1082 Cottage Way Encinitas, CA 92024
Central Encinitas Neighborhood
3
Beds
2.5
Baths
1,386
Sq Ft
1
Acres
Highlights
- Updated Kitchen
- Living Room with Fireplace
- High Ceiling
- Park Dale Lane Elementary Rated A
- Wood Flooring
- Granite Countertops
About This Home
As of May 2024PRIVATE OASIS in CAMBRIA just 3.6 Miles from MOONLIGHT - Beautifully upgraded, high-end finishes throughout. Downstairs includes open floor plan with living room including fireplace that flows to the dining and kitchen area and 1/2 bath. Back yard is perfect for entertaining which includes attached pergola, water feature and built in hardscape and fire place. Upstairs includes 3 Bed and 2 Bath with upgrades throughout. Home is located near all major shopping centers including Carlsbad forum.
Last Agent to Sell the Property
Dane Ludolph
Cal State Realty Services License #01467833 Listed on: 04/02/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,394
Year Built
- Built in 2000 | Remodeled
Lot Details
- Gated Home
- Property is Fully Fenced
- Block Wall Fence
- Landscaped
- Level Lot
- Front Yard Sprinklers
HOA Fees
- $180 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
- Off-Street Parking
- Unassigned Parking
Home Design
- Clay Roof
- Stucco Exterior
Interior Spaces
- 1,386 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Awning
- Family Room Off Kitchen
- Living Room with Fireplace
- 2 Fireplaces
- Interior Storage Closet
- Carbon Monoxide Detectors
Kitchen
- Updated Kitchen
- Stove
- Gas Range
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathtub
- Shower Only
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Covered patio or porch
- Outdoor Fireplace
Utilities
- Natural Gas Connected
- Separate Water Meter
Community Details
- Association fees include exterior (landscaping)
- First Service Residential Association, Phone Number (760) 607-4029
Listing and Financial Details
- Assessor Parcel Number 257-501-21-02
- $1,397 annual special tax assessment
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2024
Closed on
Apr 19, 2024
Sold by
Dane R Ludolph Living Trust and Ludolph Dane R
Bought by
Torres Jose C and Benik Elise G
Seller's Agent
Dane Ludolph
Cal State Realty Services
Buyer's Agent
Justin Cote
Compass
List Price
$1,275,000
Sold Price
$1,300,000
Premium/Discount to List
$25,000
1.96%
Views
135
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,417
Avg. Annual Appreciation
2.60%
Original Mortgage
$975,000
Outstanding Balance
$962,196
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$380,137
Purchase Details
Closed on
Sep 20, 2021
Sold by
Ludoiph Dane R
Bought by
Ludoiph Dane R and Dane R Ludoiph Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 27, 2020
Closed on
Jun 16, 2020
Sold by
Ford Caitlin and Ford Brian
Bought by
Ludolph Dane R
Seller's Agent
Krista Lombardi
1st Class Real Estate SD
Buyer's Agent
Robert Ludolph
HomeSmart Realty West
List Price
$799,000
Sold Price
$825,000
Premium/Discount to List
$26,000
3.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$660,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 11, 2019
Sold by
Ford Caitlin and Ford Brian
Bought by
Ford Caitlin and Ford Brian
Purchase Details
Listed on
May 1, 2017
Closed on
May 15, 2017
Sold by
Pippin Mark and Pippin Debra
Bought by
Ford Caitlin and Ford Brian
Seller's Agent
Kandi Litjen
Compass
Buyer's Agent
Lil Cottrell
Reliance Realty Group
List Price
$720,100
Sold Price
$725,000
Premium/Discount to List
$4,900
0.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.88%
Original Mortgage
$711,730
Interest Rate
4.02%
Mortgage Type
VA
Purchase Details
Listed on
Jun 6, 2014
Closed on
Jun 12, 2014
Sold by
Leffingwell Diane P
Bought by
Pippin Mark and Pippin Debra
Seller's Agent
Cheryl Cline
Keller Williams Realty
Buyer's Agent
Kandi Litjen
Compass
List Price
$645,000
Sold Price
$645,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%
Purchase Details
Closed on
Mar 22, 2012
Sold by
Gibson David F C
Bought by
