$187,000
SOLD SEP 30, 2025

108 Front St Waterloo, IL 62298

2 Beds
1 Bath
1,158 Sq Ft
8,738 Sq Ft Lot

Recently Sold

$161 Per Sq Ft

7% Above List Price

2 Days on Market

Highlights

  • Wood Flooring
  • Sun or Florida Room
  • No HOA
  • Rogers Elementary School Rated A-
  • Corner Lot
  • Cottage

About This Home

As of September 2025

This darling home is packed full of charm. This home has an updated kitchen with stainless steel appliances. The main level has beautiful refinished original hardwood floors that gleam in the sunlight. The arched doorways, stained glass windows, and open staircase makes this cutie one you cant pass up. The main level has living room with stained glass windows, dining room, updated kitchen, bedroom, and a full bath with a walk-in jetted tub. The upper level has carpet and you will find a fun sitting area/family room at the top of stairs, an office, and a bedroom. The basement is unfinished with a laundry area and plenty of storage. All appliances stay with the home. New roof on garage and home 02/2024 (one time 10 year transferable warranty), new plumbing in 2021, HVAC, and water heater are all approximately 11 years old. Radon mitigation system in place. Buyers and buyer's agent to verify any and all information.

Last Agent to Sell the Property

Jason Buss

RE/MAX Preferred License #475162134 Listed on: 09/01/2025

RE/MAX Preferred

Last Buyer's Agent

Lisa Meegan

eXp Realty License #475129918

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,962

Year Built

  • Built in 1940 | Remodeled

Lot Details

  • 8,738 Sq Ft Lot
  • Lot Dimensions are 40x153x75.5x155
  • Corner Lot
  • Few Trees
  • Back Yard

Parking

  • 1 Car Detached Garage
  • Alley Access
  • Driveway

Home Design

  • Cottage
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 1,158 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Window Treatments
  • Wood Frame Window
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Washer and Dryer

Kitchen

  • Free-Standing Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Interior Basement Entry
  • Block Basement Construction

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Single-Phase Power
  • Natural Gas Connected
  • Phone Available
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • City Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-25-465-010-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,962

Year Built

Built in 1940 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Cross Street: South Market Street
  • Year Built: 1940
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, City Lot, Corner Lot, Few Trees
  • Lot Size Acres: 0.2006
  • Road Frontage Type: City Street
  • Road Surface Type: Chip And Seal
  • Co List Office Phone: 618-624-2111
  • Outside Inclusions: Personal Property
  • MLS Status: Closed
  • Subdivision Name: South Waterloo Fairview Sub
  • Above Grade Finished Sq Ft: 1158
  • Architectural Style: Cottage
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Reso Window Features: Window Treatments, Wood Frames
  • Financial Info Electric: Single Phase
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1158.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Interior Entry, Radon Mitigation, Unfinished
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Free-Standing Gas Range, Free-Standing Refrigerator, Washer/Dryer
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Door(s)
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Vinyl
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 1

Exterior Features

  • Roof: Architectural Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Frame, Vinyl Siding
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Alley Access, Detached, Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 40x153x75.5x155
  • Lot Size Sq Ft: 8738.14
  • Parcel Number: 07-25-465-010-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2962

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2025
Closed on
Sep 30, 2025
Sold by
Linnemeier Lynette and Morris Lynette
Bought by
Boyer Michael
Seller's Agent
Jason Buss
RE/MAX Preferred
Buyer's Agent
Lisa Meegan
eXp Realty
List Price
$175,000
Sold Price
$187,000
Premium/Discount to List
$12,000
6.86%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.71%
Original Mortgage
$168,300
Outstanding Balance
$168,300
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$17,673

Purchase Details

Listed on
Dec 11, 2020
Closed on
Feb 26, 2021
Sold by
Rosemary Weston Frances
Bought by
Morris Lynette
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Jason Buss
RE/MAX Preferred
List Price
$124,900
Sold Price
$122,900
Premium/Discount to List
-$2,000
-1.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$98,320
Interest Rate
3%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $187,000 None Listed On Document
Guardian Deed $123,000 Monroe County Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $168,300 New Conventional
Previous Owner $98,320 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $187,000 +6.9% $161 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
09/01/2025 09/01/25 For Sale $175,000 +42.4% $151 / Sq Ft
02/26/2021 02/26/21 Sold $122,900 -1.6% $154 / Sq Ft View Prior Sale
12/11/2020 12/11/20 For Sale $124,900 -- $156 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,962 $56,036 $15,968 $40,068
2023 $2,542 $46,390 $14,830 $31,560
2022 $2,571 $46,350 $15,060 $31,290
2021 $396 $41,070 $11,040 $30,030
2020 $399 $40,130 $11,040 $29,090
2019 $398 $40,850 $11,040 $29,810
2018 $404 $38,340 $8,480 $29,860
2017 $1,860 $39,041 $8,633 $30,408
2016 $0 $37,270 $7,370 $29,900
2015 $403 $37,720 $8,590 $29,130
2014 $388 $36,470 $8,590 $27,880
2012 -- $35,060 $7,770 $27,290
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25056940

MARIS MLS

APN: 07-25-465-010-000