500 None Listed On Document
Smith Lydia $120,000 Attorney
Gentille Chet T -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Newell Haley Jo $164,957
Closed Newell Haley Jo $164,957
Previous Owner Smith Lydia $114,000
Previous Owner Gentille Chet T $62,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2024 12/20/24 Sold $168,500 +0.6% $105 / Sq Ft
11/11/2024 11/11/24 Pending -- -- --
11/06/2024 11/06/24 For Sale $167,500 +39.6% $104 / Sq Ft
01/29/2021 01/29/21 Sold $120,000 -4.0% $89 / Sq Ft View Prior Sale
12/03/2020 12/03/20 Pending -- -- --
11/09/2020 11/09/20 Price Changed $125,000 -3.8% $93 / Sq Ft
10/22/2020 10/22/20 For Sale $129,900 -- $97 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,843 $40,230 $3,070 $37,160
2023 $1,843 $37,660 $2,870 $34,790
2022 $1,697 $34,550 $2,630 $31,920
2021 $1,590 $32,500 $2,470 $30,030
2020 $1,512 $30,630 $2,330 $28,300
2019 $1,601 $29,740 $2,260 $27,480
2018 $1,573 $29,740 $2,260 $27,480
2017 $1,601 $29,210 $2,220 $26,990
2016 $1,568 $28,410 $2,160 $26,250
2015 $1,529 $27,390 $2,080 $25,310
2014 $1,487 $26,700 $2,030 $24,670
2013 $1,507 $26,700 $2,030 $24,670
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12205133

Midwest Real Estate Data (MRED)

APN: 24-28-09-455-005