Leffingwell Diane P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
3.83%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 5, 2011
Sold by
Gibson David F C
Bought by
Gibson David F C and Leffingwell Diane P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,961
Interest Rate
4.45%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 13, 2006
Sold by
Gibson Katie M
Bought by
Gibson David F C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.46%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 1, 2002
Sold by
Wadley Martin J
Bought by
Gibson David F C and Gibson Katie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 1, 1998
Sold by
Green Valley Associates Ii L L C
Bought by
Wadley Martin J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,349
Interest Rate
7.05%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,300,000 | Ticor Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $825,000 | Wfg Title Company Of Ca | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $725,000 | First American Title Company | |
| Grant Deed | $645,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | North American Title Company | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Grant Deed | $410,000 | First American Title Ins Co | |
| Grant Deed | $227,000 | Chicago Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $975,000 | New Conventional | |
| Previous Owner | $650,000 | New Conventional | |
| Previous Owner | $660,000 | New Conventional | |
| Previous Owner | $711,730 | VA | |
| Previous Owner | $418,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $375,000 | New Conventional | |
| Previous Owner | $490,961 | FHA | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $415,000 | Purchase Money Mortgage | |
| Previous Owner | $301,000 | Unknown | |
| Previous Owner | $300,700 | Purchase Money Mortgage | |
| Previous Owner | $212,000 | Unknown | |
| Previous Owner | $181,349 | Purchase Money Mortgage | |
| Closed | $30,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/03/2024 05/03/24 | Sold | $1,300,000 | +2.0% | $938 / Sq Ft |
| 04/11/2024 04/11/24 | Pending | -- | -- | -- |
| 04/02/2024 04/02/24 | For Sale | $1,275,000 | +54.5% | $920 / Sq Ft |
| 06/26/2020 06/26/20 | Sold | $825,000 | +3.3% | $603 / Sq Ft |
| 06/04/2020 06/04/20 | Pending | -- | -- | -- |
| 05/27/2020 05/27/20 | For Sale | $799,000 | +10.2% | $584 / Sq Ft |
| 06/19/2017 06/19/17 | Sold | $725,000 | +0.7% | $523 / Sq Ft |
| 05/09/2017 05/09/17 | Pending | -- | -- | -- |
| 05/01/2017 05/01/17 | For Sale | $720,100 | +11.6% | $520 / Sq Ft |
| 07/09/2014 07/09/14 | Sold | $645,000 | 0.0% | $465 / Sq Ft |
| 06/10/2014 06/10/14 | Pending | -- | -- | -- |
| 06/06/2014 06/06/14 | For Sale | $645,000 | -- | $465 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,394 | $1,326,000 | $918,000 | $408,000 |
| 2024 | $11,394 | $884,562 | $431,495 | $453,067 |
| 2023 | $11,078 | $867,219 | $423,035 | $444,184 |
| 2022 | $10,570 | $850,216 | $414,741 | $435,475 |
| 2021 | $10,764 | $833,546 | $406,609 | $426,937 |
| 2020 | $10,358 | $769,372 | $375,304 | $394,068 |
| 2019 | $10,134 | $754,288 | $367,946 | $386,342 |
| 2018 | $10,025 | $739,499 | $360,732 | $378,767 |
| 2017 | $194 | $667,932 | $325,821 | $342,111 |
| 2016 | $9,076 | $654,836 | $319,433 | $335,403 |
| 2015 | $8,993 | $645,000 | $314,635 | $330,365 |
| 2014 | $7,294 | $484,402 | $236,294 | $248,108 |
Source: Public Records
Agents Affiliated with this Home
-
D
Seller's Agent in 2024
Dane Ludolph
Cal State Realty Services
-
Buyer's Agent in 2024
Justin Cote
Compass
(760) 613-7236
9 in this area
32 Total Sales
-
Seller's Agent in 2020
Krista Lombardi
1st Class Real Estate SD
(619) 519-3251
36 Total Sales
-
R
Buyer's Agent in 2020
Robert Ludolph
HomeSmart Realty West
-
K
Seller's Agent in 2017
Kandi Litjen
Compass
-
L
Buyer's Agent in 2017
Lil Cottrell
Reliance Realty Group
Map
Source: San Diego MLS
MLS Number: 240006615
APN: 257-501-21-02
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